Patents by Inventor William R. Lear

William R. Lear has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SECURE FINANCIAL TRANSACTION SYSTEM AND METHOD
    Publication number: 20080133419
    Abstract: A method for performing secure financial transactions using a secure computing device enables consumers to make purchase on or offline without transmitting sensitive financial data to sellers. A buyer can pay a seller by associating a financial account with a secure computing device and transmitting a digitally signed payment record containing the agreed upon purchase price to a seller. The digitally signed payment record does not contain the buyer's sensitive financial data.
    Type: Application
    Filed: December 5, 2006
    Publication date: June 5, 2008
    Inventors: Brian Wormington, William R. Lear