Patents by Inventor William Stephen Knapp

William Stephen Knapp has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and Method for Enhancing Financial Institution Revenues Through Acceleration of Debit Processing
    Publication number: 20120203691
    Abstract: A system and method for enhancing financial institution revenue through acceleration of debit processing is provided. The method includes modeling the processing of account debit transactions, identifying ways to accelerate the processing of the account debit transactions and accelerating the account debit transactions. In a further embodiment, account debit transaction processing is accelerated from beginning on what has traditionally been referred to as Day 0 to beginning on some day before Day 0.
    Type: Application
    Filed: April 16, 2012
    Publication date: August 9, 2012
    Inventor: William Stephen KNAPP
  • System and Method for Enhancing Financial Institution Revenues Through Acceleration of Debit Processing
    Publication number: 20110029431
    Abstract: A system and method for enhancing financial institution revenue through acceleration of debit processing is provided. The method includes modeling the processing of account debit transactions, identifying ways to accelerate the processing of the account debit transactions and accelerating the account debit transactions. In a further embodiment, account debit transaction processing is accelerated from beginning on what has traditionally been referred to as Day 0 to beginning on some day before Day 0.
    Type: Application
    Filed: October 8, 2010
    Publication date: February 3, 2011
    Inventor: William Stephen KNAPP
  • System and method for enhancing financial institution revenues through acceleration of debit processing
    Patent number: 7062463
    Abstract: A system and method for enhancing financial institution revenue through acceleration of debit processing are provided. The method includes modeling the processing of account debit transactions, identifying ways to accelerate the processing of the account debit transactions and accelerating the account debit transactions. In a further embodiment, account debit transaction processing is accelerated from beginning on what has traditionally been referred to as Day 0 to beginning on some day before Day 0. Finally, a method and system are provided to determine the impacts of accelerating the processing of account debit transactions.
    Type: Grant
    Filed: March 31, 2003
    Date of Patent: June 13, 2006
    Inventor: William Stephen Knapp
  • System and method for enhancing financial institution revenues through acceleration of debit processing
    Publication number: 20040193537
    Abstract: A system and method for enhancing financial institution revenue through acceleration of debit processing are provided. The method includes modeling the processing of account debit transactions, identifying ways to accelerate the processing of the account debit transactions and accelerating the account debit transactions. In a further embodiment, account debit transaction processing is accelerated from beginning on what has traditionally been referred to as Day 0 to beginning on some day before Day 0. Finally, a method and system are provided to determine the impacts of accelerating the processing of account debit transactions.
    Type: Application
    Filed: March 31, 2003
    Publication date: September 30, 2004
    Inventor: William Stephen Knapp