Patents by Inventor Yobel Muchang
Yobel Muchang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11682000Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.Type: GrantFiled: January 21, 2021Date of Patent: June 20, 2023Assignee: Visa International Service AssociationInventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
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Publication number: 20220138717Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.Type: ApplicationFiled: January 18, 2022Publication date: May 5, 2022Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
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Patent number: 11257059Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.Type: GrantFiled: October 22, 2019Date of Patent: February 22, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
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Patent number: 11120443Abstract: In one aspect, an expedited payment service is accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site.Type: GrantFiled: November 11, 2015Date of Patent: September 14, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley
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Publication number: 20210272115Abstract: An expedited payment service may be accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site to complete payment transactions.Type: ApplicationFiled: May 14, 2021Publication date: September 2, 2021Inventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley
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Publication number: 20210142315Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.Type: ApplicationFiled: January 21, 2021Publication date: May 13, 2021Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
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Patent number: 10929833Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.Type: GrantFiled: March 27, 2018Date of Patent: February 23, 2021Assignee: Visa International Service AssociationInventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
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Publication number: 20200051053Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.Type: ApplicationFiled: October 22, 2019Publication date: February 13, 2020Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
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Patent number: 10489768Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.Type: GrantFiled: December 30, 2015Date of Patent: November 26, 2019Assignee: Visa International Service AssociationInventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
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Publication number: 20190303913Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.Type: ApplicationFiled: March 27, 2018Publication date: October 3, 2019Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
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Publication number: 20190087808Abstract: Embodiments of the invention are directed to a method of quickly displaying available payment device accounts with an application on a mobile device without requiring a password from a user. In one embodiment, information displayed includes available balances and rewards associated with the payment device accounts. Embodiments of the invention allow a user to quickly see this information without having to enter his or her authentication credentials each and every time this information is needed. Embodiments of the invention can also be seen as more secure as other methods and systems as the user does not have to log into the actual application itself, which may contain sensitive information.Type: ApplicationFiled: June 2, 2017Publication date: March 21, 2019Inventors: George PERRY, Margaret SZETO, Jaesung PARK, Kellen MANNION, Yobel MUCHANG
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Publication number: 20170193481Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.Type: ApplicationFiled: December 30, 2015Publication date: July 6, 2017Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
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Publication number: 20170132624Abstract: In one aspect, an expedited payment service is accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site.Type: ApplicationFiled: November 11, 2015Publication date: May 11, 2017Inventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley