Abstract: Techniques and systems are disclosed for performing data validation in distributed settings, to enable data validation of an electronic transaction request or command based on a template and validation definitions. In an example, techniques for data validation may include obtaining information processing rules for validating electronic data that is used to perform a financial transaction in a locality (e.g., internationally), generating an electronic data validation template for the locality using the validation rules, and transmitting the electronic data validation template to a computing device for use in validating electronic data using the one or more data field definitions. In further examples, the validation rules may indicate one or more payment validation rules, bank validation rules, or chronology rules. The validation may be automatically deployed to client systems (such as in an enterprise resource planning system) or incorporated into a server as part of data file processing.

Abstract: Among other things, embodiments of the present disclosure can help predict the optimal allocation for effecting payment transactions from, or deposit transactions to, multiple aggregated financial accounts for a user, even across accounts held in different countries or denominated in different currencies. The system may effect transactions automatically according to the identified optimal allocation, as well as providing users with options to handle transactions. Furthermore, embodiments of the present disclosure can enhance a user's visibility into future balances and transactions using a customized graphical calendar that illustrates a user's predicted future balances and transactions.

Abstract: Among other things, embodiments of the present disclosure can help predict the optimal allocation for effecting payment transactions from, or deposit transactions to, multiple aggregated financial accounts for a user, even across accounts held in different countries or denominated in different currencies. The system may effect transactions automatically according to the identified optimal allocation, as well as providing users with options to handle transactions. Furthermore, embodiments of the present disclosure can enhance a user's visibility into future balances and transactions using a customized graphical calendar that illustrates a user's predicted future balances and transactions.

Abstract: Among other things, embodiments of the present disclosure can help predict the optimal allocation for effecting payment transactions from, or deposit transactions to, multiple aggregated financial accounts for a user, even across accounts held in different countries or denominated in different currencies. The system may effect transactions automatically according to the identified optimal allocation, as well as providing users with options to handle transactions. Furthermore, embodiments of the present disclosure can enhance a user's visibility into future balances and transactions using a customized graphical calendar that illustrates a user's predicted future balances and transactions.