Patents by Inventor Zhi jun Lu

Zhi jun Lu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Transfer method of electronic cash
    Patent number: 8510228
    Abstract: A card to card transfer method used in the financial system is provided in the present invention, and comprises an initializing step, a transferring step and a transaction confirming step, wherein the initializing step includes the steps of calculating and obtaining the public key certificate and checking the amount of the transaction and so on, and the transferring step includes the steps of performing the transaction and so on. The present invention can achieve the function of transferring the electronic cash between two cards and can prevent the risk of repeatedly transferring the money into the card for transfer-in by using the card for transfer-out and so on.
    Type: Grant
    Filed: April 15, 2011
    Date of Patent: August 13, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Zhi jun Lu, Shuo He, Hongwen Meng
  • TRANSFER METHOD OF ELECTRONIC CASH
    Publication number: 20120158594
    Abstract: A card to card transfer method used in the financial system is provided in the present invention, and comprises an initializing step, a transferring step and a transaction confirming step, wherein the initializing step includes the steps of calculating and obtaining the public key certificate and checking the amount of the transaction and so on, and the transferring step includes the steps of performing the transaction and so on. The present invention can achieve the function of transferring the electronic cash between two cards and can prevent the risk of repeatedly transferring the money into the card for transfer-in by using the card for transfer-out and so on.
    Type: Application
    Filed: April 15, 2011
    Publication date: June 21, 2012
    Applicant: China Unionpay Co., Ltd
    Inventors: Zhi jun Lu, Shuo He, Hongwen Meng