Abstract: The Embodiments of the invention comprise computer program products, systems, and methods for monitoring a retail payments process where a financial institution receives check payments for various types of transactions, such as but not limited to credit card payments, mortgage payments, student loan payments, car payments, etc. The image capture machines capture images of the checks and the associated check data. The check images are grouped into batches based on the client (i.e. the paying bank, third-party processing entity) that the checks are sent to in order to receive payments from the paying bank. The grouped batches are electronically sent to the proper client for processing. The individual checks in the batch are posted and settled to the customer's account. The process is monitored based on client processing limits to track, identify, and fix any batch exceptions that occur during processing.