Patents by Inventor Willis Miller
Willis Miller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10546468Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: GrantFiled: May 2, 2017Date of Patent: January 28, 2020Assignee: Diebold Nixforf IncorporatedInventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Patent number: 10373137Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: July 13, 2017Date of Patent: August 6, 2019Assignee: Diebold Nixdorf IncorporatedInventors: Songtao Ma, Eric Toepke, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan, Mike P. Ryan
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Patent number: 10026271Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: January 17, 2017Date of Patent: July 17, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
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Patent number: 9858556Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: GrantFiled: May 27, 2014Date of Patent: January 2, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Mark A. Douglass, Dale H. Blackson
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Publication number: 20170316395Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: July 13, 2017Publication date: November 2, 2017Inventors: Songtao Ma, Eric Toepke, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan, MIke P. Ryan
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Publication number: 20170236101Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: ApplicationFiled: May 2, 2017Publication date: August 17, 2017Inventors: Sathish M. IRUDAYAM, Nicholas SCHOTT, Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffrey M. ENRIGHT, Mark A. DOUGLASS
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Patent number: 9710796Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: July 19, 2016Date of Patent: July 18, 2017Assignee: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
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Publication number: 20170193759Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: ApplicationFiled: January 17, 2017Publication date: July 6, 2017Inventors: Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, JR., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
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Patent number: 9640040Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: GrantFiled: August 9, 2013Date of Patent: May 2, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Patent number: 9595848Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.Type: GrantFiled: November 10, 2015Date of Patent: March 14, 2017Assignee: Diebold, IncorporatedInventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
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Patent number: 9547961Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: November 12, 2013Date of Patent: January 17, 2017Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Eric Toepke, Mike Ryan, Randall Jenkins, Natarajan Ramachandran, Thomas Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
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Publication number: 20160328689Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: July 19, 2016Publication date: November 10, 2016Applicant: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Songtao MA, Eric TOEPKE, Mike P. RYAN, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN, Randall W. JENKINS, Thomas D. ERTLE, Natarajan RAMACHANDRAN
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Patent number: 9396463Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: September 8, 2015Date of Patent: July 19, 2016Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
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Publication number: 20160065002Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.Type: ApplicationFiled: November 10, 2015Publication date: March 3, 2016Applicant: DIEBOLD, INCORPORATEDInventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
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Publication number: 20150379491Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: September 8, 2015Publication date: December 31, 2015Inventors: Songtao MA, Eric TOEPKE, Mike P. Ryan, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN
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Patent number: 9184630Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.Type: GrantFiled: April 21, 2014Date of Patent: November 10, 2015Assignee: Diebold, IncorporatedInventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramachandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
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Patent number: 9129467Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: November 24, 2014Date of Patent: September 8, 2015Assignee: Diebold Self-Service SystemsInventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
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Patent number: 9047728Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.Type: GrantFiled: March 13, 2013Date of Patent: June 2, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Sathish Irudayam, Nicholas Schott, Willis Miller, Matthew Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Publication number: 20150076222Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: November 24, 2014Publication date: March 19, 2015Inventors: Songtao MA, Eric TOEPKE, Mike R. Ryan, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
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Publication number: 20140351125Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: ApplicationFiled: May 27, 2014Publication date: November 27, 2014Inventors: Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffery M. ENRIGHT, Mark A. Douglass, Dale H. Blackson