Abstract: A method for secure payment, including: detecting whether a connected mobile terminal exists; acquiring, when the connected mobile terminal exists, a first user transaction information, and encrypting the first user transaction information to generate a corresponding first encrypted transaction information; sending the first encrypted transaction information to a transaction verification server based on a first hardware interface of the mobile terminal, and receiving a transaction verification result from the transaction verification server; and determining, according to the transaction verification result, whether a payment operation is to be performed.