Abstract: Processors, at an agent of an asset owner, execute program modules to receive first and second exposure information respectively from first and second investment managers associated with the asset owner. The first exposure information comprising a first portion associated with a first counterparty and a second portion associated with a second counterparty, while the second exposure information comprises a third portion associated with the first counterparty and a fourth portion associated with the second counterparty. The modules net the first and third portions, and the second and fourth portions, to compute exposures for the first and second counterparties, fund a collateral account associated with the agent based on portions of the exposure for each of the first and second counterparties attributable to one or more of the first and second investment managers, and initiate settlement of the exposure for each of the first and second counterparties from the collateral account.

Abstract: Systems and methods are provided for encouraging for deposit account stability. The systems and methods may include defining rules relating to a defined account balance incentive band for a given deposit account, monitoring and store balance information in the at least one storage device, determining whether the stored balance information indicates that a balance of the at least one deposit account falls within the account balance incentive band, and determining whether to assess a penalty to a depositor associated with the deposit account based on the determination of whether the balance of the deposit account fell within the account balance incentive band.