Patents by Inventor William M. Bohn

William M. Bohn has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for providing debt protection for financial overdraft account
    Patent number: 8280813
    Abstract: A system and method that provides an enhancement to an overdraft protection program at a financial institution. The debt protection of the program is funded by the financial institution rather than by a consumer/user of the financial account at the financial institution. Under the debt protection program, if the consumer dies, becomes disabled, or becomes involuntarily unemployed and such facts are established to a reasonable degree, the debt protection program will automatically repay the overdraft in full including cost and fees up to a predetermined maximum amount. The payment can occur in a single payment or over a period of time, for example monthly, until the predetermined maximum amount is reached.
    Type: Grant
    Filed: September 21, 2010
    Date of Patent: October 2, 2012
    Assignee: Associated Banc-Corp.
    Inventor: William M. Bohn
  • System and Method for Providing Debt Protection for Financial Overdraft Account
    Publication number: 20120072342
    Abstract: A system and method that provides an enhancement to an overdraft protection program at a financial institution. The debt protection of the program is funded by the financial institution rather than by a consumer/user of the financial account at the financial institution. Under the debt protection program, if the consumer dies, becomes disabled, or becomes involuntarily unemployed and such facts are established to a reasonable degree, the debt protection program will automatically repay the overdraft in full including cost and fees up to a predetermined maximum amount. The payment can occur in a single payment or over a period of time, for example monthly, until the predetermined maximum amount is reached.
    Type: Application
    Filed: September 21, 2010
    Publication date: March 22, 2012
    Inventor: William M. Bohn