Patents by Inventor YATHARTH CHOWDHARY

YATHARTH CHOWDHARY has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240212039
    Abstract: Disclosed are various embodiments for providing automated non-billing cycle remittances in order to load-balance batch processing jobs. An eligible user is identified for registration. Then, a registration request is sent to the user. Next, user registration data is received in response to the registration request, the user registration data specifying an event trigger. Then, it is determined that the processing event trigger has occurred. Subsequently, the processing event is executed in response to the processing event trigger occurring.
    Type: Application
    Filed: March 5, 2024
    Publication date: June 27, 2024
    Inventors: Yatharth CHOWDHARY, Pankaj KOHLI, Surya B. PENTAPATI, Andrew SOSNICKI, Ankush SRIVASTAVA
  • Publication number: 20200226560
    Abstract: Systems and methods for automated non-billing cycle remittances are disclosed. The system may enable users to remit payment for outstanding transaction account balances without needing an issuer system to generate billing cycle statements. The system may retrieve user enrollment data comprising user data and a remittance trigger. The system may determine a remittance event based on the remittance trigger. The system may process a non-billing cycle remittance based on the user enrollment data. The system may calculate a non-billing cycle reward based on the non-billing cycle remittance.
    Type: Application
    Filed: January 15, 2019
    Publication date: July 16, 2020
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: YATHARTH CHOWDHARY, PANKAJ KOHLI, SURYA B. PENTAPATI, ANDREW SOSNICKI, ANKUSH SRIVASTAVA
  • Publication number: 20190356647
    Abstract: A global userID may be linked to many individual locations. A user may login to the global userID and select an experience environment. The experience environment may provide access to locations associated with the experience environment, such as all locations in a country. The user may switch between experience environments without providing login credentials for each individual location the user wishes to view.
    Type: Application
    Filed: May 21, 2018
    Publication date: November 21, 2019
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: DEBDEEP BANERJEE, YATHARTH CHOWDHARY, DINESH REDDY GUDIBANDI, GAUTAM GULATI, PRASANTH HARPANAHALLI, EDWARD L. MORABITO, JR.