Patents by Inventor William Ratner

William Ratner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260205269
    Abstract: Provided are systems and methods for managing access to encrypted data used by applications. The system includes a processor configured with program code stored in memory for a key management engine and a cryptographic tracking engine. The cryptographic tracking engine will cause the processor to generate a tracking token for a data payload with a cryptographic key identifier and a data context policy reference; store the tracking token in a tracking token database; receive a request from the key management engine to encrypt the data payload based on a request from a first application servicer; and permit the key management engine to encrypt the data payload for the first application servicer based on determining that the first application servicer fulfills the data context policy. The key management engine will cause the processor to encrypt the data payload based on a response from the cryptographic tracking engine.
    Type: Application
    Filed: January 14, 2026
    Publication date: July 16, 2026
    Applicant: Government Employees Insurance Company (GEICO)
    Inventors: Michael J. Chan, Derek Chamorro, William Ratner, Srikanth Akurati, Vishal Parikh, Dipak Manharlal Jani