Patents by Inventor Ziad Alshobaki
Ziad Alshobaki has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10671991Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: GrantFiled: May 17, 2017Date of Patent: June 2, 2020Assignee: Quisk, Inc.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Patent number: 9818099Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: GrantFiled: November 13, 2015Date of Patent: November 14, 2017Assignee: Quisk, Inc.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Publication number: 20170249621Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: ApplicationFiled: May 17, 2017Publication date: August 31, 2017Applicant: Quisk, Inc.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Publication number: 20160071084Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: ApplicationFiled: November 13, 2015Publication date: March 10, 2016Applicant: QUISK, INC.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Patent number: 9189784Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: GrantFiled: February 16, 2015Date of Patent: November 17, 2015Assignee: Quisk, Inc.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Publication number: 20150161582Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: ApplicationFiled: February 16, 2015Publication date: June 11, 2015Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Patent number: 8959032Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: GrantFiled: January 31, 2013Date of Patent: February 17, 2015Assignee: Quisk, Inc.Inventors: Jorge M. Fernandes, Ziad Alshobaki
-
Publication number: 20140279097Abstract: A process includes receiving a message containing an a priori funding source selection for a payment service used to conduct a purchase transaction that is sent via SMS from a purchaser. The process also includes receiving a request to transfer funds to the merchant on behalf of the purchaser that is sent from a device associated with a merchant. The process also includes completing the purchase transaction. The funds transferred to the merchant on behalf of the purchaser are taken from a funding source selected by the a priori funding source selection. The a priori funding source selection is stored so as to apply to all future transactions conducted by the purchaser using the payment service until the server device receives a second a priori funding source selection from the purchaser.Type: ApplicationFiled: July 8, 2013Publication date: September 18, 2014Applicant: MOBIbucks Corp.Inventors: Ziad Alshobaki, Jorge M. Fernandes
-
Publication number: 20140258009Abstract: Processes are disclosed to facilitate the verification and registration of users of a payment service. One process includes receiving an intent to register message from a user via an SMS message sent from a user mobile device. The process also includes sending a query message to the user mobile device. The query message includes a request for a government identification number from the user. The process also includes verifying the government identification number against a collection of data entries provided by a third party. The process also includes sending a temporary validation code to the user mobile device. The process also includes receiving an updated PIN from a known POS terminal. The known POS terminal was previously registered with the payment service. The updated PIN replaces the temporary validation code. The process also includes sending a registration confirmation to the user mobile device. Other related processes are also disclosed herein.Type: ApplicationFiled: August 1, 2013Publication date: September 11, 2014Applicant: MOBIbucks Corp.Inventors: Ziad Alshobaki, Jorge M. Fernandes
-
Publication number: 20140101049Abstract: A system and method of transaction processing is provided. The system includes a central server, which, after receiving transaction and recipient information from an initiator, sends a verification code to the initiator. The server also sends instructions for the initiator to send the code to a recipient via an outside communication channel. The server receives the verification code from the recipient, and verifies the transaction. In this manner, security may be maintained.Type: ApplicationFiled: January 31, 2013Publication date: April 10, 2014Applicant: MOBIbucks CorporationInventors: Jorge M. Fernandes, Ziad Alshobaki
-
Publication number: 20140101025Abstract: A system and method of pre-configuring a financial account for later transactions is provided. The system includes an account server, which, after receiving a request to configure an account from an initiator, sends a prompt for identification verification information to the initiator. After receiving the verification information, the server configures the account with limitations based at least in part on the verification information. The server may also send the initiator a secure, compact identification code that can be used for later transactions. These later transactions are checked against the pre-defined limitations associated with the account, and they are processed if they fall within the limitations.Type: ApplicationFiled: March 5, 2013Publication date: April 10, 2014Applicant: MOBIBUCKS CORP.Inventors: Jorge M. Fernandes, Ziad Alshobaki