Patents by Inventor William Rowan

William Rowan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150332229
    Abstract: The disclosed system integrates an electronic payment system with the ability to generate, accept, and/or track paper checks as well as electronic payments. One embodiment of the system includes software enabled to open an electronic account and accept funds into that account. Then, the user of that account may select either to generate an electronic payment, or alternatively, to print off a paper check from that account, using the account number of the electronic account and the name of the recipient for whom the check was intended.
    Type: Application
    Filed: May 17, 2015
    Publication date: November 19, 2015
    Inventor: William Rowan
  • Publication number: 20140032416
    Abstract: A system to initiate funding of a plurality of merchant accounts may include one or more computers configured to receive input specifying at least one payment item having a payment amount, determine a convenience fee based on the at least one payment amount, select a first merchant account based on the at least one specified payment item, and select a second merchant account associated with the convenience fee. The one or more computers may also be configured to receive a single input specifying credit card information, link the payment amount, received credit card information and the first merchant account to form a first transaction, and link the convenience fee, received credit card information and second merchant account to form a second transaction.
    Type: Application
    Filed: October 4, 2013
    Publication date: January 30, 2014
    Applicant: Municipay, LLC
    Inventors: Jamie Michael Nonni, Patrick Arthur Allen, Robert William Rowan
  • Patent number: 8560448
    Abstract: A system to initiate funding of a plurality of merchant accounts may include one or more computers configured to receive input specifying at least one payment item having a payment amount, determine a convenience fee based on the at least one payment amount, select a first merchant account based on the at least one specified payment item, and select a second merchant account associated with the convenience fee. The one or more computers may also be configured to receive a single input specifying credit card information, link the payment amount, received credit card information and the first merchant account to form a first transaction, and link the convenience fee, received credit card information and second merchant account to form a second transaction.
    Type: Grant
    Filed: December 30, 2008
    Date of Patent: October 15, 2013
    Assignee: Municipay, LLC
    Inventors: Jamie Michael Nonni, Robert William Rowan, Patrick Arthur Allen
  • Publication number: 20100169214
    Abstract: A system to initiate funding of a plurality of merchant accounts may include one or more computers configured to receive input specifying at least one payment item having a payment amount, determine a convenience fee based on the at least one payment amount, select a first merchant account based on the at least one specified payment item, and select a second merchant account associated with the convenience fee. The one or more computers may also be configured to receive a single input specifying credit card information, link the payment amount, received credit card information and the first merchant account to form a first transaction, and link the convenience fee, received credit card information and second merchant account to form a second transaction.
    Type: Application
    Filed: December 30, 2008
    Publication date: July 1, 2010
    Inventors: Jamie Michael Nonni, Patrick Arthur Allen, Robert William Rowan
  • Publication number: 20060285988
    Abstract: A rotary actuator includes one or more rotor vanes (40); an endplate (60); a corner seal (30) being positioned between the rotor vanes (40) and the endplate (60); a vane seal (20); a high pressure chamber and a low pressure chamber; and a single channel (22) extending from a lower portion of a vane seal groove (25) to a common channel (28) beneath the vane seal (20), wherein the high pressure chamber is in fluid communication with the corner seal (30) via the single channel (22) and the common channel (28). The common channel (28) may be formed in the rotor vane (40) or provided separately in a rotor vane flow sleeve (21) positioned along an interior surface of the rotor vane (40). The single channel (22) is machined from the bottom of the vane seal groove (25) to the area behind the corner seal (30).
    Type: Application
    Filed: August 18, 2004
    Publication date: December 21, 2006
    Inventors: Larry Portolese, Gerry Fluga, William Rowan
  • Patent number: 5765411
    Abstract: A security bar that can be retrofitted onto a gate used in a typical fence construction to prevent unauthorized tampering with or opening of the gate. The device includes a rigid locking bar that is firmly mounted to the gate, a T-shaped strike plate, and a key-actuated latchbolt mechanism mounted within the inside of the rigid locking bar so that the latchbolt and strike plate cannot be accessed for tampering. The strike plate is mounted to a conventional fence post with fasteners that are not accessible when the gate is closed. Using the present device, which can be retrofitted to any type of outdoor gate, a positive locking action insures that the gate is locked at all times and cannot be jimmied or pulled upward to a position that would allow it to be opened. The locking mechanism allows access from either side of the gate for actuation.
    Type: Grant
    Filed: January 22, 1996
    Date of Patent: June 16, 1998
    Inventor: William Rowan