Method of advertising financial services and interest rate dice
A pair of interest rate dice and a method of advertising financial services are disclosed. The dice include a pair of dice having a whole number on one die and a fraction on the other die. The method includes rolling the dice to demonstrate the potential variability of interest rates.
This application claims the benefit of the U.S. Provisional Application No. 60/651,803, filed Feb. 10, 2005.
The present invention is directed to a method of advertising and providing financial services. More particularly, the invention is directed to a pair of playing dice for demonstrating interest rates and the uncertainty often associated with determining and selecting interest rates.
SUMMARY OF THE INVENTIONIn one aspect, the present invention is directed to a method of advertising financial services. The method includes providing a pair of dice wherein each of the pair includes faces having identifying indicia, a first dice having a plurality of faces displaying whole numbers on at least some of the faces, and a second dice having a plurality of faces including fractions of a whole number on at least some of the faces. The method further includes engaging a consumer interested in available interest rates and rolling the dice at least once to demonstrate the variability involved in finding a suitable interest rate.
In another aspect, the present invention is directed to a pair of dice including a first geometric block having a plurality of faces and having indicia in the form of a whole number on at least more than half of the faces. The pair of dice includes a second geometric block including a plurality of faces and having indicia in the form of a fraction of a whole number on at least more than half of the faces.
BRIEF DESCRIPTION OF THE DRAWINGS
In any transaction where financing is involved, obtaining the “best” interest rate is important to the consumer. However, determining what, in fact, is the “best” rate may not be a simple exercise. There is often a large variance in the available interest rates, and rates may vary from lender to lender, and from region to region. It is often difficult for the consumer of such financing to predict with certainty the “best” interest rate available. Selecting from among available interest rates is often the result of guess work and conjecture.
In accordance with the present invention, Applicant has developed a method of demonstrating to would-be borrowers the random and unpredictable nature of selecting an interest rate. Applicant's method demonstrates to the would-be borrower that, without reliable information, selecting an interest rate can be comparable to a “roll of the dice.”
For example, in accordance with the method, a pair of “interest rate dice” as substantially described below is provided. A consumer such as a borrower interested in available interest rates and/or looking for reliable information regarding interest rates is engaged by an individual. The dice are rolled by the individual at least once and preferably repeatedly to demonstrate that selecting interest rates is subject to chance, that interest rates are always changing, that interest rates and interest rate markets are volatile and/or that locking in to an interest rate eliminates the routine of checking rates.
In accordance with the present invention, Applicant has developed and provided a pair of ”interest rate” dice wherein one die of the pair includes an integer or whole number, while the other die of the pair includes a fraction of a whole number and preferably the “percent” symbol, as shown in the attached
The interest rate dice shown in
In a further aspect, Applicant's invention is directed to the dice themselves. As shown in
The other die of the pair will include a fraction of a whole number, with a numerator and denominator, such as 1/8, 1/4, 1/3, 3/8, 1/2, 5/8, 7/8, etc. In an alternative embodiment, the fraction may be expressed as a decimal number expressed to the tenths, hundredths, and/or thousandths place such as, but not limited to, 0.125, 0.25, 0.375, 0.5, 0.75, 0.33, 0.625, 0.66, 0.875, etc. In a preferred embodiment the fraction or decimal number may be followed by the “%” symbol as shown in the Figures.
The numbers represented on the faces of the dice may also be determined by the actual number of faces. For example, instead of using a solid six-faced cube, as shown in
At least one of the faces on one or both of the die may include indicia, such as a logo, identifying and/or advertising the subject financial services, as shown in
It will be understood that modifications may be made by those skilled in the art without departing from the spirit and scope of the invention which is not limited to the above description, but is set forth in the appended claims.
Claims
1. A method of advertising financial services comprising:
- a) providing a pair of dice wherein each of the pair includes faces having identifying indicia, a first die having a plurality of faces including whole numbers on at least some of said faces, and a second die having a plurality of faces including fractions of a whole number on at least more than half of said faces;
- b) engaging a consumer who is interested in obtaining information about interest rates;
- c) rolling both dice to establish an interest rate.
2. A pair of dice comprising:
- a) a first solid geometric block, said first geometric block having a plurality of faces and having indicia in the form of a whole number on at least four of said faces; and
- b) a second solid geometric block, said second geometric block including a plurality of faces and having indicia in the form of a fraction of a whole number on at least more than half of said faces.
3. The dice of claim 2 wherein at least one of said pair includes a face including identifying indicia of the company, person, and/or services being advertised.
4. The dice of claim 1 wherein said first and second geometric blocks are cubes.
5. The dice of claim 1 wherein said first and second geometric blocks are selected from the group consisting of a block with 6 faces, a block with 8 faces and a block with 12 faces.
6. The dice of claim 1 wherein said second block further includes a “%” symbol.
Type: Application
Filed: Feb 10, 2006
Publication Date: Aug 31, 2006
Inventor: John Oharenko (Chicago, IL)
Application Number: 11/351,387
International Classification: A63F 1/00 (20060101);