Patents by Inventor William Carroll
William Carroll has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12519345Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: GrantFiled: June 12, 2024Date of Patent: January 6, 2026Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Kevin Osborn, Daniel Herrington, William Carroll
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Patent number: 12437300Abstract: Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.Type: GrantFiled: December 5, 2023Date of Patent: October 7, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Abdelkader Benkreira, Michael Mossoba, William Carroll
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Patent number: 12438399Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: GrantFiled: June 12, 2024Date of Patent: October 7, 2025Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Kevin Osborn, Daniel Herrington, William Carroll
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Publication number: 20250094964Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.Type: ApplicationFiled: August 29, 2024Publication date: March 20, 2025Inventors: Colin HART, Michael SAIA, Bryant YEE, William CARROLL
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Patent number: 12229778Abstract: Systems and methods build blockchains and verify assets for smart contracts. A system includes a memory, a blockchain, a set of nodes, a set of verifiers, a set of miners, and a consensus protocol. The memory can have a block data structure representing a transaction for an asset having an identifier and at least one verifiable characteristic. The consensus protocol can include rules for: receiving the stake at risk from the verifiers, providing the reputational score to the verifiers, verifying the verifiable characteristic of the asset by the verifiers, cryptographic verification by the miners, adding the new block to the blockchain by the miners, providing the reward to the miners, and distributing the copy of the blockchain to each node.Type: GrantFiled: June 15, 2020Date of Patent: February 18, 2025Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Abdelkader Benkreira, Rajko Ilincic, William Carroll
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Publication number: 20250015637Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: ApplicationFiled: June 12, 2024Publication date: January 9, 2025Inventors: Jeffrey RULE, Kevin OSBORN, Daniel HERRINGTON, William CARROLL
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Patent number: 12117993Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: GrantFiled: July 11, 2023Date of Patent: October 15, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Publication number: 20240311815Abstract: Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.Type: ApplicationFiled: May 28, 2024Publication date: September 19, 2024Inventors: Cruz VARGAS, Andrea MONTEALEGRE, Daniel John MARSCH, Sophie BERMUDEZ, William CARROLL
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Patent number: 12079798Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.Type: GrantFiled: February 6, 2023Date of Patent: September 3, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Colin Hart, Michael Saia, Bryant Yee, William Carroll
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Patent number: 12046916Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: GrantFiled: April 18, 2023Date of Patent: July 23, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Kevin Osborn, Daniel Herrington, William Carroll
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Publication number: 20240242222Abstract: Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.Type: ApplicationFiled: December 5, 2023Publication date: July 18, 2024Inventors: Abdelkader BENKREIRA, Michael MOSSOBA, William CARROLL
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Patent number: 12026709Abstract: Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.Type: GrantFiled: April 26, 2022Date of Patent: July 2, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Cruz Vargas, Andrea Montealegre, Daniel John Marsch, Sophie Bermudez, William Carroll
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Publication number: 20240152983Abstract: Systems and methods for dynamically establishing and adjusting domain name registration requirements to adaptively control registration activities being performed in response to domain name registration requests include a registration controller communicatively coupled to a registry server that maintains a domain name registry.Type: ApplicationFiled: January 12, 2024Publication date: May 9, 2024Applicant: Verisign, Inc.Inventors: Paul SITOWITZ, William CARROLL, Andrew SIMPSON, Galileo Mark NAMATA
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Patent number: 11954747Abstract: A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.Type: GrantFiled: June 15, 2022Date of Patent: April 9, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Steven Quadros, Mykhaylo Bulgakov, Adnan Malik, Kevin P. Kelly, William Carroll, Adam Vukich, Abdelkader Benkreira
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Publication number: 20240095767Abstract: A method and a computer system for performing the method of determining an initial value or lifetime value for a domain name is provided. The method for determining an initial value includes obtaining, over a communication network, a domain name from requestor; obtaining, over the communication network, one or more inputs from one or more domain name data sources; applying the one or more inputs and the domain name to an initial lifetime worth computer model, wherein the one or more inputs comprise data related to comparable historical domain names, data from a linguistic model analysis, data from a linguistic frequency list, and data related to a second-level domain to top-level domain relationship analysis; determining, by a hardware processor, an initial lifetime worth for the domain name based on the initial lifetime worth computer model; and providing the initial lifetime worth for the domain name to the requestor.Type: ApplicationFiled: February 27, 2023Publication date: March 21, 2024Applicant: VeriSign, Inc.Inventors: William Carroll, Galileo Mark Namata, Andrew Simpson, Scott Walker
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Patent number: 11880843Abstract: Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.Type: GrantFiled: August 11, 2020Date of Patent: January 23, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Abdelkader Benkreira, Michael Mossoba, William Carroll
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Publication number: 20230350881Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: ApplicationFiled: July 11, 2023Publication date: November 2, 2023Inventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Publication number: 20230274256Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.Type: ApplicationFiled: February 6, 2023Publication date: August 31, 2023Inventors: Colin HART, Michael SAIA, Bryant YEE, William CARROLL
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Patent number: 11741082Abstract: A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.Type: GrantFiled: April 30, 2020Date of Patent: August 29, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Adam Vukich, Kevin P. Kelly, Adnan Malik, Mykhaylo Bulgakov, William Carroll, Steven Quadros, Abdelkader Benkreira
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Publication number: 20230253831Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: ApplicationFiled: April 18, 2023Publication date: August 10, 2023Inventors: Jeffrey RULE, Kevin OSBORN, Daniel HERRINGTON, William CARROLL