Abstract: Disclosed is a system and associated method of using a customer's mobile device as an online banking remote control for another customer device. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for (i) associating the mobile device with the customer's online banking account and (ii) binding the mobile device to another computing device. In addition, the module is typically configured for subsequently receiving a remote access command associated with the customer's online banking account and associated with the computing device from the mobile device. The remote access of the computing device to the customer's online banking account can then be modified based on the remote access command and determining that (i) the mobile device is associated with the customer's online banking account and (ii) the mobile device is bound to the computing device.

Abstract: Disclosed is a system and associated method for restricting access to a customer's online banking account. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for determining that a computing device has initiated a first online banking transaction associated with the customer's online banking account. If the first online banking transaction is within a first restricted transaction definition and if the computing device is not enrolled with the customer's online banking account, geographic location information associated with the computing device and geographic location information associated with a first mobile device enrolled with the customer's account are received. The module determines whether the location of the computing device is proximate to a predefined location and/or whether the location of the computing device is proximate to the location of the first mobile device.

Abstract: A system and method for challenge question authentication comprises determining whether a log-in attempt requires additional authentication. A user attempts to log-in using a first application and a first delivery channel. When additional authentication is required, a challenge question is communicated to the user using a second application and a second delivery channel. The challenge question is specific to the user. An answer to the challenge question is received, and the user provides the answer using the first application and the first delivery channel. The log-in attempt is completed when the answer to the challenge question is correct.

Abstract: Embodiments for transferring online account sessions are included in systems that enable a user to transfer control of an account session from a first mobile device to a second mobile device and determine whether or not the second mobile device has control of the account session based on transmission data received from the first mobile device or second mobile device. The systems receive transaction data, user input, or device tracking data from the first device or second device, and use the data to process online activities.

Abstract: Disclosed is a system and associated method for providing alerts regarding a customer's online banking account. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for initially associating a mobile device with the customer's online banking account. In addition, the module is typically configured for subsequently determining whether a computing device has engaged in a predefined online banking transaction associated with the customer's online banking account and transmitting a notification that the computing device has engaged in the predefined online banking transaction to the mobile device based on determining that (i) the computing device has engaged in a predefined online banking transaction associated with the customer's online banking account and (ii) the mobile device is associated with the customer's online banking account.

Abstract: Disclosed is a system and associated method for restricting access to a customer's online banking account based on customer-defined online-banking access restrictions. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for initially associating a mobile device with the customer's online banking account.

Abstract: Disclosed is a system and associated method of using a customer's mobile device as an online banking remote control for another customer device. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for (i) associating the mobile device with the customer's online banking account and (ii) binding the mobile device to another computing device. In addition, the module is typically configured for subsequently receiving a remote access command associated with the customer's online banking account and associated with the computing device from the mobile device. The remote access of the computing device to the customer's online banking account can then be modified based on the remote access command and determining that (i) the mobile device is associated with the customer's online banking account and (ii) the mobile device is bound to the computing device.

Abstract: Disclosed is a system and associated method for restricting access to a customer's online banking account. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for determining that a computing device has initiated a first online banking transaction associated with the customer's online banking account. If the first online banking transaction is within a first restricted transaction definition and if the computing device is not enrolled with the customer's online banking account, geographic location information associated with the computing device and geographic location information associated with a first mobile device enrolled with the customer's account are received. The module determines whether the location of the computing device is proximate to a predefined location and/or whether the location of the computing device is proximate to the location of the first mobile device.

Abstract: A system and method for challenge question authentication comprises determining whether a log-in attempt requires additional authentication. A user attempts to log-in using a first application and a first delivery channel. When additional authentication is required, a challenge question is communicated to the user using a second application and a second delivery channel. The challenge question is specific to the user. An answer to the challenge question is received, and the user provides the answer using the first application and the first delivery channel. The log-in attempt is completed when the answer to the challenge question is correct.

Abstract: According to one embodiment, a system including a memory and a processor is provided. The memory may be operable to store a plurality of accounts. Each account may be associated with a user and with a mobile device. The processor may be coupled to the memory and operable to receive user credentials, sent by a requesting user and originating from a requesting device, in conjunction with a request for authentication. The user credentials may include an account identifier. The processor may be further operable to retrieve, from the plurality of accounts, the account associated with the account identifier that matches the account identifier included in the user credentials. The processor may compare information included within the user credentials with information associated the account. If the information included within the user credentials matches the information associated with the account, the processor may send an authentication-confirmation message to a second device.

Abstract: A system includes a memory for storing user account information and mobile device information; and a processor. The processor receives a request for a transaction. The request includes a user identifier, a transaction amount, and a transaction recipient identifier. The processor further generates a transaction code. The processor further communicates the transaction code to a user device. The processor further receives, from a mobile device, a transaction confirmation message, wherein the user device and the mobile device are separate devices. The transaction confirmation message includes a confirmation of the request for the transaction and a unique identifier of the mobile device. The processor further compares the unique identifier of the mobile device with the stored mobile device information. In response to a determination that the unique identifier of the mobile device matches the stored mobile device information, the processor further allows the transaction to occur.

Abstract: According to one embodiment, a system including a memory and a processor is provided. The memory may be operable to store a plurality of accounts. Each account may be associated with a user and with a mobile device. The processor may be coupled to the memory and operable to receive user credentials, sent by a requesting user and originating from a requesting device, in conjunction with a request for authentication. The user credentials may include an account identifier. The processor may be further operable to retrieve, from the plurality of accounts, the account associated with the account identifier that matches the account identifier included in the user credentials. The processor may compare information included within the user credentials with information associated the account. If the information included within the user credentials matches the information associated with the account, the processor may send an authentication-confirmation message to a second device.

Abstract: A compact rope stretcher maintains the tension in an endless rope used for threading a web in a papermaking machine and includes a beam having parallel flanges forming tracks which are engaged by guide wheels supporting separate carriages. The carriages support corresponding rope sheaves for free rotation, and a pair of fluid cylinders are mounted on the beam and have piston rods connected directly to the corresponding carriages. The rope sheave on each carriage has at least two peripheral grooves to receive a double loop of the rope, and the frame supports a corresponding multiple groove sheave for each of the carriage sheaves and for also receiving a double loop of the rope.