Abstract: A new card game that may be played on as either a table game or a slot machine game and that is readily adapted for remote play via the Internet is described. The card game of the present invention is played with a standard 52-card deck plus either one or two wild cards. A banker covers all bets, and each player competes against the dealer. The objective of the game is to arrange a five card hand into a baccarat hand comprising a three-card hand that has a value of a multiple of ten and a two-card hand that totals as close to ten as possible. Each player's hand is then compared to the bankers' hand to determine a winner. If the player cannot arrange the cards into a baccarat hand, the five-card hand is treated as a poker hand and is compared to the dealer's five-card poker hand. A first wager is placed on the outcome of the baccarat hand and a second wager is placed on the outcome of the poker hand.

Abstract: The present invention is related to a network based gaming system that enables a plurality of players to place wagers on a real-time game of chance being conducted in a casino via a distributed network system or, alternatively, to place wagers on a game of chance using internally generated game sequences.In the preferred embodiment of the system, a gaming machine provides a menu of a plurality of live-action board games of chance, such as roulette, craps or baccarat, from which a player selects a desired game. Once the game is selected, the player is presented a video representation of the possible bets on the gaming machine and a means for establishing a stake by either depositing currency or by accessing various credit accounts such as a credit card or casino credit line.