Abstract: An image processing apparatus, method and computer-readable data storage medium to identify and process a negotiable instrument comprising a pre-processing unit 20 to select a binarization method to be used in a main processing unit 30 based on image data from only a scanned image of specific parts of the negotiable instrument for converting a full image of the entire negotiable instrument to binary image data.

Abstract: An apparatus and a method for processing checks and other negotiable instruments efficiently captures MICR data required for electronic payment and an image of the check or negotiable instrument enabling the amount, payee, and other information printed or written on the check face to be clearly read. The image reading unit 11 of the check processing apparatus 110 scans and outputs a gray scale image of the check. A threshold value determination unit 12 sets a threshold value for digitizing the image data based on the density level frequency distribution of primary gray scale image data obtained by the image data reading unit scanning a first scanning area T. This first scanning area contains part of a printed text area 127 where text is printed on the negotiable instrument and part of the background 49 of the negotiable instrument.

Abstract: An apparatus and a method for processing checks and other negotiable instruments efficiently captures MICR data required for electronic payment and an image of the check or negotiable instrument enabling the amount, payee, and other information printed or written on the check face to be clearly read. The image reading unit 11 of the check processing apparatus 110 scans and outputs a gray scale image of the check. A threshold value determination unit 12 sets a threshold value for digitizing the image data based on the density level frequency distribution of primary gray scale image data obtained by the image data reading unit scanning a first scanning area T. This first scanning area contains part of a printed text area 127 where text is printed on the negotiable instrument and part of the background 49 of the negotiable instrument.

Abstract: An apparatus and a method for processing checks and other negotiable instruments efficiently captures MICR data required for electronic payment and an image of the check or negotiable instrument enabling the amount, payee, and other information printed or written on the check face to be clearly read. The image reading unit 11 of the check processing apparatus 110 scans and outputs a gray scale image of the check. A threshold value determination unit 12 sets a threshold value for digitizing the image data based on the density level frequency distribution of primary gray scale image data obtained by the image data reading unit scanning a first scanning area T. This first scanning area contains part of a printed text area 127 where text is printed on the negotiable instrument and part of the background 49 of the negotiable instrument.

Abstract: An image data processing apparatus 20 for processing image data captured by at least one scanner from the back and front sides of a scanned medium (such as a check 2) to appropriately separate a media area where the scanned medium is present and a non-media area where the scanned medium is not present even when the edges of the scanned medium are printed a dark color, comprising an image area discriminator 22 for identifying a media area in which the scanned medium is present and a non-media area in which the scanned medium is not present from the image data on the front and back sides of the scanned medium; an area comparison unit 23 for comparing the size of the non-media area on the front side and the non-media area on the back side of the scanned medium respectively, with said comparison unit defining the smaller non-media area as a masking area; and a cropping control unit 24 for generating image data from the image data on the front side and/or from the image data on the back side thereof not containing

Abstract: An image processing apparatus, method and computer-readable data storage medium to identify and process a negotiable instrument comprising a pre-processing unit 20 to select a binarization method to be used in a main processing unit 30 based on image data from only a scanned image of specific parts of the negotiable instrument for converting a full image of the entire negotiable instrument to binary image data.

Abstract: An apparatus and a method for processing checks and other negotiable instruments efficiently captures MICR data required for electronic payment and an image of the check or negotiable instrument enabling the amount, payee, and other information printed or written on the check face to be clearly read. The image reading unit 11 of the check processing apparatus 110 scans and outputs a gray scale image of the check. A threshold value determination unit 12 sets a threshold value for digitizing the image data based on the density level frequency distribution of primary gray scale image data obtained by the image data reading unit scanning a first scanning area T. This first scanning area contains part of a printed text area 127 where text is printed on the negotiable instrument and part of the background 49 of the negotiable instrument.