Patents by Inventor William D. Hornsby

William D. Hornsby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for detecting unauthorized access using a voice signature
    Patent number: 7430287
    Abstract: A method for detecting unauthorized access is provided. The method includes receiving a voice input associated with a request to access an account. A request voice signature corresponding to the voice input associated with the request is generated. An authorized voice signature corresponding to the account is retrieved. The request voice signature corresponding to the voice input is compared with the authorized voice signature corresponding to the account. Unauthorized access is detected in response to the comparison.
    Type: Grant
    Filed: March 21, 2007
    Date of Patent: September 30, 2008
    Assignee: Capital One Financial Corporation
    Inventors: Joel D. Daugherty, William D. Hornsby
  • System and method for detecting unauthorized access using a voice signature
    Patent number: 7224786
    Abstract: A method for detecting unauthorized access is provided. The method includes receiving a voice input associated with a request to access an account. A request voice signature corresponding to the voice input associated with the request is generated. An authorized voice signature corresponding to the account is retrieved. The request voice signature corresponding to the voice input is compared with the authorized voice signature corresponding to the account. Unauthorized access is detected in response to the comparison.
    Type: Grant
    Filed: September 11, 2003
    Date of Patent: May 29, 2007
    Assignee: Capital One Financial Corporation
    Inventors: Joel D. Daugherty, William D. Hornsby