Abstract: A method for protection of data transfers for internet of things (IoT) devices using a blockchain includes: receiving, by a node in a blockchain network, a data message from an IoT device formatted according to an IoT messaging protocol and including a device identifier associated with the IoT device and encrypted data; generating a new block including one or more data values including the received data message; transmitting the generated new block to one or more additional nodes in the blockchain network; receiving a data request from an external device including an external identifier associated with the external device; verifying permission of the external device to access the encrypted data based on the external identifier and device identifier; and transmitting the encrypted data to the external device.

Abstract: A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.

Abstract: Mobile payment systems and methods for vending machines can include a mobile payment system comprising: a vending server module that is configured to: generate a unique session identifier in response to receipt of a unique machine identifier associated with a vending machine and a price of a product to be purchased from the vending machine; receive a mobile payment request from a mobile device, the mobile payment request comprising payment credentials, the unique session identifier, the unique machine identifier and the price of the product; and generate a vending authorization message on a condition that the mobile payment request is approved, the vending authorization message comprising instructions for the vending machine to dispense the product.

Abstract: A method for protection of data transfers for internet of things (IoT) devices using a blockchain includes: receiving, by a node in a blockchain network, a data message from an IoT device formatted according to an IoT messaging protocol and including a device identifier associated with the IoT device and encrypted data; generating a new block including one or more data values including the received data message; transmitting the generated new block to one or more additional nodes in the blockchain network; receiving a data request from an external device including an external identifier associated with the external device; verifying permission of the external device to access the encrypted data based on the external identifier and device identifier; and transmitting the encrypted data to the external device.

Abstract: A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server.

Abstract: A system for initiating secure guest checkout includes an application server; and an untrusted user interaction device that is in communication with the application server. The untrusted user interaction device has a unique device identifier that is registered with the application server.

Abstract: A method includes a voice-activated device establishing a communication channel with a mobile device through a communication interface, receiving a voice command of a user to perform an action, determining, in response to the voice command, the action based at least in part on the voice command, and outputting an audible response corresponding to the determined action. During outputting of the audible response, visual data that includes a representation of the determined action is displayed on the mobile device. The user is enabled to validate or modify the visual data via a user interface of the mobile device.

Abstract: A method includes a voice-activated device stablishing a communication channel with a mobile device through a communication interface, receiving a voice command of a user to perform an action, determining, in response to the voice command, the action based at least in part on the voice command, and outputting an audible response corresponding to the determined action. During outputting of the audible response, visual data that includes a representation of the determined action is displayed on the mobile device. The user is enabled to validate or modify the visual data via a user interface of the mobile device.

Abstract: The present disclosure relates to methods and systems for conducting a transaction. The method comprises the steps of pairing a multi-sensory interactive point of sale with a mobile device at a first time. The step of pairing comprises the steps of receiving a transaction initiation instruction comprising identification data of a customer and an identifier associated with the multi-sensory interactive point of sale and transmitting authentication information to a mobile terminal registered to the customer based on the received identification data. The method further comprises the step of receiving a transaction selection. The method further comprises the step of processing a payment at a second time, wherein receiving the transaction selection occurs between the first time and the second time.

Abstract: Mobile payment systems and methods for vending machines can include a mobile payment system comprising: a vending server module that is configured to: generate a unique session identifier in response to receipt of a unique machine identifier associated with a vending machine and a price of a product to be purchased from the vending machine; receive a mobile payment request from a mobile device, the mobile payment request comprising payment credentials, the unique session identifier, the unique machine identifier and the price of the product; and generate a vending authorization message on a condition that the mobile payment request is approved, the vending authorization message comprising instructions for the vending machine to dispense the product.

Abstract: The present application provides systems and methods for providing category-based user management notifications. The server provides at least one processor; and at least one memory including computer program code. The at least one memory and the computer program code are configured to, with the at least one processor, cause the server at least to: retrieve historical transaction data, the historical transaction data relating to a plurality of historical transactions that have been conducted using a plurality of accounts linked to an account identifier; classify the plurality of historical transactions into a plurality of categories of transactions based on a respective merchant identifier associated with each of the plurality of historical transactions; and provide a category-based user communication in regard to the historical transactions pertaining to one or more of the plurality of categories of transactions.