Patents by Inventor William T. Cooper

William T. Cooper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11481763
    Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.
    Type: Grant
    Filed: May 10, 2019
    Date of Patent: October 25, 2022
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper
  • Publication number: 20220058653
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Application
    Filed: October 29, 2021
    Publication date: February 24, 2022
    Inventors: Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER, Charles E. WATTS, Rachel B. COCHRAN
  • Patent number: 11195182
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Grant
    Filed: May 21, 2019
    Date of Patent: December 7, 2021
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper, Charles E. Watts, Rachel B. Cochran
  • Publication number: 20190333053
    Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.
    Type: Application
    Filed: May 10, 2019
    Publication date: October 31, 2019
    Inventors: Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER
  • Publication number: 20190272545
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Application
    Filed: May 21, 2019
    Publication date: September 5, 2019
    Inventors: Matthew D. OZVAT, John BERKLEY, Kevin OLIVER, William T. COOPER, Charles E. WATTS, Rachel B. COCHRAN
  • Patent number: 10346843
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Grant
    Filed: December 19, 2013
    Date of Patent: July 9, 2019
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper, Charles E. Watts, Rachel B. Cochran
  • Patent number: 10332106
    Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.
    Type: Grant
    Filed: October 21, 2013
    Date of Patent: June 25, 2019
    Assignee: Worldpay, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper
  • Patent number: 9262542
    Abstract: A system and method for providing location information for communications through an access network in accordance with embodiments of the invention are disclosed. The system and method involve receiving a communication including a message from an origination device. The communication includes access point information and the message includes an identifier of the communication. The access point information from the communication is extracted and the access point information or geographic data based on the access point information is stored in a database. The message including the identifier is sent to a destination device of the message. The storing of the access point information or the geographic data in the database enables the destination device to obtain the access point information or the geographic data using the identifier included in the message by querying the database.
    Type: Grant
    Filed: July 2, 2014
    Date of Patent: February 16, 2016
    Assignee: Unwired Planet, LLC
    Inventor: William T. Cooper
  • Publication number: 20140342696
    Abstract: A system and method for predicting future locations of mobile communication devices utilizes connection-related data from a mobile access network supporting the mobile communication devices to determine latest locations of the mobile communication devices, which are used to predict the future locations of the mobile communication devices. In addition to the determined locations of the mobile communication devices, carrier-provided location predictive indicators and/or non-carrier location predictive indicators may be used to improve the accuracy of the predicted future locations.
    Type: Application
    Filed: July 31, 2014
    Publication date: November 20, 2014
    Inventors: William T. Cooper, Kumar Thangamuthu
  • Publication number: 20140317102
    Abstract: A system and method for providing location information for communications through an access network in accordance with embodiments of the invention are disclosed. The system and method involve receiving a communication including a message from an origination device. The communication includes access point information and the message includes an identifier of the communication. The access point information from the communication is extracted and the access point information or geographic data based on the access point information is stored in a database. The message including the identifier is sent to a destination device of the message. The storing of the access point information or the geographic data in the database enables the destination device to obtain the access point information or the geographic data using the identifier included in the message by querying the database.
    Type: Application
    Filed: July 2, 2014
    Publication date: October 23, 2014
    Applicant: Unwired Planet, LLC
    Inventor: William T. Cooper
  • Patent number: 8812018
    Abstract: A system and method for predicting future locations of mobile communication devices utilizes connection-related data from a mobile access network supporting the mobile communication devices to determine latest locations of the mobile communication devices, which are used to predict the future locations of the mobile communication devices. In addition to the determined locations of the mobile communication devices, carrier-provided location predictive indicators and/or non-carrier location predictive indicators may be used to improve the accuracy of the predicted future locations.
    Type: Grant
    Filed: July 27, 2011
    Date of Patent: August 19, 2014
    Assignee: Unwired Planet, LLC
    Inventors: William T. Cooper, Kumar Thangamuthu
  • Patent number: 8805405
    Abstract: A system and method for providing location information for communications through an access network in accordance with embodiments of the invention are disclosed. The system and method involve receiving a communication including a message from an origination device. The communication includes access point information and the message includes an identifier of the communication. The access point information from the communication is extracted and the access point information or geographic data based on the access point information is stored in a database. The message including the identifier is sent to a destination device of the message. The storing of the access point information or the geographic data in the database enables the destination device to obtain the access point information or the geographic data using the identifier included in the message by querying the database.
    Type: Grant
    Filed: July 27, 2012
    Date of Patent: August 12, 2014
    Assignee: Unwired Planet, LLC
    Inventor: William T. Cooper
  • Publication number: 20140180924
    Abstract: Cost altering payment services (“CAPS”) system in association with a distributed enhanced payment (“DEP”) processing system includes a merchant point of sale (“POS”) terminal system and a remote enhanced payment management system (“EPMS”). The remote EPMS receives payment transactions including additional risk mitigating payment transaction (“RMPT”) information and based on that additional RMPT information provides altered transaction costs. The remote EPMS provides facilities for the merchant to review and revise payment management services so as to utilize additional RMPT information received from the merchant POS terminal system so as to alter transaction costs. Such facilities provide information to determine the relative potential transaction cost benefits of various payment management service sets utilizing cost profiles that represent the costs of archival, recorded and projected future transactions.
    Type: Application
    Filed: December 19, 2013
    Publication date: June 26, 2014
    Applicant: MERCURY PAYMENT SYSTEMS, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper, Charles E. Watts, Rachel B. Cochran
  • Publication number: 20140114860
    Abstract: An expedited automated merchant boarding system in association with a distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote enhanced payment management system (EPMS). The remote EPMS pre-boards anticipated POS terminal system components and records pre-boarding results information. The POS terminal system initiates merchant boarding by transmitting merchant account information. The remote EPMS receives merchant account information and establishes a merchant account. The POS terminal system utilizes protocol transactions including auto-boarding information to initiate auto-boarding with the remote EPMS. The remote EPMS auto-boards the POS terminal system utilizing received auto-boarding information and recorded pre-boarding results. The remote EPMS turns up selected payment management services for the merchant POS terminal system.
    Type: Application
    Filed: October 21, 2013
    Publication date: April 24, 2014
    Applicant: Mercury Payment Systems, LLC
    Inventors: Matthew D. Ozvat, John Berkley, Kevin Oliver, William T. Cooper
  • Publication number: 20130029687
    Abstract: A system and method for providing location information for communications through an access network in accordance with embodiments of the invention are disclosed. The system and method involve receiving a communication including a message from an origination device. The communication includes access point information and the message includes an identifier of the communication. The access point information from the communication is extracted and the access point information or geographic data based on the access point information is stored in a database. The message including the identifier is sent to a destination device of the message. The storing of the access point information or the geographic data in the database enables the destination device to obtain the access point information or the geographic data using the identifier included in the message by querying the database.
    Type: Application
    Filed: July 27, 2012
    Publication date: January 31, 2013
    Applicant: UNWIRED PLANET, INC.
    Inventor: William T. Cooper
  • Publication number: 20120028650
    Abstract: A system and method for predicting future locations of mobile communication devices utilizes connection-related data from a mobile access network supporting the mobile communication devices to determine latest locations of the mobile communication devices, which are used to predict the future locations of the mobile communication devices. In addition to the determined locations of the mobile communication devices, carrier-provided location predictive indicators and/or non-carrier location predictive indicators may be used to improve the accuracy of the predicted future locations.
    Type: Application
    Filed: July 27, 2011
    Publication date: February 2, 2012
    Applicant: OPENWAVE SYSTEMS INC.
    Inventors: William T. Cooper, Kumar Thangamuthu
  • Patent number: 4430466
    Abstract: In a sulfur-curable conjugated diene rubber compound formulation containing a silica reinforcing filler and a mercaptoalkyltrialkoxysilane coupling agent, the improvement which comprises increasing time-to-scorch by employing benzothiazyl sulfenamide accelerators at levels of above at least 1.5 phr.
    Type: Grant
    Filed: June 10, 1982
    Date of Patent: February 7, 1984
    Assignee: Phillips Petroleum Company
    Inventor: William T. Cooper
  • Patent number: 4313920
    Abstract: Smoke containing unagglomerated carbon black is subjected to sonic carbon black agglomeration thereby reducing the filter load and the danger of heat exchanger blockage.
    Type: Grant
    Filed: February 26, 1980
    Date of Patent: February 2, 1982
    Assignee: Phillips Petroleum Co.
    Inventor: William T. Cooper
  • Patent number: 4287023
    Abstract: A fixed fluidized particulate solids bed heat recovery vessel or steam generator having indirect heat exchange means within a bed of fluidized carbonaceous solids, such as coke, pelleted carbon black and the like, and introduction of a gas containing entrained solids to effect fluidization of the bed of carbonaceous solids wherein in a preferred embodiment, the reaction effluent from a carbon black reaction zone comprising carbon black suspended in a non-oxidizing gas is preferably quenched, e.g., using water and/or cooled recycled reaction effluent and is then further cooled using a fluidized fixed bed of carbonaceous solids having a cooling coil within the fluidized bed.
    Type: Grant
    Filed: August 23, 1979
    Date of Patent: September 1, 1981
    Assignee: Phillips Petroleum Co.
    Inventor: William T. Cooper
  • Patent number: 3950292
    Abstract: A blend comprising (1) 5-60 parts by weight of a solution polymerized resinous radial block copolymer and (2) 100 parts by weight of a rubbery solution polymerized copolymer having 65-90 percent polymerized conjugated diene. Such blends have been found to possess outstanding flex life and good hardness making them of particular utility in applications such as shoe soles.
    Type: Grant
    Filed: October 12, 1972
    Date of Patent: April 13, 1976
    Assignee: Phillips Petroleum Company
    Inventor: William T. Cooper