Patents by Inventor Yong Kin (Michael) Ong

Yong Kin (Michael) Ong has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic Credit Card-ECC
    Publication number: 20130097082
    Abstract: An Electronic Credit Card (ECC) including a user verifier for verifying a user's identity, a code generator for generating a unique authorization code for the user, storage of the user's account details for use in an electronic funds transfer, and a communicator for non-visual communication of the account details and the authorization code to a transaction station.
    Type: Application
    Filed: December 4, 2012
    Publication date: April 18, 2013
    Inventor: Yong Kin (Michael) Ong
  • Electronic credit card—ECC
    Patent number: 8322606
    Abstract: An Electronic Credit Card (ECC) including a user verifier for verifying a user's identity, a code generator for generating a unique authorization code for the user, storage of the user's account details for use in an electronic funds transfer, and a communicator for non-visual communication of the account details and the authorization code to a transaction station.
    Type: Grant
    Filed: May 15, 2009
    Date of Patent: December 4, 2012
    Inventor: Yong Kin (Michael) Ong
  • Electronic Credit Card - ECC
    Publication number: 20090272796
    Abstract: An Electronic Credit Card (ECC) including a user verifier for verifying a user's identity, a code generator for generating a unique authorization code for the user, storage of the user's account details for use in an electronic funds transfer, and a communicator for non-visual communication of the account details and the authorization code to a transaction station.
    Type: Application
    Filed: May 15, 2009
    Publication date: November 5, 2009
    Inventor: Yong Kin (Michael) ONG
  • Electronic credit card—ECC
    Patent number: 7533828
    Abstract: Electronic Credit Card (ECC) is an electronic device that enables transmission/reception of data and/or digital information to/from a host computer via a Terminal Station (TS). TS includes Teller Machines in supermarkets/shopping complex, Automatic Teller Machines (ATM), EFTPOS devices and proprietary transceiver devices developed by Creative On-Line Technologies Limited for PC interface. It provides latest financial information including balances on its display unit. Keypads (1) enable PIN (personal identification number) entries so that an ECC is operational. Information Display Unit (2) including an LCD (liquid crystal display) screen or other display screens provides visual information. ENTER key (3) confirms a transaction. It is also used to activate an ECC when a PIN is keyed. Audio Transducer (4) confirms entries made on keypads (1). Audio Transducer is also used to activate a financial transaction via a telephone.
    Type: Grant
    Filed: August 28, 2007
    Date of Patent: May 19, 2009
    Inventor: Yong Kin (Michael) Ong