Patents by Inventor William F. Carroll
William F. Carroll has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 12192209Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: October 11, 2022Date of Patent: January 7, 2025Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
-
Patent number: 11836560Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: GrantFiled: April 13, 2022Date of Patent: December 5, 2023Assignee: Capital One Services, LLCInventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
-
Publication number: 20230306474Abstract: A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.Type: ApplicationFiled: March 31, 2023Publication date: September 28, 2023Inventors: Adam VUKICH, Abdelkadar M’Hamed BENKREIRA, Joshua EDWARDS, William F. CARROLL, Mykhaylo BULGAKOV
-
Publication number: 20230031057Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: ApplicationFiled: October 11, 2022Publication date: February 2, 2023Applicant: Capital One Services, LLCInventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
-
Patent number: 11567647Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: GrantFiled: November 18, 2019Date of Patent: January 31, 2023Assignee: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
-
Patent number: 11503034Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: February 23, 2021Date of Patent: November 15, 2022Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
-
Publication number: 20220261607Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: ApplicationFiled: April 13, 2022Publication date: August 18, 2022Applicant: Capital One Services, LLCInventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
-
Patent number: 11354648Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.Type: GrantFiled: March 9, 2020Date of Patent: June 7, 2022Assignee: Capital One Services, LLCInventors: Rajko Ilincic, Sarah J. Cunningham, James Zarakas, William F. Carroll, George Bergeron
-
Patent number: 11328195Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: GrantFiled: May 5, 2020Date of Patent: May 10, 2022Assignee: Capital One Services, LLCInventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
-
Publication number: 20210350194Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.Type: ApplicationFiled: May 5, 2020Publication date: November 11, 2021Applicant: Capital One Services, LLCInventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
-
Publication number: 20210279715Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.Type: ApplicationFiled: March 9, 2020Publication date: September 9, 2021Inventors: Rajko ILINCIC, Sarah J. CUNNINGHAM, James ZARAKAS, William F. CARROLL, George BERGERON
-
Publication number: 20210185048Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: ApplicationFiled: February 23, 2021Publication date: June 17, 2021Applicant: Capital One Services, LLCInventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
-
Patent number: 10972473Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: November 25, 2019Date of Patent: April 6, 2021Assignee: Capital One Services, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
-
Patent number: 10867148Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.Type: GrantFiled: February 6, 2020Date of Patent: December 15, 2020Assignee: Develop For LLCInventor: William F Carroll, II
-
Publication number: 20200382514Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: ApplicationFiled: November 25, 2019Publication date: December 3, 2020Applicant: Capital One Services, LLCInventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
-
Publication number: 20200257871Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.Type: ApplicationFiled: February 6, 2020Publication date: August 13, 2020Inventor: William F. Carroll, II
-
Publication number: 20200210996Abstract: A method of a reporting node including: storing a distributed blockchain ledger including a plurality of data records associated with respective processed transactions; receiving a first data packet corresponding to a first transaction, the first data packet including first customer identification data, a first transaction amount and a first transaction date and time; posting the first transaction to the ledger; receiving a second data packet corresponding to a second transaction, the second data packet including second customer identification data, a second transaction amount, and a second transaction date and time; posting the second transaction to the ledger; and responsive to determining that the first and second customer identification data correspond to a same customer and that the first and second transaction date and times are within a predetermined period of time, reporting the first and second transactions to a supervisor server.Type: ApplicationFiled: December 27, 2018Publication date: July 2, 2020Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Bakr Mossoba, WIlliam F. Carroll, II
-
Publication number: 20200125247Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: ApplicationFiled: November 18, 2019Publication date: April 23, 2020Applicant: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
-
Patent number: 10523681Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.Type: GrantFiled: May 28, 2019Date of Patent: December 31, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
-
Patent number: 10481783Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.Type: GrantFiled: October 22, 2018Date of Patent: November 19, 2019Assignee: Capital One Services, LLCInventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba