Abstract: The present invention relates to a method for the preferably cashless processing especially of machine-related transactions using a memory card (4), wherein upon detection of the memory card (4), usage is enabled by a machine (3) which is in communication (2) with a database (5) and/or a processing unit (1) and usage-related transaction data are transmitted from the machine (3) to the database (1) and/or the processing unit (1). It is an object of the invention to further develop a method of the this kind to that extent that the intended function of the machine or smartcard writing/reading device can be achieved independently of an existing communication link between the machine or the smartcard writing/reading device and the local database. As a solution, the invention proposes that the usage-related transaction data are stored on the memory card (4) at least temporarily and the memory card (4) is thus utilized as an information transfer medium.

Abstract: A system for automatic detection of smart cards, particularly of electronic tickets, has a control computer and a detection device. The detection device has a communication interface for the communicating coupling with a smart card. A communication link is established between the control computer and the detection device that is designed in a wireless fashion.

Abstract: Systems and methods are provided for multi-application user media such as smart cards that can be used by users to obtain related benefits. Multiple applications of one type such as transportation may be implemented on user media from a standard or reference of that application type. Hierarchical networks and data structures may be provided in implementing user media. User media may include application identifiers, associated data groups, and data structures that are associated with the data groups. An application may be configured by different originators differently based on sets of defined data groups and/or data structures from which the originator may select in implementing the application. Multiple applications of different types such as financial, health, transportation, etc. may be configured on user media to provide related services.