Patents by Inventor William F. Carroll, II

William F. Carroll, II has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11836560
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: December 5, 2023
    Assignee: Capital One Services, LLC
    Inventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
  • Publication number: 20230031057
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: October 11, 2022
    Publication date: February 2, 2023
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 11567647
    Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.
    Type: Grant
    Filed: November 18, 2019
    Date of Patent: January 31, 2023
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
  • Patent number: 11503034
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: February 23, 2021
    Date of Patent: November 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Publication number: 20220261607
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Application
    Filed: April 13, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
  • Patent number: 11328195
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Grant
    Filed: May 5, 2020
    Date of Patent: May 10, 2022
    Assignee: Capital One Services, LLC
    Inventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
  • Publication number: 20210350194
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Application
    Filed: May 5, 2020
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
  • Publication number: 20210185048
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: February 23, 2021
    Publication date: June 17, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 10972473
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: April 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Patent number: 10867148
    Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.
    Type: Grant
    Filed: February 6, 2020
    Date of Patent: December 15, 2020
    Assignee: Develop For LLC
    Inventor: William F Carroll, II
  • Publication number: 20200382514
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: November 25, 2019
    Publication date: December 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Publication number: 20200257871
    Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.
    Type: Application
    Filed: February 6, 2020
    Publication date: August 13, 2020
    Inventor: William F. Carroll, II
  • Publication number: 20200210996
    Abstract: A method of a reporting node including: storing a distributed blockchain ledger including a plurality of data records associated with respective processed transactions; receiving a first data packet corresponding to a first transaction, the first data packet including first customer identification data, a first transaction amount and a first transaction date and time; posting the first transaction to the ledger; receiving a second data packet corresponding to a second transaction, the second data packet including second customer identification data, a second transaction amount, and a second transaction date and time; posting the second transaction to the ledger; and responsive to determining that the first and second customer identification data correspond to a same customer and that the first and second transaction date and times are within a predetermined period of time, reporting the first and second transactions to a supervisor server.
    Type: Application
    Filed: December 27, 2018
    Publication date: July 2, 2020
    Inventors: Joshua Edwards, Abdelkader Benkreira, Michael Bakr Mossoba, WIlliam F. Carroll, II
  • Publication number: 20200125247
    Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.
    Type: Application
    Filed: November 18, 2019
    Publication date: April 23, 2020
    Applicant: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
  • Patent number: 10523681
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: May 28, 2019
    Date of Patent: December 31, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Patent number: 10481783
    Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.
    Type: Grant
    Filed: October 22, 2018
    Date of Patent: November 19, 2019
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba