Abstract: A system for account mapping includes functionality for obtaining more than one labeled accounts labeled by more than one accountant; pre-processing more than one labeled accounts using natural language processing, using the more than one pre-processed labeled accounts to train an account mapping model that performs multinomial classification; receiving an account name from an accounting application where the account name includes a text label for an account included in a chart of accounts; generating an account mapping by applying the account mapping model to the account name, where the account mapping includes a type of the account, a sub-type of the account, a code, and a series associated with an accounting form; returning the account mapping to the accounting application through an Application Programming Interface (API); and receiving a corrected account mapping from an accountant and using the corrected account mapping as a new text label to incrementally update the account mapping model.

Abstract: A method identifies a plurality of product categories by applying a categorization model to product data that includes product names and product descriptions. The product data is obtained from internal sources and external sources. The method creates a knowledge graph for a plurality of business entities from inputs that include the plurality of product categories, published data that includes merchant categorizations, and geographical data. The method generates cohort clusters of similar business entities by applying a clustering algorithm to the knowledge graph. The method uses the cohort clusters to learn a first extrapolation model for predicting inventory. And the method provides access to the first extrapolation model to predict inventory level at a specific point in time. The access is provided via a merchant application that runs on an online merchant platform.

Abstract: A method identifies a plurality of product categories by applying a categorization model to product data that includes product names and product descriptions. The product data is obtained from internal sources and external sources. The method creates a knowledge graph for a plurality of business entities from inputs that include the plurality of product categories, published data that includes merchant categorizations, and geographical data. The method generates cohort clusters of similar business entities by applying a clustering algorithm to the knowledge graph. The method uses the cohort clusters to learn an extrapolation model for predicting inventory. The method makes a prediction as to the inventory level using the extrapolation model for a user of the merchant application. The method determines a confidence level for the user and orders additional inventory for the user without further input, if the confidence level is above a specified threshold.

Abstract: During a device programming technique, a merchant provides account information associated with a smart-card terminal to a portable electronic device (such as a cellular telephone), which is coupled to the smart-card terminal. In response, the portable electronic device provides the account information to a computer remotely located relative to the portable electronic device. Then, the computer provides a merchant identifier and a terminal identifier to the portable electronic device. Next, the portable electronic device provides the merchant identifier and the terminal identifier to the smart-card terminal, thereby facilitating programming of the smart-card terminal.

Abstract: A method to configure a software solution may include receiving a first specification of a type of configuration data items and a second specification of system selected user attributes associated with the type of configuration data items, and receiving a configuration data item that is used to configure a first localized version of the software solution. The method may further include receiving a contributing user attribute specification that specifies a first user attribute and a second user attribute of the system selected user attributes, and generating a search tag assigned to the configuration data item. The method may further include receiving a search request to search the configuration data items, selecting, in response to the search request, the configuration data item based on the search tag, and configuring, in response to selecting the configuration data item, a second localized version of the software solution based on the configuration data item.

Abstract: A method to configure a localizable software solution, which includes receiving a search request to search a requested type of configuration data items, accessing a first configuration data item of the requested type, in response to the search request, scanning contents of the first configuration data item to identify a key within the first configuration data item, accessing, by resolving the key within the first configuration data item and based on the at least one user attribute, a second configuration data item of a second type, generating a custom configuration data item by replacing, within the first configuration data item, the key with the second configuration data item, and returning the custom configuration data item to a configuration engine. The configuration engine localizes the localizable software solution using the custom configuration data item.

Abstract: A system includes (i) a configuration service executing on a computer processor and configured to select, based on a user attribute of a user, a configurable user interface, and select, based on the user attribute of the user, a configurable workflow, (ii) a contribution management system that generates a statistical measure of a plurality of users by tracking the plurality of users using the plurality of configurable user interfaces and the plurality of configurable workflows to perform a task according to a geographical region of the user, and verifies the configurable user interfaces and the configurable workflows based on the statistical measure, and (iii) a computer server configured to perform a task by at least receiving, via the configurable user interface, a user input, and executing, based on user input and according to the configurable workflow, multiple functional engines of the software solution.

Abstract: A system for account mapping includes functionality for obtaining more than one labeled accounts labeled by more than one accountant; pre-processing more than one labeled accounts using natural language processing, using the more than one pre-processed labeled accounts to train an account mapping model that performs multinomial classification; receiving an account name from an accounting application where the account name includes a text label for an account included in a chart of accounts; generating an account mapping by applying the account mapping model to the account name, where the account mapping includes a type of the account, a sub-type of the account, a code, and a series associated with an accounting form; returning the account mapping to the accounting application through an Application Programming Interface (API); and receiving a corrected account mapping from an accountant and using the corrected account mapping as a new text label to incrementally update the account mapping model.

Abstract: A method to configure a software solution may include receiving a first specification of a type of configuration data items and a second specification of system selected user attributes associated with the type of configuration data items, and receiving a configuration data item that is used to configure a first localized version of the software solution. The method may further include receiving a contributing user attribute specification that specifies a first user attribute and a second user attribute of the system selected user attributes, and generating a search tag assigned to the configuration data item. The method may further include receiving a search request to search the configuration data items, selecting, in response to the search request, the configuration data item based on the search tag, and configuring, in response to selecting the configuration data item, a second localized version of the software solution based on the configuration data item.

Abstract: A system includes (i) a configuration service executing on a computer processor and configured to select, based on a user attribute of a user, a configurable user interface, and select, based on the user attribute of the user, a configurable workflow, (ii) a contribution management system that generates a statistical measure of a plurality of users by tracking the plurality of users using the plurality of configurable user interfaces and the plurality of configurable workflows to perform a task according to a geographical region of the user, and verifies the configurable user interfaces and the configurable workflows based on the statistical measure, and (iii) a computer server configured to perform a task by at least receiving, via the configurable user interface, a user input, and executing, based on user input and according to the configurable workflow, multiple functional engines of the software solution.

Abstract: A system to configure a software solution involves a system that includes (i) a configuration service executing on a computer processor and configured to select, based on a user attribute of a user, a configurable user interface from multiple configurable user interfaces of the software solution, and select, based on the user attribute of the user, a configurable workflow from multiple configurable workflows of the software solution, (ii) a computer server configured to perform a pre-determined task by at least receiving, via the configurable user interface, a user input, and executing, based on user input and according to the configurable workflow, multiple functional engines of the software solution, and (iii) a data repository configured to store the multiple configurable user interfaces and the multiple configurable workflows.

Abstract: A method to generate a regulatory filing workflow for a geographical region. The method includes displaying a regulatory filing form to a user in the geographical region, displaying a user attribute list identifying user attributes from the BMAs used by the user, receiving, from the user and in response to displaying the regulatory filing form and the user attribute list, a user input that specifies a rule for determining input data of the regulatory filing form based at least on user attributes, and generating, based at least on the user input, regulatory filing report metadata including a specification for generating a regulatory filing report by completing the regulatory filing form based at least on the rule, where the regulatory filing workflow includes generating and filing the regulatory filing report to satisfy the regulatory requirement specific to the geographical region.

Abstract: During a device programming technique, a merchant provides account information associated with a smart-card terminal to a portable electronic device (such as a cellular telephone), which is coupled to the smart-card terminal. In response, the portable electronic device provides the account information to a computer remotely located relative to the portable electronic device. Then, the computer provides a merchant identifier and a terminal identifier to the portable electronic device. Next, the portable electronic device provides the merchant identifier and the terminal identifier to the smart-card terminal, thereby facilitating programming of the smart-card terminal.

Abstract: During a device programming technique, a merchant provides account information associated with a smart-card terminal to a portable electronic device (such as a cellular telephone), which is coupled to the smart-card terminal. In response, the portable electronic device provides the account information to a computer remotely located relative to the portable electronic device. Then, the computer provides a merchant identifier and a terminal identifier to the portable electronic device. Next, the portable electronic device provides the merchant identifier and the terminal identifier to the smart-card terminal, thereby facilitating programming of the smart-card terminal.

Abstract: A system for account mapping includes functionality for obtaining more than one labeled accounts labeled by more than one accountant; pre-processing more than one labeled accounts using natural language processing, using the more than one pre-processed labeled accounts to train an account mapping model that performs multinomial classification; receiving an account name from an accounting application where the account name includes a text label for an account included in a chart of accounts; generating an account mapping by applying the account mapping model to the account name, where the account mapping includes a type of the account, a sub-type of the account, a code, and a series associated with an accounting form; returning the account mapping to the accounting application through an Application Programming Interface (API); and receiving a corrected account mapping from an accountant and using the corrected account mapping as a new text label to incrementally update the account mapping model.

Abstract: A technique for collecting financial information is described. During this technique, a customer request to a financial institution to access a financial-software application is used to initiate an exchange of financial information between the financial institution and a provider of the financial-software application. In particular, in response to the forwarded customer request, the provider of the financial-software application may request, and then receive, financial information associated with the customer's account from the financial institution. Subsequently, the provider of the financial-software application may provide a document that facilitates access to the financial-software application to the customer. This document may include at least some of the received financial information.

Abstract: A system to configure a software solution involves a system that includes (i) a configuration service executing on a computer processor and configured to select, based on a user attribute of a user, a configurable user interface from multiple configurable user interfaces of the software solution, and select, based on the user attribute of the user, a configurable workflow from multiple configurable workflows of the software solution, (ii) a computer server configured to perform a pre-determined task by at least receiving, via the configurable user interface, a user input, and executing, based on user input and according to the configurable workflow, multiple functional engines of the software solution, and (iii) a data repository configured to store the multiple configurable user interfaces and the multiple configurable workflows.

Abstract: A method to customize an online software application. The method includes displaying, using a user interface of the online software application, a message inviting user contribution to a customizable component of the online software application, receiving, from an initial seed user via a network connection and in response to displaying the message, a structural specification of the customizable component suggested by the initial seed user according to a requirement based on an attribute of the initial seed user, determining that a new user of the online software application matches the attribute of the initial seed user, and configuring, based on the structural specification of the customizable component suggested by the initial seed user, an instantiation of the online software application for the new user to perform a pre-determined task according to the requirement.

Abstract: A method to access financial data. The method includes redirecting, by a computer processor and based on an input of a user, the user to a website of a financial institution (FI), wherein the user submits a request via the website to access the financial data, obtaining, in response to the user submitting the request, a token identifying the request, identifying, by the computer processor, a financial data structure in a remote repository based on the token, wherein the FI stores a financial data record in the financial data structure in response to the request, and retrieving, without user intervention, the financial data record from the financial data structure, wherein the financial data record is used by a financial management application to prepare a financial management report for the user.

Abstract: A method to process credit card transactions, including obtaining available merchant account IDs allocated to a master merchant account at a credit card processor entity of a credit card transaction network, where the master merchant is authorized to set up merchant accounts based on the master merchant account and assumes merchant-side financial risks of the merchant accounts, receiving, after obtaining the available merchant account IDs, a request from a merchant to set up a merchant account, and assigning, in response to credit approval of the merchant, a merchant account ID selected from the available merchant account IDs to the merchant for setting up the merchant account, where a credit card transaction of the merchant is submitted, subsequent to assigning the merchant account ID, to the credit card processor entity for authorization based on the master merchant account, where the credit card transaction is tagged with the merchant account ID.