Patents by Inventor Yong How Chin
Yong How Chin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10489766Abstract: A system and method for facilitating detection and payment of a product. The product has a radio frequency tag attached thereon and the system comprises: two or more scanners attachable to a container for holding the product, wherein each scanner is configured to: (i) receive tag identification data from the tag when the tag is within communication range of the scanner; (ii) generate a signal that is associated with the tag identification data and a time of receipt of the tag identification data; and a computer server communicatively coupled with the two or more scanners, wherein the computer server is configured to: (i) receive the signals from the two or more scanners; and (ii) determine an identity of the product and a presence of the product in the container based on the signals, wherein the presence of the identified product is used for facilitating payment of the product.Type: GrantFiled: November 18, 2016Date of Patent: November 26, 2019Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.Inventors: Yong How Chin, Jiaming Li, Hao Tang
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Patent number: 10482499Abstract: A method for conducting a transaction between a merchant and a customer, a merchant device, and a computer storage medium for instructing a computing device to execute a method for conducting a transaction between a merchant and a customer are disclosed. The method includes establishing a secure wireless connection between a merchant device and a customer device, real-time synchronizing, via the secure connection, a shopping cart of the customer between the merchant and the customer devices, determining, via the secure connection, at least one payment option for checking out the shopping cart, and processing, at a transaction processing device, the payment based on a selected payment option out of the at least one payment option.Type: GrantFiled: June 30, 2015Date of Patent: November 19, 2019Assignee: Mastercard Asia Pacific Pte. Ltd.Inventors: Jiaming Li, Donghao Huang, Jie Zhang, Bensam Joyson, Douglas Tan, Yong How Chin
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Patent number: 10396998Abstract: There is provided a data processor implemented method for dynamic authentication of an object. There is also provided non-transitory computer readable storage mediums and systems for carrying out dynamic authentication of an object.Type: GrantFiled: January 9, 2017Date of Patent: August 27, 2019Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.Inventors: Hao Tang, Xijing Wang, Senxian Zhuo, Yong-How Chin, Jiaming Li, Bensam Joyson, Donghao Huang, Martin Collings, Preshant Sridhar, Perry Kick
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Patent number: 10380670Abstract: System and method for facilitating user identification of a product. The system includes: a receiver unit configured to receive a signal; a memory module in communication with the receiver unit, the memory module having stored thereon product data that is stored in association with a transmittable product identity, wherein the receiver unit is further configured to (i) convert the received signal into its corresponding transmittable product identity and (ii) retrieve the product data from the memory module based on a comparison between the stored transmittable product identity and the converted transmittable product identity; and an output unit configured to output the retrieved product data to a user for facilitating user identification of the product.Type: GrantFiled: August 8, 2016Date of Patent: August 13, 2019Assignee: MASTERCARD ASIA/PACIFIC PTE. LTD.Inventors: Jiaming Li, Jie Zhang, Sin Jian Tan, Bensam Joyson, Yong How Chin, Donghao Huang
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Publication number: 20180300706Abstract: There is provided an airborne apparatus and transaction method. The airborne apparatus typically traverses to a user who wishes to carry out a transaction. The airborne apparatus is able to help the user to carry out a desired transaction using various possible payment processes.Type: ApplicationFiled: April 12, 2018Publication date: October 18, 2018Inventors: Naman Aggarwal, Tobias Puehse, Yong How Chin
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Publication number: 20180101838Abstract: A method and system for facilitating mobile payment for products includes: receiving a first container identifier encoded on a first container tag attached to a physical container for holding the products; receiving a wallet identifier corresponding to a digital wallet installed on a mobile device; linking a virtual container associated with the first container identifier to the digital wallet through the wallet identifier; receiving, from a checkout device, (i) a product identifier encoded on a product tag attached to each of the products held in the physical container and (ii) a second container identifier encoded on a second container tag attached to the physical container; and, when the first and the second container identifiers are identical, populating the virtual container with virtual products corresponding to each of the product identifiers received from the checkout device such that the mobile payment of the products can be made using the digital wallet.Type: ApplicationFiled: October 6, 2017Publication date: April 12, 2018Inventors: Teck Yong Tan, Yong How Chin, Noor Ali Nizar Ali, Xijing Wang, Tobias Puehse
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Publication number: 20180025332Abstract: A system for facilitating a payment using a client application executed by a client device, the system including one or more processing devices in communication with the client device via a communications network, wherein the one or more processing devices execute processing device software that cause the one or more processing devices to communicate with the client application to establish a transaction session having a session access token and a session key, receive requests from the client application, at least some of the requests including the access token a payload encrypted at least in part using the session key, decrypt the payload at least in part using the session key, process the requests at least in part using the access token and in accordance the decrypted payload, to thereby allow at least one action to be performed, the at least one action forming part of a payment process and provide any required response to the client application.Type: ApplicationFiled: June 20, 2017Publication date: January 25, 2018Inventors: Donghao Huang, Naman Aggarwal, Kshama Jha, Yong How Chin, Jie Zhang, Dekai Zhang
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Publication number: 20170287040Abstract: A method for communicating product data corresponding to a product is provided. The method includes receiving a data package including a visual representation of at least part of the product and signal data using a receiver module, the signal data including an identifier of the product. The method also includes extracting the signal data from the data package using a decoder module in response to a command to display the visual representation. The method further includes retrieving, using a processor module, the product data from a memory module in response to the identifier in the extracted signal data, the memory module having stored therein the identifier in association with the product data. The method also includes communicating the product data using an output module during display of the visual representation.Type: ApplicationFiled: March 20, 2017Publication date: October 5, 2017Inventors: Jiaming Li, Yong How Chin, Bensam Joyson, Hao Tang, Xijing Wang, Senxian Zhuo, Donghao Huang
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Publication number: 20170201377Abstract: There is provided a data processor implemented method for dynamic authentication of an object. There is also provided non-transitory computer readable storage mediums and systems for carrying out dynamic authentication of an object.Type: ApplicationFiled: January 9, 2017Publication date: July 13, 2017Applicant: MASTERCARD ASIA/PACIFIC PTE LTDInventors: Hao TANG, Xijing WANG, Senxian ZHUO, Yong-How CHIN, Jiaming LI, Bensam JOYSON, Donghao HUANG, Martin COLLINGS, Prashant SRIDHAR, Perry KICK
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Publication number: 20170161707Abstract: A system and method for facilitating detection and payment of a product. The product has a radio frequency tag attached thereon and the system comprises: two or more scanners attachable to a container for holding the product, wherein each scanner is configured to: (i) receive tag identification data from the tag when the tag is within communication range of the scanner; (ii) generate a signal that is associated with the tag identification data and a time of receipt of the tag identification data; and a computer server communicatively coupled with the two or more scanners, wherein the computer server is configured to: (i) receive the signals from the two or more scanners; and (ii) determine an identity of the product and a presence of the product in the container based on the signals, wherein the presence of the identified product is used for facilitating payment of the product.Type: ApplicationFiled: November 18, 2016Publication date: June 8, 2017Inventors: Yong How Chin, Jiaming Li, Hao Tang
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Publication number: 20170161711Abstract: A checkout system and method for checking-out products is provided. The checkout system comprising at least one scanner configured to identify one or more products to be checked-out; a weight sensor configured to determine a total weight of the one or more products; and a point-of-sale (POS) terminal in communication with the at least one scanner and the weight sensor, the POS terminal configured to: (i) determine a total reference weight by retrieving weights of the one or more identified products from a database; (ii) compare the total reference weight with the total weight of the one or more products determined by the weight sensor; and (iii) verify the identification of the one or more products by the at least one scanner based on the comparison of the total weight with the total reference weight.Type: ApplicationFiled: November 18, 2016Publication date: June 8, 2017Inventors: Yong How CHIN, Jiaming LI, Hao TANG
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Publication number: 20170109746Abstract: A method for managing payment transactions between a merchant and a payment-service-provider (PSP) using a payment management device in communication with a memory device. Each payment transaction is initiated by a consumer using a payment card. It involves (a) sending, to a PSP device associated with the PSP, a request for an authorization for a payment transaction; (b) receiving, from the PSP device, authorization for the payment transaction; (c) saving, in the memory device, data relating to the consumer and the payment transaction on a condition that the authorization for the payment transaction is received from the PSP device; (d) repeating steps (a), (b) and (c) for each of the plurality of payment transactions for a pre-determined period of time; and (e) aggregating the plurality of payment transactions into an aggregated payment transaction based on the data relating to the consumer and each of the plurality of payment transactions.Type: ApplicationFiled: October 18, 2016Publication date: April 20, 2017Applicant: MASTERCARD ASIA/PACIFIC PTE LTDInventors: Krishnadas MOHANDAS, Donghao HUANG, Akshita GOYAL, Yulia SURYA, Yong How CHIN
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Publication number: 20170061513Abstract: System and method for facilitating user identification of a product. The system includes: a receiver unit configured to receive a signal; a memory module in communication with the receiver unit, the memory module having stored thereon product data that is stored in association with a transmittable product identity, wherein the receiver unit is further configured to (i) convert the received signal into its corresponding transmittable product identity and (ii) retrieve the product data from the memory module based on a comparison between the stored transmittable product identity and the converted transmittable product identity; and an output unit configured to output the retrieved product data to a user for facilitating user identification of the product.Type: ApplicationFiled: August 8, 2016Publication date: March 2, 2017Applicant: MASTERCARD ASIA/PACIFIC PTE LTD.Inventors: Jiaming LI, Jie ZHANG, Sin Jian TAN, Bensam JOYSON, Yong How CHIN, Donghao HUANG
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Publication number: 20160148202Abstract: Various embodiments provide a transaction method comprising determining, by a server, if a transaction device is registered to a service, the transaction device being one of a plurality of transaction devices selectable to initiate a transaction, the plurality of transaction devices being associated with at least one transaction credential; determining, by the server, if the transaction device is selected to initiate the transaction based on the determination if the transaction device is registered to the service; and processing, by the server, the transaction using the associated at least one transaction credential if the transaction device is determined to be selected to initiate the transaction.Type: ApplicationFiled: November 25, 2015Publication date: May 26, 2016Inventors: Brian McCormack, Donghao Huang, Yvette Oh, Andreas Spycher, Kathy Chang Koh, Mohamad Hafidz Mohd Fadzil, Carol Lim, Gerald Sun, Klein Wang, Yong How Chin
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Publication number: 20160005009Abstract: A method for conducting a transaction between a merchant and a customer, a merchant device, and a computer storage medium for instructing a computing device to execute a method for conducting a transaction between a merchant and a customer are disclosed. The method includes establishing a secure wireless connection between a merchant device and a customer device, real-time synchronizing, via the secure connection, a shopping cart of the customer between the merchant and the customer devices, determining, via the secure connection, at least one payment option for checking out the shopping cart, and processing, at a transaction processing device, the payment based on a selected payment option out of the at least one payment option.Type: ApplicationFiled: June 30, 2015Publication date: January 7, 2016Inventors: Jiaming Li, Donghao Huang, Jie Zhang, Bensam Joyson, Douglas Tan, Yong How Chin