Patents by Inventor Yan Pei

Yan Pei has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12546131
    Abstract: A transaction booth system includes a booth having a booth interior configured to receive a customer. The transaction booth system also includes a door system having a door that is configured to adjust between an open position to open the booth interior and a closed position to enclose the booth interior. The transaction booth system also includes an entry authentication system configured to authenticate the customer outside of the booth interior and an interior authentication system configured to authenticate the customer within the booth interior. The transaction booth system further includes a computer system that is configured to control the door of the door system to move to the open position in response to the entry authentication system signaling a confirmed primary authentication and to process one or more financial transactions in response to the interior authentication system signaling a confirmed secondary authentication and based on input from the customer.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: February 10, 2026
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rachel Elizabeth Csabi, Yan Pei, Yogen Rai
  • Publication number: 20250375913
    Abstract: A method for separating a steel wire rope core of a conveyor belt as disclosed in the embodiments of the present application includes the following steps: controlling a conveyor belt to move so as to make a conveyor belt joint move along a blade of a flat cutter; cutting off rubber layers on two sides of each steel wire rope core at the conveyor belt joint in a first direction; controlling the conveyor belt to move so as to make the conveyor belt joint move along a blade of a forming cutter; and cutting off the rubber layers between the steel wire rope cores at the conveyor belt joint in a second direction. The method for separating a steel wire rope core of a conveyor belt as provided in the embodiments of the present application is used for separating a steel wire rope core of a conveyor belt.
    Type: Application
    Filed: December 13, 2022
    Publication date: December 11, 2025
    Applicants: TAIYUAN UNIVERSITY OF TECHNOLOGY, Yuncheng Vocational and Technical University
    Inventors: Ziming KOU, Junxia LI, Yan PEI, Yandong WANG, Jun YANG, Haiqing WANG, Jiabao XUE
  • Publication number: 20250280277
    Abstract: This application provides example vehicle unlocking methods and example digital keys. One example vehicle unlocking method includes receiving, by an extension device of the digital key, a first instruction from a carrier device of the digital key based on a first communication protocol. The extension device communicates with a vehicle based on a second communication protocol in response to the first instruction, where the first communication protocol is the Bluetooth protocol, and the second communication protocol is a wireless communication protocol used for ranging.
    Type: Application
    Filed: May 16, 2025
    Publication date: September 4, 2025
    Inventors: Wei ZHANG, Yan PEI, Yuxiang LI
  • Patent number: 12293407
    Abstract: A system may include a processor that may receive an indication of an amount of funds deposited into an account, convert the amount of funds into a number of tokens using a multiplier, and generate a visualization representative of a growth rate of the number of tokens over a period of based on an interest rate. The interest rate may be defined by a user with supervisor authority over the account. The processor may then display the visualization via an electronic display and periodically transfer an additional amount of funds from an additional account associated with the user to the account in response to the amount of funds remaining in the account after a period of time.
    Type: Grant
    Filed: July 18, 2022
    Date of Patent: May 6, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: Yogen Rai, Rachel Elizabeth Csabi, Yan Pei
  • Patent number: 11830067
    Abstract: A system may include a processor that may detect one or more loan indicators present in banking data or credit data associated with a user. The processor may then retrieve additional data associated with the user in response to detecting the one or more loan indicators, such that the additional data may include data acquired from a home assistant device, a wearable device, a computing device, or any combination thereof. The processor may then determine a loan probability associated with the user based on the banking data, the credit data, and the additional data. The processor may then determine a pre-approval loan amount based on the banking data and the credit data in response to the loan probability exceeding a threshold and automatically send a notification indicative of a pre-approval loan amount to a computing device associated with the user.
    Type: Grant
    Filed: September 15, 2022
    Date of Patent: November 28, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rachel Elizabeth Csabi, Yan Pei, Yogen Rai
  • Patent number: 11488242
    Abstract: A system may include a processor that may detect one or more loan indicators present in banking data or credit data associated with a user. The processor may then retrieve additional data associated with the user in response to detecting the one or more loan indicators, such that the additional data may include data acquired from a home assistant device, a wearable device, a computing device, or any combination thereof. The processor may then determine a loan probability associated with the user based on the banking data, the credit data, and the additional data. The processor may then determine a pre-approval loan amount based on the banking data and the credit data in response to the loan probability exceeding a threshold and automatically send a notification indicative of a pre-approval loan amount to a computing device associated with the user.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: November 1, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rachel Elizabeth Csabi, Yan Pei, Yogen Rai
  • Patent number: 11393022
    Abstract: A system may include a processor that may receive an indication of an amount of funds deposited into an account, convert the amount of funds into a number of tokens using a multiplier, and generate a visualization representative of a growth rate of the number of tokens over a period of based on an interest rate. The interest rate may be defined by a user with supervisor authority over the account. The processor may then display the visualization via an electronic display and periodically transfer an additional amount of funds from an additional account associated with the user to the account in response to the amount of funds remaining in the account after a period of time.
    Type: Grant
    Filed: December 21, 2020
    Date of Patent: July 19, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Yogen Rai, Rachel Elizabeth Csabi, Yan Pei
  • Publication number: 20220092738
    Abstract: Methods, apparatus, systems and articles of manufacture are disclosed for super-resolution rendering. An example apparatus includes a data handler to generate a multi-sample control surface (MCS) frame based on a color frame, a feature extractor to obtain features from the color frame, a depth frame, and the MCS frame, a network controller to generate spatial data and temporal data based on the features, and a reconstructor to generate a high-resolution image based on the features, the spatial data, and the temporal data.
    Type: Application
    Filed: June 25, 2021
    Publication date: March 24, 2022
    Inventors: Yan Pei, Ke Ding, Swarnendu Kar, Selvakumar Panneer, Mrutunjayya Mrutunjayya
  • Publication number: 20110145947
    Abstract: A method of expressing auxin synthetase gene specifically in cotton seed coat and fiber, which comprises constructing plant expression vector capable of expressing auxin synthetase gene specifically by fusing a tissue-specific promoter with an auxin synthetase gene, and then integrating the construct into a cotton genome. The method can significantly improve the yield and the quality of cotton fiber, thereby providing fiber with high quality for textile industry.
    Type: Application
    Filed: January 22, 2009
    Publication date: June 16, 2011
    Applicant: SOUTHWEST UNIVERSITY
    Inventors: Yan Pei, Lei Hou, Demou Li, Shuiqing Song, Xianbi Li, Ming Luo, Yuehua Xiao, Xuelian Zheng, Qiwei Zeng, Mi Zhang, Kun Qiu, Fengtao Luo