Patents by Inventor William M. Ferguson

William M. Ferguson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10776791
    Abstract: A method and server computer for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, data including information regarding the subscriber, the subscriber's device, and/or the subscriber's service may be statistically analyzed to reveal potential patterns that may indicate meaningful behaviors of the purported users of those devices.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: September 15, 2020
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 10706419
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: July 7, 2020
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Steven A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Publication number: 20190279209
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Application
    Filed: March 28, 2019
    Publication date: September 12, 2019
    Inventors: William M. Ferguson, Steve A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Publication number: 20190272544
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: May 17, 2019
    Publication date: September 5, 2019
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 10354253
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Grant
    Filed: February 8, 2017
    Date of Patent: July 16, 2019
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Publication number: 20170161748
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: February 8, 2017
    Publication date: June 8, 2017
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 9603023
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Grant
    Filed: July 30, 2014
    Date of Patent: March 21, 2017
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Publication number: 20150142623
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: January 12, 2015
    Publication date: May 21, 2015
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Publication number: 20150017947
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: July 30, 2014
    Publication date: January 15, 2015
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Patent number: 8831564
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Grant
    Filed: August 6, 2012
    Date of Patent: September 9, 2014
    Assignee: Finsphere Corporation
    Inventors: William M. Ferguson, Randall A. Snyder, Devin P. Miller
  • Publication number: 20140040155
    Abstract: An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.
    Type: Application
    Filed: October 15, 2013
    Publication date: February 6, 2014
    Inventors: Michael F. Buhrmann, Randall A. Snyder, Charles L. Dennis, Robert C. Boxberger, William M. Ferguson
  • Patent number: 8588748
    Abstract: An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.
    Type: Grant
    Filed: November 23, 2011
    Date of Patent: November 19, 2013
    Assignee: Finsphere Corporation
    Inventors: Michael F. Buhrman, Randall A. Snyder, Charles L. Dennis, Robert C. Boxberger, William M. Ferguson
  • Publication number: 20120302209
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: August 6, 2012
    Publication date: November 29, 2012
    Inventors: Randall A. Snyder, Devin P. Miller, William M. Ferguson
  • Patent number: 8280348
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Grant
    Filed: November 30, 2009
    Date of Patent: October 2, 2012
    Assignee: Finsphere Corporation
    Inventors: Randall A. Snyder, Devin P. Miller, William M. Ferguson
  • Publication number: 20120144498
    Abstract: An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.
    Type: Application
    Filed: November 23, 2011
    Publication date: June 7, 2012
    Applicant: FINSPHERE, INC.
    Inventors: Michael F. Buhrmann, Randall A. Snyder, Charles L. Dennis, Robert C. Boxberger, William M. Ferguson
  • Patent number: 8116731
    Abstract: An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.
    Type: Grant
    Filed: December 11, 2008
    Date of Patent: February 14, 2012
    Assignee: Finsphere, Inc.
    Inventors: Michael F. Buhrmann, Randall A. Snyder, Charles L. Dennis, Robert C. Boxberger, William M. Ferguson
  • Publication number: 20110208601
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Application
    Filed: February 18, 2011
    Publication date: August 25, 2011
    Applicant: FINSHPERE CORPORATION
    Inventors: William M. Ferguson, Steven A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Publication number: 20100130165
    Abstract: A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.
    Type: Application
    Filed: November 30, 2009
    Publication date: May 27, 2010
    Inventors: Randall A. Snyder, Devin P. Miller, William M. Ferguson
  • Publication number: 20090204457
    Abstract: An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.
    Type: Application
    Filed: December 11, 2008
    Publication date: August 13, 2009
    Inventors: Michael F. Buhrmann, Randall A. Snyder, Charles L. Dennis, Robert C. Boxberger, William M. Ferguson
  • Publication number: 20040123534
    Abstract: The invention provides a security storm door constructed of a tubular steel frame that is covered with a plastic cover. The cover snaps over the frame to provide aesthetic quality, to protect the integrity of the metal welds, and to accommodate framed window screens and/or glass sashes by having built-in channels. In a preferred embodiment, the cover is constructed of polyvinyl chloride (PVC). In a further embodiment, the cover has at least one channel to accommodate window screens and/or glass sashes. In a further embodiment, the cover has decorative elements such as contour molding or other shapes, designs and patterns.
    Type: Application
    Filed: June 16, 2003
    Publication date: July 1, 2004
    Inventors: William M. Ferguson, Steve H. Cutting