Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: A method for prompting a user includes determining a threshold value for a defined time period and determining if the user has received funds in excess of the threshold value within the time period. The method also include, in response to determining that the user has received the funds in excess of the threshold value within the time period, prompting the user to deposit at least part of the funds in excess of the threshold value into an account. The method may further include receiving transaction information from the account or another account associated with the user. Determining the threshold value may include creating a statistical model of total transaction value for a time period analogous with the defined time period based on historical transaction information and selecting a value within norms of the statistical model as the threshold value.

Abstract: A method for automatically allocating funds between financial systems includes receiving a weighting preference between multiple variables and determining an allocation scheme according to the weighting preference. The method also includes receiving funds and apportioning the received funds between multiple financial transactions associated with the variables according to allocation scheme. The method further includes requesting distribution of the received funds between the financial transactions in accordance with the apportioning. Receiving the weighting preference may include receiving a request for a weighting between the variables, generating a field having a polygon having vertices representing the variables, and receiving an input within the field, where the input corresponds to a selection point.

Abstract: A method of prompting a user includes receiving transaction information from an account associated with the user and determining a financial situation that may motivate the user to take a financial action. The method also includes, in response to determining the financial situation, presenting to the user a prompt displaying a tangible item having an associated monetary value. The tangible item is associated with a transaction in which the user has engaged. The method further includes suggesting the user take the financial action related to the tangible item. The financial action could include requesting the monetary value be transferred to a financial account. Presenting the prompt could include presenting multiple tangible items each having a different associated monetary value. The method may also include updating the monetary values based on which of the monetary values associated with the tangible items is requested to be transferred into the financial account.

Abstract: A method for receiving information via a short message service (SMS) type interface includes determining an input variable and generating an SMS-type prompt including a query for an input of a value corresponding to the input variable. The method also includes transmitting the generated SMS-type prompt to a remote device, receiving a value responsive to the requested input variable, and storing the received value in a memory. The input variable could be bounded and could be presented in an unbounded structure or context in the SMS-type prompt. Generating the SMS-type prompt could include generating a text paragraph having multiple variable fields, where each of the variable fields is configured to receive a value and display an output variable at different times and the variable fields are linked with each other through one or more calculations.

Abstract: Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

Abstract: A method and apparatus in a data processing system for generating suggested content for a site. A request is received for content for the site from a client, wherein the content is requested content. The requested content is sent to the client. The requested content includes information used to track user movement within the site. Suggested content is generated using the information in response to the client requesting the suggested content.

Abstract: The present invention protects images via a server-based policy that results in the selective distribution of one of multiple versions of an original image. The policy includes a set of one or more rules that each include given criteria. When a request for a web page is received, a given rule in the set is evaluated against client-specific data (e.g., such as client IP address, the identity of the referring page, or the like) obtained from the client request. If a condition of the rule is satisfied against the client-specific data, a given restriction is imposed on the image distribution.

Abstract: An automated means for defining a filter used to extract web content for a web page is disclosed wherein the extracted content is used in a recast web page. The recast web page may be produced by a hosting site, or may be part of an effort to revise a web site at a web content provider. First, a set of pages, possibly a single page, is retrieved from a content provider web server. Next, the web page is parsed to identify a set of selectable content elements. Next, a representation of the original web page is presented in a user interface, wherein the selectable content elements are demarcated. The user will select some of the elements for inclusion in the filter through the user interface, whereby the tool will indicate the selected content elements for inclusion in the filter. The tool constructs the filter so that when the filter is used, the selected content elements are extracted from a retrieved web page from the content provider web server and reused in the recast web page.

Abstract: A web page image is modified “on-the-fly” for a specific client machine according to calibration parameters for that machine (or the user of the machine) that are generated during a one-time calibration at the client. Preferably, this calibration is effected using a software routine, e.g., a Java applet, that is downloaded to the client and executed, e.g., in a client browser. A user of the client machine runs the applet to establish a set of calibration parameters that are then stored at the server, e.g., as a user profile. When a request is later made for a given web page hosted by the server, the server identifies the user making the request and applies the calibration parameters to color adjust the image as the page including that image is served.

Abstract: A method for reuse of image data in a distributed computer network is operative at a web server in response to a request from a client browser for a web page. At the web server, a determination is made regarding whether the web page includes a given object reference. If so, a template defining a composite image is retrieved. The template identifies at least one image object to be retrieved from another location, typically from a host remote to the web server. Once the image object is retrieved, a given transform is applied to the image object to generate a transformed image object. The given transform, for example, is selected from a group of transforms such as: scaling, mirroring, cutting, cropping, inverting, flipping, reversing, rotating, color shifting, and combinations of the above. Thereafter, the transformed image object is mapped into the composite image according to the template. After the composite image is created, it is served within the web page originally requested by the client.

Abstract: A system, method, and computer-usable medium for customizing and displaying a network file distributes customization tasks between a client and a server. A client sends a request for a network file, such as a Web page, to a server. The request may include information regarding the client machine type, browser, and customization options (i.e. preferences). Customization options may include personal (i.e. user) options and group (i.e. department, corporate, etc.) options. These options, along with the client machine type and browser, are used by the server to determine how to customize the requested network file. The server obtains the requested network file, and a server-side customization program customizes the file. The server-side customization program may also analyze the network file, and may embed return customization information in the customized network file. The client receives the customized network file, including the return customization information, from the server.

Abstract: Real time creation of new hyperlinks in a hyperlinked database is performed. Responsive to user input, a word or other element is selected in a first page of the hyperlinked database. The selected word is used as part of a search query to a selected search engine. The search results are received from the selected search engine and presented in a second page to a user. In one preferred embodiment, first and second pages are web pages presented by a browser and the selected search engine is an Internet search engine native to a different page than the server from which the first page originates.

Abstract: The invention is used to balance and control traffic within a single internet site or between multiple sites. A static or dynamic analysis of site usage is performed. When an under-visited portion of a site is identified, then a link or message is created on a more-visited portion of the web-site to motivate the user visiting the site to explore the under-visited portion. The portion can be a specific page of the web site, or an entire section.