Patents by Inventor Yobel Muchang

Yobel Muchang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11682000
    Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.
    Type: Grant
    Filed: January 21, 2021
    Date of Patent: June 20, 2023
    Assignee: Visa International Service Association
    Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
  • Publication number: 20220138717
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Application
    Filed: January 18, 2022
    Publication date: May 5, 2022
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 11257059
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Grant
    Filed: October 22, 2019
    Date of Patent: February 22, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 11120443
    Abstract: In one aspect, an expedited payment service is accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site.
    Type: Grant
    Filed: November 11, 2015
    Date of Patent: September 14, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley
  • Publication number: 20210272115
    Abstract: An expedited payment service may be accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site to complete payment transactions.
    Type: Application
    Filed: May 14, 2021
    Publication date: September 2, 2021
    Inventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley
  • Publication number: 20210142315
    Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.
    Type: Application
    Filed: January 21, 2021
    Publication date: May 13, 2021
    Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
  • Patent number: 10929833
    Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.
    Type: Grant
    Filed: March 27, 2018
    Date of Patent: February 23, 2021
    Assignee: Visa International Service Association
    Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
  • Publication number: 20200051053
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Application
    Filed: October 22, 2019
    Publication date: February 13, 2020
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Patent number: 10489768
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: November 26, 2019
    Assignee: Visa International Service Association
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Publication number: 20190303913
    Abstract: Provided is a wearable device, including a base configured to be worn by a user, at least one data element at least partially positioned on or within the base and programmed or configured to have account data stored thereon, and at least one antenna including an open circuit, the at least one antenna at least partially positioned on or within the base and configured to transmit at least a portion of the account data and receive at least a portion of transaction data from at least one target device when the open circuit of the antenna is closed and becomes powered by at least one power source. Other expressions are also disclosed.
    Type: Application
    Filed: March 27, 2018
    Publication date: October 3, 2019
    Inventors: Yobel Muchang, Christopher Dean, Quan Wang, Mayank Somaiya, Jerry Wald
  • Publication number: 20190087808
    Abstract: Embodiments of the invention are directed to a method of quickly displaying available payment device accounts with an application on a mobile device without requiring a password from a user. In one embodiment, information displayed includes available balances and rewards associated with the payment device accounts. Embodiments of the invention allow a user to quickly see this information without having to enter his or her authentication credentials each and every time this information is needed. Embodiments of the invention can also be seen as more secure as other methods and systems as the user does not have to log into the actual application itself, which may contain sensitive information.
    Type: Application
    Filed: June 2, 2017
    Publication date: March 21, 2019
    Inventors: George PERRY, Margaret SZETO, Jaesung PARK, Kellen MANNION, Yobel MUCHANG
  • Publication number: 20170193481
    Abstract: Embodiments of the invention are directed to an embodiment of a keyboard application in which a plurality of selectable items (representing keys) are associated with transactions. The keyboard application may be imported into any application that utilizes text input, and replaces a default keyboard used to provide the text input. Upon selection of one of the plurality of selectable items, a transaction is initiated by a service provider computer. In some embodiments, the transaction may result in the engagement of a third party entity. Once completed, an access credential associated with the completion of the transaction is generated. The access credential may be entered into the text input field of the application that utilizes text input.
    Type: Application
    Filed: December 30, 2015
    Publication date: July 6, 2017
    Inventors: Margaret Szeto, Peng Zhao, Prerak Diwakar Trivedi, Dziyana Nikolaevna Klimovich, Yobel Muchang
  • Publication number: 20170132624
    Abstract: In one aspect, an expedited payment service is accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site.
    Type: Application
    Filed: November 11, 2015
    Publication date: May 11, 2017
    Inventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Badley