Abstract: A service processing method, device, and terminal, are provided, comprising obtaining a first service processing request sent by the first terminal, the first service processing request including at least operation object information, an account password of the first account needing a value update, and a first value; querying a service identifier bound with the operation object information in the first service processing request and querying a first account identifier corresponding to the service identifier bound with the operation object information; obtaining first account information based on the first account identifier, and updating the value of the first account based on the first account information, the account password of the first account, and the first value.