Abstract: Device, system and method of securely transmitting information from a mobile device or application or a user device to a mobile phone or other acoustic aware devices using audio frequency encoded data and security token transmission.

Abstract: A device, system and method for uniquely binding a MST to a user account to load and securely store a magnetic stripe card data for transmission to a merchant's point of sale (POS) terminal, checkout system, or other MSR device. The system provides a convenient buying experience for buyers, and secure and informative transactions for sellers.

Abstract: Systems and methods for providing and facilitating multi-mode communication are disclosed. Users may initiate, receive and/or respond to messages and message notifications on a computing device using multi-mode interactions executed through either a device display or a wearable device such as a headset with enhanced functionality. Contextual prompts guide the user interaction with the computing device using on-board or remote voice recognition text-to-speech and speech-to-text processing and playback. Voice and text data are packaged and transmitted to the network.

Abstract: Device, system and method of securely transmitting information from a mobile device or application or a user device to a mobile phone or other acoustic aware devices using audio frequency encoded data and security token transmission.

Abstract: An audio headset that provides a “chat” mode to temporarily adjusts audio to preset levels to emphasize ambient sound, and includes a beamformer to provide directional speech isolation. The headset may include active noise cancellation and/or passive noise isolation. When entering chat mode, three or more relative audio levels are individually adjusted to presets, allowing the wearer to hear ambient noise and their own isolated voice, while attenuating other audio sources. This user-configurable combination of levels temporarily adjust the mix of signals that will be output to a wearer via the stereo headphone speakers.

Abstract: Systems and methods for providing and facilitating multi-mode communication are disclosed. Users may initiate, receive and/or respond to messages and message notifications on a computing device using multi-mode interactions executed through either a device display or a wearable device such as a headset with enhanced functionality. Contextual prompts guide the user interaction with the computing device using on-board or remote voice recognition text-to-speech and speech-to-text processing and playback. Voice and text data are packaged and transmitted to the network.

Abstract: A wearable electronics fabric accessory for a wearable electronic device such as headphones, headsets, AR/VR devices, a method of using the wearable accessory, and a method of making the wearable accessory are described. The wearable accessory includes fabric that can be wrapped around or fit onto, part of or all of, the electronic support structure of the wearable electronic device, to enclose part or all of the electronic components and structure. The wearable electronics fabric accessory can include an elongated pocket or channel having first and second ends. The elongated pocket includes a first aperture through which wires and earbuds of the wearable electronic device may extend. The elongated pocket also includes a second aperture located at the first end of the elongated pocket. The second aperture allows a first end of a support structure of the wearable device to extend there through. The elongated pocket may further include a third aperture located at the second end of the elongated pocket.

Abstract: An audio headset that provides a “chat” mode to temporarily adjusts audio to preset levels to emphasize ambient sound, and includes a beamformer to provide directional speech isolation. The headset may include active noise cancellation and/or passive noise isolation. When entering chat mode, three or more relative audio levels are individually adjusted to presets, allowing the wearer to hear ambient noise and their own isolated voice, while attenuating other audio sources. This user-configurable combination of levels temporarily adjust the mix of signals that will be output to a wearer via the stereo headphone speakers.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser (mobile or PC). During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. After user authentication, the system uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted and wherein a one-time-use cryptogram can be part of the payment information.

Abstract: Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction.

Abstract: A headset includes a wearable body, first and second earphones extending from the wearable body, controls for controlling an external communication/multimedia device wirelessly, a microphone for picking up vocal data from a user of the headset system and a signal processing unit. The signal processing unit includes circuitry for processing the vocal data into a distinctly audible vocal feedback signal, circuitry for enhancing the vocal feedback signal thereby producing an enhanced vocal feedback signal and circuitry for mixing the enhanced vocal feedback signal with audio signals originating from the external communication/multimedia device, thereby producing a mixed output signal and then sending the mixed output signal to the user via the earphones. The external communication/multimedia device comprises a vocal command application and the headset further comprises a vocal command control for sending vocal commands to the external communication/multimedia device and to the vocal command application.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser (mobile or PC). During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. After user authentication, the system uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted and wherein a one-time-use cryptogram can be part of the payment information.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser (mobile or PC). During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. After user authentication, the system uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted and wherein a one-time-use cryptogram can be part of the payment information.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser. During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. The checkout application uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted using a cryptogram.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser (mobile or PC). During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. After user authentication, the system uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted and wherein a one-time-use cryptogram can be part of the payment information.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser. During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. The checkout application uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction. When the transaction is complete, the shopping application or browser is relaunched and a results page is displayed.

Abstract: Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction.

Abstract: Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction.

Abstract: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser. During the processing of the transaction, a checkout application installed on a mobile communication device is launched. The checkout application receives a checkout token created by a checkout server that identifies the purchase transaction. The checkout application uses this token and communicates with the checkout server to cause the checkout server to complete the purchase transaction, in which payment data is securely transmitted using a cryptogram.