Abstract: The present disclosure generally relates to electronic systems and computerized methods for verification of transacting parties to process transactions. A payment network server receives details of a transaction fulfilled by an agent and generates a transaction identification plaintext. A first party keyset for the first transacting party and an agent keyset for the agent is identified. The server generates cryptograms and ciphertexts encrypted by the first party keyset and agent keyset and sends the cryptograms to the first transacting party and agent. An encrypted cryptogram contains an encrypted ciphertext which contains a plaintext representing the transaction identification plaintext. The ciphertexts are exchanged between the first transacting party and agent by a computer handshake for decryption. The plaintexts are extracted from the ciphertexts and compared against the transaction identification plaintext for verifying the first transacting party and agent.

Abstract: An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.

Abstract: The present disclosure generally relates to electronic systems and computerized methods for verification of transacting parties to process transactions. A payment network server receives details of a transaction fulfilled by an agent and generates a transaction identification plaintext. A first party keyset for the first transacting party and an agent keyset for the agent is identified. The server generates cryptograms and ciphertexts encrypted by the first party keyset and agent keyset and sends the cryptograms to the first transacting party and agent. An encrypted cryptogram contains an encrypted ciphertext which contains a plaintext representing the transaction identification plaintext. The ciphertexts are exchanged between the first transacting party and agent by a computer handshake for decryption. The plaintexts are extracted from the ciphertexts and compared against the transaction identification plaintext for verifying the first transacting party and agent.

Abstract: There is provided a method and system for making payment for a service at a service station which allow users to make payment even when their mobile devices lose data connectivity and when there is a high turnover of users at the service station. In addition, the method and system can lead to enhanced revenues at the service stations as well as improved user experiences when making payments at service stations.

Abstract: The present disclosure relates to a computer-implemented method performed at a computing device for obtaining a service from a first device. The method comprises, at the computing device, establishing user credentials at a computing device and establishing a local communication with the first device and establishing with the first device a service identification for a service to be performed by the first device. The method further comprises sending request a message to a service platform to obtain approval of performance of the service. This message comprises the user credentials, a request for the service, and the service identification. The method further comprises receiving an approval message from the service platform comprising at least the service identification and signed on behalf of a service provider, and sending the signed approval message to the first device for validation in order to obtain a service.

Abstract: There is provided a data processor implemented method for dynamic authentication of an object. There is also provided non-transitory computer readable storage mediums and systems for carrying out dynamic authentication of an object.

Abstract: The present disclosure relates to methods and systems for conducting a transaction. The method comprises the steps of pairing a multi-sensory interactive point of sale with a mobile device at a first time. The step of pairing comprises the steps of receiving a transaction initiation instruction comprising identification data of a customer and an identifier associated with the multi-sensory interactive point of sale and transmitting authentication information to a mobile terminal registered to the customer based on the received identification data. The method further comprises the step of receiving a transaction selection. The method further comprises the step of processing a payment at a second time, wherein receiving the transaction selection occurs between the first time and the second time.

Abstract: There is provided a system and method for charging an electric vehicle. The method enables a payment convenience for the user seeking to charge an electric vehicle. Whenever the user device pairs with the charging station, and subsequent to electrical coupling between the electric vehicle and the charging station, the user need not initiate steps to select a payment option and ensure that payment is made to charge the electric vehicle, regardless of whether or not the user device has continuous network connectivity.

Abstract: A system and a method for determining a profile of a consumer are disclosed. The system includes a processor and a memory unit coupled to the processor. The memory unit is configured to store the consumer's payment card usage data. The processor is configured to obtain a credit score specific to the consumer and calculate a payment card index specific to the consumer based on the consumer's payment card usage data stored in the memory unit. The payment card index may comprise a weighted sum of factors representative of the consumer's payment card usage. The processor is also configured to multiply the credit score by the payment card index to obtain a collective score representative of the profile of the consumer.

Abstract: There is provided a method and system for making payment for a service at a service station which allow users to make payment even when their mobile devices lose data connectivity and when there is a high turnover of users at the service station. In addition, the method and system can lead to enhanced revenues at the service stations as well as improved user experiences when making payments at service stations.

Abstract: A method and system for facilitating mobile payment for products includes: receiving a first container identifier encoded on a first container tag attached to a physical container for holding the products; receiving a wallet identifier corresponding to a digital wallet installed on a mobile device; linking a virtual container associated with the first container identifier to the digital wallet through the wallet identifier; receiving, from a checkout device, (i) a product identifier encoded on a product tag attached to each of the products held in the physical container and (ii) a second container identifier encoded on a second container tag attached to the physical container; and, when the first and the second container identifiers are identical, populating the virtual container with virtual products corresponding to each of the product identifiers received from the checkout device such that the mobile payment of the products can be made using the digital wallet.

Abstract: An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.

Abstract: There is provided a data processor implemented method and system for making payment to activate a mode of a service station. The method and system are enabled through use of service and payment tokens.

Abstract: A method for communicating product data corresponding to a product is provided. The method includes receiving a data package including a visual representation of at least part of the product and signal data using a receiver module, the signal data including an identifier of the product. The method also includes extracting the signal data from the data package using a decoder module in response to a command to display the visual representation. The method further includes retrieving, using a processor module, the product data from a memory module in response to the identifier in the extracted signal data, the memory module having stored therein the identifier in association with the product data. The method also includes communicating the product data using an output module during display of the visual representation.

Abstract: There is provided a data processor implemented method for dynamic authentication of an object. There is also provided non-transitory computer readable storage mediums and systems for carrying out dynamic authentication of an object.