Patents by Inventor ZeZhong ZHENG

ZeZhong ZHENG has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12079351
    Abstract: The disclosed embodiments include computer-implemented processes that predict a credit score for a customer in real-time based on an application of a trained machine-learning or artificial-intelligence process to encrypted event data at a third-party computing cluster. For example, an apparatus may transmit encrypted event data to a third-party computing system. The third-party computing system may apply a trained artificial intelligence process to encrypted feature data that includes the encrypted event data, and the apparatus may receive, from the third-party computing system, encrypted output data representative of a predicted credit score during at least one temporal interval. The apparatus may decrypt the encrypted output data using a homomorphic decryption key, and transmit a notification that includes the decrypted output data to a device. An application program executed at the device may present a graphical representation of at least a portion of the decrypted output data within a digital interface.
    Type: Grant
    Filed: September 12, 2023
    Date of Patent: September 3, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: James Anthony Begg, Omar Hamdan, Sertac Kabadayi, Zezhong Zheng, Jinoj Titus
  • Publication number: 20240064112
    Abstract: A server device, system, method, and for controlling access to project resources is disclosed. The disclosure includes a processor, and a communications module and a memory coupled to the processor. The memory, when executed by the processor, causes the processor to generate a plurality of zones for a project, each zone defining a set of access rights to: i) a database; and ii) at least one tool. The processor configures each set of access rights to allow a proxy service to access the zones, and receives, from a client device and via the proxy service, an access query to access at least one zone. The processor provides the client device access to, via the proxy service, the at least one dataset and at least one tool of the at least one zone.
    Type: Application
    Filed: November 1, 2023
    Publication date: February 22, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: Amir Mahmood MODIR, James Anthony BEGG, ZeZhong ZHENG, Sertac KABADAYI, Tadd AXON, Mark Edward CARTER, Nikita ISLAMOV
  • Publication number: 20230418956
    Abstract: The disclosed embodiments include computer-implemented processes that predict a credit score for a customer in real-time based on an application of a trained machine-learning or artificial-intelligence process to encrypted event data at a third-party computing cluster. For example, an apparatus may transmit encrypted event data to a third-party computing system. The third-party computing system may apply a trained artificial intelligence process to encrypted feature data that includes the encrypted event data, and the apparatus may receive, from the third-party computing system, encrypted output data representative of a predicted credit score during at least one temporal interval. The apparatus may decrypt the encrypted output data using a homomorphic decryption key, and transmit a notification that includes the decrypted output data to a device. An application program executed at the device may present a graphical representation of at least a portion of the decrypted output data within a digital interface.
    Type: Application
    Filed: September 12, 2023
    Publication date: December 28, 2023
    Inventors: James Anthony BEGG, Omar HAMDAN, Sertac KABADAYI, ZeZhong ZHENG, Jinoj TITUS
  • Patent number: 11843544
    Abstract: A server device, system, method, and for controlling access to project resources is disclosed. The disclosure includes a processor, and a communications module and a memory coupled to the processor. The memory, when executed by the processor, causes the processor to generate a plurality of zones for a project, each zone defining a set of access rights to: i) a database; and ii) at least one tool. The processor configures each set of access rights to allow a proxy service to access the zones, and receives, from a client device and via the proxy service, an access query to access at least one zone. The processor provides the client device access to, via the proxy service, the at least one dataset and at least one tool of the at least one zone.
    Type: Grant
    Filed: April 1, 2022
    Date of Patent: December 12, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Amir Mahmood Modir, James Anthony Begg, ZeZhong Zheng, Sertac Kabadayi, Tadd Axon, Mark Edward Carter, Nikita Islamov
  • Patent number: 11809577
    Abstract: The disclosed embodiments include computer-implemented processes that predict a credit score for a customer in real-time based on an application of a trained machine-learning or artificial-intelligence process to encrypted event data at a third-party computing cluster. For example, an apparatus may transmit encrypted event data to a third-party computing system. The third-party computing system may apply a trained artificial intelligence process to encrypted feature data that includes the encrypted event data, and the apparatus may receive, from the third-party computing system, encrypted output data representative of a predicted credit score during at least one temporal interval. The apparatus may decrypt the encrypted output data using a homomorphic decryption key, and transmit a notification that includes the decrypted output data to a device. An application program executed at the device may present a graphical representation of at least a portion of the decrypted output data within a digital interface.
    Type: Grant
    Filed: October 5, 2020
    Date of Patent: November 7, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: James Anthony Begg, Omar Hamdan, Sertac Kabadayi, ZeZhong Zheng, Jinoj Titus
  • Publication number: 20230318987
    Abstract: A server device, system, method, and for controlling access to project resources is disclosed. The disclosure includes a processor, and a communications module and a memory coupled to the processor. The memory, when executed by the processor, causes the processor to generate a plurality of zones for a project, each zone defining a set of access rights to: i) a database; and ii) at least one tool. The processor configures each set of access rights to allow a proxy service to access the zones, and receives, from a client device and via the proxy service, an access query to access at least one zone. The processor provides the client device access to, via the proxy service, the at least one dataset and at least one tool of the at least one zone.
    Type: Application
    Filed: April 1, 2022
    Publication date: October 5, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Amir Mahmood MODIR, James Anthony BEGG, ZeZhong ZHENG, Sertac KABADAYI, Tadd AXON, Mark Edward CARTER, Nikita ISLAMOV
  • Publication number: 20220075878
    Abstract: The disclosed embodiments include computer-implemented processes that predict a credit score for a customer in real-time based on an application of a trained machine-learning or artificial-intelligence process to encrypted event data at a third-party computing cluster. For example, an apparatus may transmit encrypted event data to a third-party computing system. The third-party computing system may apply a trained artificial intelligence process to encrypted feature data that includes the encrypted event data, and the apparatus may receive, from the third-party computing system, encrypted output data representative of a predicted credit score during at least one temporal interval. The apparatus may decrypt the encrypted output data using a homomorphic decryption key, and transmit a notification that includes the decrypted output data to a device. An application program executed at the device may present a graphical representation of at least a portion of the decrypted output data within a digital interface.
    Type: Application
    Filed: October 5, 2020
    Publication date: March 10, 2022
    Inventors: James Anthony BEGG, Omar HAMDAN, Sertac KABADAYI, ZeZhong ZHENG, Jinoj TITUS