Patents by Inventor William R. McMichael, Jr.

William R. McMichael, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Matching consumers with billers having bills available for electronic presentment
    Patent number: 7526448
    Abstract: A technique for identifying electronic billers of a consumer whose bills are available by electronic presentment is provided. A request to identify electronic billers of the consumer is received. This request includes information that identifies the consumer, but excludes any information identifying any biller, electronic or not, of the consumer. From this information that does not identify any biller of the consumer, one more candidate electronic billers of the consumer are identified. Then, a positive determination is made that at least one of these candidate electronic billers is definitely an electronic biller of the consumer. Thus, electronic billers of the consumer are identified without the consumer identifying any biller.
    Type: Grant
    Filed: November 1, 2002
    Date of Patent: April 28, 2009
    Assignee: CheckFree Corporation
    Inventors: William D. Zielke, John J Frech, Teri W. Bemis, Randal A. McCoy, Peter Moenickheim, John Alfred Brothers, II, Cheryl L. Ward, Richard A. Stratton, Casey W. Kozee, William R. McMichael, Jr.