Patents by Inventor Xinrou LI

Xinrou LI has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230385840
    Abstract: A system and method for preventing government identification-based fraud is disclosed. When a government identification submission session is initiated, several layers of security checks are performed to ensure that the user behind the session is not a fraudster. First, a session check is performed to ensure that the user device has not initiated more than a predetermined number of sessions within a predetermined time. Next, an attempt check is made in order to ensure that the user has not made more than a predetermined number of government identification submission attempts during the current session. Next, a dual-authentication check is performed to ensure that the phone number provided for the dual-authentication has not been used more than a maximum number of times during a recent period of time. And lastly, a general risk assessment is performed to look for any remaining high-risk flags.
    Type: Application
    Filed: May 15, 2023
    Publication date: November 30, 2023
    Applicant: Capital One Services, LLC
    Inventors: Christopher LANGE, Xinrou LI, Melissa Yoemans HENG, Hrishikesh Milind KARAMBELKAR