Abstract: After a card user pays money for a value of services by using the card, it often occurs that a third party pays a fraction or the whole of the money paid by the card user. A conventional card settlement is insufficient for this purpose. To solve this, when money is paid to a service provider, the money is paid by using a credit card of a representative, and thereafter a server computer of a settler including a credit card company presents information necessary for a Dutch account payment process to a Dutch account payer via a network.

Abstract: A fee management system for managing ATM fees at an ATM that is installed at a business establishment and is connected to a server via a network. The fee management system includes a section that designates a purchase of a merchandise card at the ATM and informs the server of the purchase via the network, and a section that calculates an amount to be discounted from an ATM transaction fee when applicable. The fee management system also includes a section that, when a transaction fee is charged for a transaction at the ATM, subtracts at least a part of the amount of the transaction fee to be discounted from an account of a business establishment where the merchandise card can be used.

Abstract: A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with charged amount data possessed by a credit company, quickly confirm a payment due date, judge an illegal demand for purchase by a non-authorized user, and know charged amounts claimed for the next time. The system includes the IC car which stores the transaction history data therein, a terminal device for accessing the data within the IC card, and a serve of the credit company connected to the terminal device via network for storing credit user data demanded by a credit member store therein. The terminal device stores transaction history data at the time of a purchase into the IC card, extracts the credit user data from the server of the credit company, and collates the transaction history data read out from the IC card with the credit user data extracted from the server.

Abstract: A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, collate the transaction history with charged amount data possessed by a credit company, quickly confirm a payment due date, judge an illegal demand for purchase by a non-authorized user, and know charged amounts claimed for the next time. The system includes the IC card which stores the transaction history data therein, a terminal device for accessing the data within the IC card, and a server of the credit company connected to the terminal device via a network for storing credit user data demanded by a credit member store therein. The terminal device stores transaction history data at the time of a purchase into the IC card, extracts the credit user data from the server of the credit company, and collates the transaction history data read out from the IC card with the credit user data extracted from the server.

Abstract: A payment management method and system for performing suitable payment management, wherein a user of a credit IC card can store a transaction history in the IC card, can collate the transaction history with charged amount data possessed by a credit company, can quickly confirm a payment due date, can judge an illegal demand for purchase done by the non-authorized user, and can know charged amounts claimed for the next time. The system includes the IC card having a storage means for storing the transaction history data therein, a terminal device for accessing the data within the IC card, and a server of the credit company connected to the terminal device via a network for storing storage means for storing credit user data demanded by a credit member store therein.