Abstract: Embodiments of the invention provide for systems, computer program products, and methods for a usage and resource allocation segmentation tool that allows a user to create customized resource segmentation reports in order to segment the metrics of plan participants into customized groups for additional analysis. The usage and resource allocation segmentation tool searches the underlying data related to individual resources, metrics, and participant information, and creates customized segmentation reports for the user based on selection criteria and data points selected by the user.

Abstract: Embodiments of the invention provide for systems, computer program products, and methods for a resource usage and allocation wellness tool that provides an overview of the well-being of resource allocation plan participants based on whether or not they are exhibiting behaviors in the resource allocation plan that may lead to success. The resource usage and allocation wellness tool creates a wellness score for plan participants based on the behaviors of the participants. The resource allocation plan wellness tool provides a report to an institution that shows aggregated wellness scores and aggregated metrics illustrating the well-being of plan participants based on the participants that utilize an advice service, trends of the plan participates over time, and comparisons against plan participants of other institutions.

Abstract: Embodiments of the invention provide for systems, computer program products, and methods for a financial wellness segmentation tool that allows a user to create customized wellness segmentation reports in order to segment the wellness metrics of plan participants in one or more retirement accounts into customized groups for additional analysis. The wellness segmentation tool searches the underlying data related to individual wellness scores, wellness metrics, retirement accounts, and participant information, and creates customized wellness segmentation reports for the user based on one or more retirement plans, selection criteria, and data points selected by the user. In this way, a user may create customized wellness segmentation reports that allow the institution to receive specific information about the participants in order to adjust investment options, retirement account benefits, or targeted communication or education for specifically identified plan participants.

Abstract: Embodiments of the invention provide for systems, computer program products, and methods for a financial plan wellness tool that provides an overview of the financial well-being of financial plan participates (e.g., employees of an institution participating in a retirement plan, clients participating in a retirement plan, or the like) based on whether or not they are exhibiting behaviors in the financial plan that may lead to retirement success. The financial plan wellness tool creates a wellness score for plan participants based on the behaviors the participants are taking with respect to their retirement accounts. The financial plan wellness tool provides a report to an institution that shows aggregated wellness scores and aggregated metrics illustrating the well-being of plan participants based on the participants that utilize an advice service, trends of the plan participates over time, and comparisons against plan participates of other institutions.

Abstract: The present disclosure relates to isolated antibodies that do not bind to brain natriuretic peptide that can be used as a reagent to reduce heterophilic interference in an immunoassay.

Abstract: A novel material and device useful in solid-phase binding assays to determine the presence or amount of an analyte in a test sample, particularly antigens, antibodies, or other ligands or DNA segments. The material and device comprises a reaction site having procedural controls and an analyte binding area capable of being simultaneously contacted by the sample and reagent used in the performance of the assay. The procedural controls and analyte binding areas operate to provide readable results as to the presence or absence of analyte and simultaneously verify the assay procedure and therefore the assay result.

Abstract: A novel material and device useful in solid-phase binding assays to determine the presence or amount of an analyte in a test sample, particularly antigens, antibodies, or other ligands or DNA segments. The material and device comprises a reaction site having procedural controls and an analyte binding area capable of being simultaneously contacted by the sample and reagent used in the performance of the assay. The procedural controls and analyte binding areas operate to provide readable results as to the presence or absence of analyte and simultaneously verify the assay procedure and therefore the assay result.

Abstract: A novel material and device useful in solid-phase binding assays to determine the presence or amount of an analyte in a test sample, particularly antigens, antibodies, or other ligands or DNA segments. The material and device comprises a reaction site having procedural controls and an analyte binding area capable of being simultaneously contacted by the sample and reagent used in the performance of the assay. The procedural controls and analyte binding areas operate to provide readable results as to the presence or absence of analyte and simultaneously verify the assay procedure and therefore the assay result.