Patents by Inventor Zachary Brock
Zachary Brock has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250124470Abstract: In examples, a payment service can identify a first merchant and a second merchant as complementary merchants based on transaction data associated with a plurality of merchants. First transaction data for a first transaction between a first merchant is received, which includes a payment card number. A payment can be processed and apportioned between the first merchant and a second merchant based on an agreement between them. A receipt user interface can be generated that includes representations of the merchants and a promotion for a second transaction between the customer and a second merchant, based on a transaction history of the customer. The payment service can receive second transaction data from the second transaction and process a payment for the second transaction based on the promotion.Type: ApplicationFiled: December 26, 2024Publication date: April 17, 2025Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Publication number: 20250058778Abstract: Embodiments herein include an oversized automated vehicle having a trailer portion and tractor portion performing a J-hook turn at an intersection. The automated vehicle includes an autonomy system for gathering and processing various types of data. The autonomy system generates a candidate trajectory, including the trailer path and the tractor path performing a J-hook turn, and generates driving instructions for the automated vehicle according to a satisfactory candidate trajectory. The autonomy system applies an optimization function for iteratively generating and modifying the candidate trajectory. Using the map data for the intersection, the optimization function modifies the candidate trajectory, such that if the tractor or the trailer were to drive along the predicted tractor path and trailer path, then the tractor and the trailer would perform the J-hook turn while fitting within the drivable surface boundary and inner boundaries (e.g., driving lanes).Type: ApplicationFiled: August 15, 2023Publication date: February 20, 2025Applicant: TORC Robotics, Inc.Inventors: Scott SCHLACTER, Manas GUPTA, Zachary BROCK, Mihir DESHINGKAR
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Patent number: 12217283Abstract: Technology is disclosed for facilitating and processing cross-merchant promotions. In examples, the disclosed technology comprises identifying a first merchant and a second merchant as complementary merchants based at least in part on first transaction data associated with a plurality of merchants; generating a recommendation for the first and second merchants to participate in a cross-merchant promotion; receiving an indication that the first merchant and the second merchant intend to participate in the cross-merchant promotion; receiving second transaction data for a second transaction of the first merchant; applying the cross-merchant promotion to the second transaction based at least in part on a payment card number offered for payment in the second transaction; processing payment for the second transaction based at least in part on the cross-merchant promotion; and apportioning the payment between the first and second merchant according to an agreement between them.Type: GrantFiled: April 28, 2023Date of Patent: February 4, 2025Assignee: Block, Inc.Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Publication number: 20240420098Abstract: Disclosed are systems and methods for receiving from a merchant, one or more parameters for digital receipts to be generated for transactions, wherein the one or more parameters specify at least one or more interactive content of the digital receipts; receiving transaction information corresponding to a financial transaction including at least a payment amount; generating an interactive digital receipt for the financial transaction based on at least the one or more parameters and the payment amount, the interactive digital receipt having one or more interactive elements configured to receive digital inputs when displayed on a user interface; configuring a corresponding user interface of a portable device to display the interactive digital receipt to enable an interaction of a corresponding user with the interactive digital receipt; receiving an input indicative of at least one interaction with the interactive digital receipt; and processing the payment amount for the financial transaction.Type: ApplicationFiled: August 29, 2024Publication date: December 19, 2024Inventors: Paul Aaron, Zachary Brock
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Patent number: 12112302Abstract: Disclosed is a technology for sending near real time transaction notifications to user devices of users of a payment service. Data associated with one or more financial accounts of a user and one or more user devices of the user is stored in a database associated with the payment service. The payment service receives transaction information and determines it is associated with a transaction involving a financial account of the user. The payment service generates a notification associated with the transaction, including at least a payment amount. The payment service causes presentation of the notification, in near real time, via at least one user device of the user.Type: GrantFiled: September 16, 2022Date of Patent: October 8, 2024Assignee: Block, Inc.Inventors: Paul Aaron, Zachary Brock
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Publication number: 20230259978Abstract: Technology is disclosed for facilitating and processing cross-merchant promotions. In examples, the disclosed technology comprises identifying a first merchant and a second merchant as complementary merchants based at least in part on first transaction data associated with a plurality of merchants; generating a recommendation for the first and second merchants to participate in a cross-merchant promotion; receiving an indication that the first merchant and the second merchant intend to participate in the cross-merchant promotion; receiving second transaction data for a second transaction of the first merchant; applying the cross-merchant promotion to the second transaction based at least in part on a payment card number offered for payment in the second transaction; processing payment for the second transaction based at least in part on the cross-merchant promotion; and apportioning the payment between the first and second merchant according to an agreement between them.Type: ApplicationFiled: April 28, 2023Publication date: August 17, 2023Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Patent number: 11687887Abstract: Disclosed is a technology for collecting item-level transaction information for interactive payment experience. According to one embodiment, a merchant server can maintain a database including the information of financial accounts having a particular classification. The classification indicates that these financial accounts are associated with a payment service system. When the merchant server determines a requested financial transaction involves a financial account classified in the database, the merchant server transmits the item-level transaction information to the payment service system. The payment service system receives the item-level transaction information in real-time or near real-time and generates an interactive digital transaction receipt for a consumer.Type: GrantFiled: June 26, 2020Date of Patent: June 27, 2023Assignee: Block, Inc.Inventors: Paul Aaron, Zachary Brock
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Patent number: 11640624Abstract: Technology is disclosed for facilitating and processing cross-merchant promotions. In examples, the disclosed technology comprises processing transaction data for a first merchant and a second merchant that includes identifiers for merchant, customer, location, and item; generating a recommendation for the merchants to participate in a cross-merchant promotion based on a determination that they are complementary; facilitating a notification of the promotion to customers; receiving transaction data for another transaction of the first merchant; applying the promotion to the transaction based on a customer transaction history of the customer; processing payment for the transaction; apportioning the payment to the first and second merchant according to an agreement between them; and presenting a notification of application of the promotion on a merchant device.Type: GrantFiled: May 29, 2020Date of Patent: May 2, 2023Assignee: Block, Inc.Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Publication number: 20230020714Abstract: Disclosed is a technology for sending near real time transaction notifications to user devices of users of a payment service. Data associated with one or more financial accounts of a user and one or more user devices of the user is stored in a database associated with the payment service. The payment service receives transaction information and determines it is associated with a transaction involving a financial account of the user. The payment service generates a notification associated with the transaction, including at least a payment amount. The payment service causes presentation of the notification, in near real time, via at least one user device of the user.Type: ApplicationFiled: September 16, 2022Publication date: January 19, 2023Inventors: Paul Aaron, Zachary Brock
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Publication number: 20220292503Abstract: Payment card information of a consumer is protected during online payment card based transactions by equipping a user device of the consumer with a control that, when activated by the consumer during an online shopping session, causes the user device automatically to request and receive, from a third-party payment processing service (PPS), temporary proxy payment card information, and to populate that information into an online transaction web interface of the merchant. The temporary proxy payment card information is associated in the third-party PPS with a real payment card account of the consumer. When the PPS receives a transaction authorization request from a merchant via a payment card network, the PPS uses the consumer's real payment card information to authorize the transaction. The consumer's real payment card information is never exposed to the merchant.Type: ApplicationFiled: June 2, 2022Publication date: September 15, 2022Inventor: Zachary Brock
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Patent number: 11354673Abstract: Payment card information of a consumer is protected during online payment card based transactions by equipping a user device of the consumer with a control that, when activated by the consumer during an online shopping session, causes the user device automatically to request and receive, from a third-party payment processing service (PPS), temporary proxy payment card information, and to populate that information into an online transaction web interface of the merchant. The temporary proxy payment card information is associated in the third-party PPS with a real payment card account of the consumer. When the PPS receives a transaction authorization request from a merchant via a payment card network, the PPS uses the consumer's real payment card information to authorize the transaction. The consumer's real payment card information is never exposed to the merchant.Type: GrantFiled: August 6, 2014Date of Patent: June 7, 2022Assignee: Block, Inc.Inventor: Zachary Brock
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Patent number: 11017369Abstract: Introduced is a technology for processing transactions on behalf of a merchant employing a legacy system, where the processing includes managing inventory data and bundle pricing data associated with transactions occurring at various point-of-sale (POS) devices that include both legacy and non-legacy POS devices. Briefly described, the technology involves a payment processing system (PPS) working in coordination with a legacy merchant system. The PPS includes a payment processing database system, a adapter module installed at the merchant system, and a payment processing engine installed at a cloud-based server system. The payment processing engine, via the adapter module, can receive the most up-to-date inventory data and bundle pricing rules from the legacy merchant system. Based on the bundle pricing rules, the payment processing engine can compute one or more minimum-price carts that apply pricing discounts to eligible items for transactions occurring at the POS device(s) associated with the PPS.Type: GrantFiled: April 29, 2015Date of Patent: May 25, 2021Assignee: Square, Inc.Inventors: Zachary Brock, Grace Huey Chen, Benjamin Hartard, Mark Jen, Kathryne Hollie Hawthorne
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Patent number: 10959112Abstract: Systems and methods include [i] identifying operational attributes of the mesh radio network; [ii] identifying an Internet communication request originating from at least one of the plurality of network communication devices or identifying an Internet communication response originating from the one or more Internet sources; [iii] generating an Internet communication routing table for the mesh radio network; [iv] transmitting the Internet communication routing table to the mesh radio network; and [v] in response to identifying the Internet communication requests, selecting an optimal communications routing path for the Internet communication request or the Internet communication response based on the Internet communication routing table.Type: GrantFiled: November 26, 2018Date of Patent: March 23, 2021Assignee: Facebook, Inc.Inventors: Mark Jen, Zachary Brock, Amrik Kochhar
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Patent number: 10949888Abstract: Technology is disclosed for facilitating generation and processing of a customized promotion based on a set of factors. In some embodiments, the disclosed technology enables a particular merchant to incentivize customer business (e.g., increase customer traffic to a physical merchant location) by offering a customized promotion for placement in a receipt of a transaction with another merchant. The customized promotion, which decreases incrementally in value over time, is generated specifically for a product and/or service offered by the particular merchant. The product and/or service associated with the promotion correlates to a set of factors, including, among others, the customer's spending trend, thereby increasing the likelihood that the customer would redeem the promotion with the particular merchant in a second transaction.Type: GrantFiled: September 10, 2014Date of Patent: March 16, 2021Assignee: Square, Inc.Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Patent number: 10909590Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for determining merchant and item ratings. One of the methods includes obtaining information identifying one or more purchase transactions by users at a physical location of a merchant. One or more statistical signals are computed using the information identifying the one or more purchase transactions by the users. A quality score for the merchant is computed based on the one or more statistical signals. A rating for the merchant is computed based on the quality score.Type: GrantFiled: March 4, 2019Date of Patent: February 2, 2021Assignee: SQUARE, INC.Inventor: Zachary Brock
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Patent number: 10885522Abstract: A method that includes receiving, from a user device, a request for a listing of merchants; in response to receiving the request for a listing of merchants, sending, to the user device, data describing one or more merchants and respective initial geographic locations of the one or more merchants; receiving, from the user device, a user request for updating a geographic location of a particular merchant in the one or more merchants; sending a request for an updated geographic location to a computing device of the particular merchant; receiving, from the computing device of the particular merchant, data describing an updated geographic location of the particular merchant; and providing, to the user device, data describing the updated geographic location of the particular merchant.Type: GrantFiled: February 28, 2017Date of Patent: January 5, 2021Assignee: SQUARE, INC.Inventor: Zachary Brock
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Publication number: 20200327509Abstract: Disclosed is a technology for collecting item-level transaction information for interactive payment experience. According to one embodiment, a merchant server can maintain a database including the information of financial accounts having a particular classification. The classification indicates that these financial accounts are associated with a payment service system. When the merchant server determines a requested financial transaction involves a financial account classified in the database, the merchant server transmits the item-level transaction information to the payment service system. The payment service system receives the item-level transaction information in real-time or near real-time and generates an interactive digital transaction receipt for a consumer.Type: ApplicationFiled: June 26, 2020Publication date: October 15, 2020Inventors: Paul Aaron, Zachary Brock
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Publication number: 20200294094Abstract: Technology is disclosed for facilitating generation and processing of a customized promotion based on a set of factors. In some embodiments, the disclosed technology enables a particular merchant to incentivize customer business (e.g., increase customer traffic to a physical merchant location) by offering a customized promotion for placement in a receipt of a transaction with another merchant. The customized promotion, which decreases incrementally in value over time, is generated specifically for a product and/or service offered by the particular merchant. The product and/or service associated with the promotion correlates to a set of factors, including, among others, the customer's spending trend, thereby increasing the likelihood that the customer would redeem the promotion with the particular merchant in a second transaction.Type: ApplicationFiled: May 29, 2020Publication date: September 17, 2020Inventors: Zachary Brock, John Ryan Crepezzi, Bruce Bell
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Patent number: 10726399Abstract: Disclosed is a technology for collecting item-level transaction information for interactive payment experience. According to one embodiment, a merchant server can maintain a database including the information of financial accounts having a particular classification. The classification indicates that these financial accounts are associated with a payment service system. When the merchant server determines a requested financial transaction involves a financial account classified in the database, the merchant server transmits the item-level transaction information to the payment service system. The payment service system receives the item-level transaction information in real-time or near real-time and generates an interactive digital transaction receipt for a consumer.Type: GrantFiled: April 28, 2017Date of Patent: July 28, 2020Assignee: Square, Inc.Inventors: Paul Aaron, Zachary Brock
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Patent number: 10470052Abstract: A system for network communication, preferably including: a plurality of nodes, a central routing server, a plurality of routers, a plurality of antennae, and/or one or more Internet sources. A method for configuring radio communication devices, preferably including: determining an installation region, determining candidate radio cluster locations, evaluating candidate radio cluster locations, and/or determining information associated with radio installation.Type: GrantFiled: November 13, 2018Date of Patent: November 5, 2019Assignee: COMMON NETWORKS, INC.Inventors: Mark Jen, Zachary Brock, Grace Chen, Jessica Shalek, Amrik Kochhar, Ralston Clarke