Abstract: Embodiments disclosed herein provide systems and methods for tracking users over a geographic area and generating a meaningful display of data. The meaningful display of data may be used by retailers to transmit coupons to the users. In embodiments, vehicles' fuel levels and locations may be determined, and vehicles having a fuel level below a fuel threshold may be represented as data points on a heat map.

Abstract: Embodiments disclosed herein provide systems and methods for approving financial credit to purchase goods and/or services carried by a gas retailer. In embodiments, the approval of financial credit may be triggered responsive to an initiator action associated with a fuel level in a vehicle being triggered.

Abstract: Embodiments disclosed herein provide systems and methods for a retailer to attract consumers to a retailer's location over other retailer's location by transmitting coupons that are based on the consumer's fuel consumption to visit the retailer. In embodiments, the consumer's fuel consumption may be based on a plurality of factors, and as the required fuel consumption to visit the retailer increases the discount associated with a coupon may increase, and as the consumer's fuel consumption decreases the coupon's discount may decrease.

Abstract: Embodiments disclosed herein provide systems and methods for a first retailer to attract users to the first retailer's location over a second retailer's location by transmitting timely promotions to the user based on the users location, the retailers location, and metrics for a vehicle associated with the user. Specifically, embodiments may determine a vehicles level of fuel is below a fuel threshold and transmit information associated with retailers that are in close proximity to the vehicle.

Abstract: A peer-to-peer, collaborative, group-buying website permits customers co-pay and co-share items. The e-commerce website may locate and display an item offered for sale by a merchant. A sale price of the item may be displayed wherein use and sale price of the item may be shared between first and second customers. A first customer bid may be displayed to use the item for a first period of time wherein the first bid is equal to a first fraction of the sale price. A second customer bid may be displayed to use the item for a second period of time wherein the second bid is equal to a second fraction of the sale price. In this manner, the first and second customers are authorized to use the item for the first and second periods of time upon simultaneously paying the first and second fractions of the sale price.

Abstract: A business system including, in at least certain embodiments, a magnetic strip card with consumer identifying information encoded thereon, the information identifying a consumer, the consumer desiring to conduct a transaction with a vendor at a vendor location, a host system remote from the vendor location that maintains information about discounts from the vendor, an apparatus at the vendor location for reading the consumer identifying information on the magnetic strip card, the apparatus interconnectible with and able to communicate with the host system for ascertaining any discount of the discounts applicable to the transaction, and apparatus and/or system(s) apart from the magnetic strip card for automatically applying any applicable discount of the discounts related to the transaction at the vendor location for the benefit of the consumer, without consumer selection of any of the applicable discounts and without requiring consumer awareness of any of the applicable discounts.