Patents by Inventor Xun Sean Xue

Xun Sean Xue has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Multiple severity and urgency risk events credit scoring system
    Publication number: 20040044615
    Abstract: This invention creates a credit performance valuation system composed of risk cells and risk events. This invention provides a method to classify credit customers into a multitude of different segments according the severity and the urgency of the bad payment behavior specified by risk events. Consequently, this invention measures credit risk by forecasting the likelihood of a customer will be in each segment by analyzing the process of bad credit performance.
    Type: Application
    Filed: September 3, 2002
    Publication date: March 4, 2004
    Inventors: Xun Sean Xue, Xing-Hong Xue