Patents by Inventor Zachary Joseph Berman
Zachary Joseph Berman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11922452Abstract: A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.Type: GrantFiled: August 30, 2021Date of Patent: March 5, 2024Assignee: PayPal, Inc.Inventor: Zachary Joseph Berman
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Publication number: 20210390575Abstract: A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.Type: ApplicationFiled: August 30, 2021Publication date: December 16, 2021Inventor: Zachary Joseph Berman
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Patent number: 11120464Abstract: A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.Type: GrantFiled: December 21, 2017Date of Patent: September 14, 2021Assignee: PAYPAL, INC.Inventor: Zachary Joseph Berman
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Patent number: 11023618Abstract: Techniques for digital video authentication (and preventing fake videos) are disclosed. First pixels within a first image frame of the video clip representing an area of interest within the first image frame may be identified. The area of interest may correspond to a person's face or another object. A first frame signature may be calculated based on the first pixels. Second pixels within a second image frame of the video clip representing an area of interest within the second image frame may be identified. A second hash value may be calculated based on the second pixels. The authenticity of the video clip may be determined by comparing the first and second hash values against data extracted from third pixels within the first image frame that do not correspond to the area of interest in the first image frame.Type: GrantFiled: August 21, 2018Date of Patent: June 1, 2021Assignee: PayPal, Inc.Inventor: Zachary Joseph Berman
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Patent number: 10805501Abstract: Methods and systems for converting biometric data into two-dimensional images for use in authentication processes are described. Biometric data is received and then hashed into a string of characters. A 2-D image is created based on the hashed string of characters. The 2-D image is then provided for printing on a personal transaction card.Type: GrantFiled: December 28, 2017Date of Patent: October 13, 2020Assignee: PAYPAL, INC.Inventor: Zachary Joseph Berman
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Patent number: 10755582Abstract: There are provided systems and methods for a drone physical and data interface for enhanced distance coverage. An unmanned aerial vehicle or a drone may be unable to operate over a distance due to range limitations. The drone may utilize onboard systems and communications with other devices and servers to detect another vehicle operating over at least a portion of the distance, where connecting to the vehicle and using the vehicles resources for travel over the portion of the distance decreases the flight time of the drone. The drone may utilize a camera and communications with the vehicle or server to determine a connection point to the vehicle, and may connect to the vehicle to travel the portion of the distance. If the drone has not yet arrived at the destination and still requires further assistance reaching it, the drone may locate another vehicle to further use.Type: GrantFiled: December 28, 2017Date of Patent: August 25, 2020Assignee: PAYPAL, INC.Inventors: Michael Charles Todasco, Timothy Resudek, Titus Woo, Anush Vishwanath, Gautam Madaan, Zachary Joseph Berman, Braden Christopher Ericson, Lars Holger Alexander Steinmetzger
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Publication number: 20200065526Abstract: Techniques for digital video authentication (and preventing fake videos) are disclosed. First pixels within a first image frame of the video clip representing an area of interest within the first image frame may be identified. The area of interest may correspond to a person's face or another object. A first frame signature may be calculated based on the first pixels. Second pixels within a second image frame of the video clip representing an area of interest within the second image frame may be identified. A second hash value may be calculated based on the second pixels. The authenticity of the video clip may be determined by comparing the first and second hash values against data extracted from third pixels within the first image frame that do not correspond to the area of interest in the first image frame.Type: ApplicationFiled: August 21, 2018Publication date: February 27, 2020Inventor: Zachary Joseph Berman
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Patent number: 10553032Abstract: There are provided systems and methods for an augmented reality output based on item acquisition limitations. A user may capture visual data utilizing a device at a location, where the visual data includes one or more items available for acquisition at the location. A device may perform object recognition to identify the items within the images, and determine an item identifier. Using the item identifier, item data may be retrieved, and may be compared to restrictions on item acquisitions set for an account of the user. A visual output of a representation of the item in the visual data may then be configured to enhance or diminish the item's representation. The change in the item's representation may be output as an augmented reality visible to the user as the user views captured data of a scene including the item.Type: GrantFiled: December 28, 2017Date of Patent: February 4, 2020Assignee: PAYPAL, INC.Inventors: Braden Christopher Ericson, Zachary Joseph Berman, Gautam Madaan, Anush Vishwanath, Pushpita Karmakar, Anke Werner, Michael Charles Todasco, Vidit Maniyar
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Publication number: 20190208076Abstract: Methods and systems for converting biometric data into two-dimensional images for use in authentication processes are described. Biometric data is received and then hashed into a string of characters. A 2-D image is created based on the hashed string of characters. The 2-D image is then provided for printing on a personal transaction card.Type: ApplicationFiled: December 28, 2017Publication date: July 4, 2019Inventor: Zachary Joseph Berman
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Publication number: 20190206264Abstract: There are provided systems and methods for a drone physical and data interface for enhanced distance coverage. An unmanned aerial vehicle or a drone may be unable to operate over a distance due to range limitations. The drone may utilize onboard systems and communications with other devices and servers to detect another vehicle operating over at least a portion of the distance, where connecting to the vehicle and using the vehicles resources for travel over the portion of the distance decreases the flight time of the drone. The drone may utilize a camera and communications with the vehicle or server to determine a connection point to the vehicle, and may connect to the vehicle to travel the portion of the distance. If the drone has not yet arrived at the destination and still requires further assistance reaching it, the drone may locate another vehicle to further use.Type: ApplicationFiled: December 28, 2017Publication date: July 4, 2019Inventors: Michael Charles Todasco, Timothy Resudek, Titus Woo, Anush Vishwanath, Gautam Madaan, Zachary Joseph Berman, Braden Christopher Ericson, Lars Holger Alexander Steinmetzger
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Publication number: 20190206130Abstract: There are provided systems and methods for an augmented reality output based on item acquisition limitations. A user may capture visual data utilizing a device at a location, where the visual data includes one or more items available for acquisition at the location. A device may perform object recognition to identify the items within the images, and determine an item identifier. Using the item identifier, item data may be retrieved, and may be compared to restrictions on item acquisitions set for an account of the user. A visual output of a representation of the item in the visual data may then be configured to enhance or diminish the item's representation. The change in the item's representation may be output as an augmented reality visible to the user as the user views captured data of a scene including the item.Type: ApplicationFiled: December 28, 2017Publication date: July 4, 2019Inventors: Braden Christopher Ericson, Zachary Joseph Berman, Gautam Madaan, Anush Vishwanath, Pushpita Karmakar, Anke Werner, Michael Charles Todasco, Vidit Maniyar
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Publication number: 20190199713Abstract: Methods and systems for authenticating a user via middle ear biometric measurements are described. An authentication request is received and in response to the received authentication request, an imaging device is caused to scan the middle ear characteristics of the user. A determination is made whether the scanned middle ear characteristics of the user is a match to predefined middle ear characteristics associated with the user. The request is authenticated in response to a determination of a match.Type: ApplicationFiled: December 21, 2017Publication date: June 27, 2019Inventor: Zachary Joseph Berman
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Publication number: 20190197574Abstract: A computer system detects a request to process a transaction corresponding to a first user and a first merchant, wherein the first user is associated with a first user account of a plurality of user accounts associated with a transaction platform. In response to detecting the request to process the transaction, the computer system identifies that a second user account of the plurality of user accounts includes a first amount of rewards corresponding to the first merchant. The computer system determines an optimal transaction path for obtaining, from the second user account, at least a portion of the first amount of rewards. In response to determining the optimal transaction path, the computer system utilizes the optimal transaction path to obtain the at least the portion of the first amount of rewards, and processes the transaction by utilizing the at least the portion of the first amount of rewards.Type: ApplicationFiled: December 21, 2017Publication date: June 27, 2019Inventor: Zachary Joseph Berman