Patents by Inventor William F. Carroll
William F. Carroll has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12192209Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: October 11, 2022Date of Patent: January 7, 2025Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
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Patent number: 11836560Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: GrantFiled: April 13, 2022Date of Patent: December 5, 2023Assignee: Capital One Services, LLCInventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
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Patent number: 11567647Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: GrantFiled: November 18, 2019Date of Patent: January 31, 2023Assignee: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
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Patent number: 11503034Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: February 23, 2021Date of Patent: November 15, 2022Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
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Patent number: 11354648Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.Type: GrantFiled: March 9, 2020Date of Patent: June 7, 2022Assignee: Capital One Services, LLCInventors: Rajko Ilincic, Sarah J. Cunningham, James Zarakas, William F. Carroll, George Bergeron
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Patent number: 11328195Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: GrantFiled: May 5, 2020Date of Patent: May 10, 2022Assignee: Capital One Services, LLCInventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
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Patent number: 10972473Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: November 25, 2019Date of Patent: April 6, 2021Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
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Patent number: 10867148Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.Type: GrantFiled: February 6, 2020Date of Patent: December 15, 2020Assignee: Develop For LLCInventor: William F Carroll, II
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Publication number: 20200257871Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.Type: ApplicationFiled: February 6, 2020Publication date: August 13, 2020Inventor: William F. Carroll, II
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Publication number: 20200210996Abstract: A method of a reporting node including: storing a distributed blockchain ledger including a plurality of data records associated with respective processed transactions; receiving a first data packet corresponding to a first transaction, the first data packet including first customer identification data, a first transaction amount and a first transaction date and time; posting the first transaction to the ledger; receiving a second data packet corresponding to a second transaction, the second data packet including second customer identification data, a second transaction amount, and a second transaction date and time; posting the second transaction to the ledger; and responsive to determining that the first and second customer identification data correspond to a same customer and that the first and second transaction date and times are within a predetermined period of time, reporting the first and second transactions to a supervisor server.Type: ApplicationFiled: December 27, 2018Publication date: July 2, 2020Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Bakr Mossoba, WIlliam F. Carroll, II
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Publication number: 20200125247Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: ApplicationFiled: November 18, 2019Publication date: April 23, 2020Applicant: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
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Patent number: 10523681Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: May 28, 2019Date of Patent: December 31, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
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Patent number: 10481783Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: GrantFiled: October 22, 2018Date of Patent: November 19, 2019Assignee: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
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Publication number: 20180305629Abstract: A method of enhancing fuel combustion using a specific catalyst composition with a preselected type of fuel. Upon blending the catalyst with the fuel a mixture is formed where a hydrocarbon structure of the fuel is relaxed by opening up and spreading/spacing out to allow more available oxygen to reach and react with the fuel on a molecular level. The relaxing of the hydrocarbon structure, upon combustion, reduces harmful emissions, burns fuel more efficiently, improves horsepower and torque performance, and improves fuel economy.Type: ApplicationFiled: April 24, 2018Publication date: October 25, 2018Inventors: Robert W. Carroll, Noel Carroll, William F. Carroll, Michael Carroll, Colin Kenneth Hill
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Patent number: 8945244Abstract: A method of improving the combustion of a fuel by adding a catalyst or combustion enhancer at an extremely low concentration, preferably in the range of 1 part catalyst per 200 million parts fuel to 1 part catalyst per 6 trillion parts fuel. The catalyst or combustion enhancer may be selected from a wide range of soluble compounds. The method may comprise the steps of an initial mixing of the catalyst or enhancer with a suitable solvent and then subsequent dilution steps using solvents or fuel. Suitable solvents include water, MTBE, methylketone, methyisobutylketone, butanol, isopropyl alcohol and other hydrophilic/oleophilic compounds.Type: GrantFiled: October 11, 2012Date of Patent: February 3, 2015Inventors: Robert W. Carroll, Noel Carroll, William F. Carroll, Michael Carroll
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Publication number: 20130118065Abstract: A method of improving the combustion of a fuel by adding a catalyst or combustion enhancer at an extremely low concentration, preferably in the range of 1 part catalyst per 200 million parts fuel to 1 part catalyst per 6 trillion parts fuel. The catalyst or combustion enhancer may be selected from a wide range of soluble compounds. The method may comprise the steps of an initial mixing of the catalyst or enhancer with a suitable solvent and then subsequent dilution steps using solvents or fuel. Suitable solvents include water, MTBE, methylketone, methyisobutylketone, butanol, isopropyl alcohol and other hydrophilic/oleophilic compounds.Type: ApplicationFiled: October 11, 2012Publication date: May 16, 2013Inventors: Robert W. Carroll, Noel Carroll, William F. Carroll, Michael Carroll
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Patent number: 8287607Abstract: A method of improving the combustion of a fuel by adding a catalyst or combustion enhancer at an extremely low concentration, preferably in the range of 1 part catalyst per 200 million parts fuel to 1 part catalyst per 6 trillion parts fuel. The catalyst or combustion enhancer may be selected from a wide range of soluble compounds. The method may comprise the steps of an initial mixing of the catalyst or enhancer with a suitable solvent and then subsequent dilution steps using solvents or fuel. Suitable solvents include water, MTBE, methylketone, methyisobutylketone, butanol, isopropyl alcohol and other hydrophilic/oleophilic compounds.Type: GrantFiled: February 4, 2009Date of Patent: October 16, 2012Inventors: Robert Wilfred Carroll, Noel Carroll, William F. Carroll, Michael Carroll
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Publication number: 20090282730Abstract: A method of improving the combustion of a fuel by adding a catalyst or combustion enhancer at an extremely low concentration, preferably in the range of 1 part catalyst per 200 million parts fuel to 1 part catalyst per 6 trillion parts fuel. The catalyst or combustion enhancer may be selected from a wide range of soluble compounds. The method may comprise the steps of an initial mixing of the catalyst or enhancer with a suitable solvent and then subsequent dilution steps using solvents or fuel. Suitable solvents include water, MTBE, methylketone, methyisobutylketone, butanol, isopropyl alcohol and other hydrophilic/oleophilic compounds.Type: ApplicationFiled: February 4, 2009Publication date: November 19, 2009Inventors: Robert Wilfred Carroll, Noel Carroll, William F. Carroll, Michael Carroll
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Patent number: 7503944Abstract: A method of improving the combustion of a fuel by adding a catalyst or combustion enhancer at an extremely low concentration, preferably in the range of 1 part catalyst per 200 million parts fuel to 1 part catalyst per 6 trillion parts fuel. The catalyst or combustion enhancer may be selected from a wide range of soluble compounds. The method may comprise the steps of an initial mixing of the catalyst or enhancer with a suitable solvent and then subsequent dilution steps using solvents or fuel. Suitable solvents include water, MTBE, methylketone, methylisobutylketone, butanol, isopropyl alcohol and other hydrophilic/oleophilic compounds.Type: GrantFiled: November 8, 2002Date of Patent: March 17, 2009Inventors: Robert W. Carroll, Noel Carroll, William F. Carroll, Michael Carroll
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Patent number: 4732953Abstract: A polyvinyl chloride having high bulk density and enhanced plasticizer absorption is produced by suspension polymerization of vinyl chloride monomer and comonomers wherein the initial suspension of ingredients is generated such that the oil phase droplets formed in the suspension are compositionally equivalent with respect to initiator, and the level of suspending agent and agitation are chosen to substantially preclude agglomeration of resin particles throughout the reaction, thereby producing resin wherein the resin grain size distribution results directly from the oil phase droplet distribution created at or near the start of the reaction. The process is conducted under conditions so that the polymerization is commenced before the final distribution is established. In this manner, seed particles of resin are produced from the vinyl monomer prior to establishing the final particle distribution.Type: GrantFiled: June 23, 1983Date of Patent: March 22, 1988Assignee: Occidental Chemical CorporationInventors: William F. Carroll, Jr., Stephen T. Fitzpatrick, John M. Ogorzalek, Edward P. Tefft