Abstract: A phone handset housing assembly that includes an upper and a lower handset housing unit that are interconnected by a resilient over-the-head combined support band/communications conduit, the upper and lower handset housing units being configurable in hand-held configuration for use in a hand-held mode wherein the upper and lower handset housing units are rigidly attached and the resilient over-the-head combined support band/communications conduit is stored within an upper and a lower band storage chamber formed, respectively within the upper and lower handset housing units, and configurable in a head-set configuration for use in a hand-less mode wherein the upper and lower handset housing units are separated and the resilient over-the-head combined support band/communications conduit is used to support the upper and lower handset housing units on either side of the user's head and against the user's ears; the lower handset housing unit including an extendable microphone support structure, a fixed microphone