Patents Issued in November 1, 2016
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Patent number: 9483722Abstract: An RFID card includes a smartcard controller that receives power from a host device. The RFID card also includes a small inductive device capable of inductive coupling with an RFID reader. The small inductive device is small enough to fit in the form factor of a memory card or SIM card. Enhancement circuits enhance the usable read and write distance of the RFID card.Type: GrantFiled: October 17, 2014Date of Patent: November 1, 2016Assignee: Tyfone, Inc.Inventors: Siva G. Narendra, Saurav Chakraborty, Prabhakar Tadepalli
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Patent number: 9483723Abstract: A secure transaction card does not interact with an interrogating radio frequency field without user interaction. The user interaction may include pressing on the card to cause a smartcard chip to connect to a coil on the card. The user interaction may also include exposing the card to light, motion, touch, or the like. Control of the secure transaction card may be active or passive.Type: GrantFiled: October 6, 2013Date of Patent: November 1, 2016Assignee: Tyfone, Inc.Inventors: Siva G. Narendra, Donald Allen Bloodworth, Prabhakar Tadepalli
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Patent number: 9483724Abstract: A ribbon comprises a substrate, and a plurality of radio frequency identification (RFID) seals on the substrate. Different RFID seals detune in response to differing tensile loads.Type: GrantFiled: June 19, 2015Date of Patent: November 1, 2016Assignee: SOLBYUNG COVELEYInventors: Michael Coveley, Srdjan Milutinovic, Yuping Huang
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Patent number: 9483725Abstract: A device includes a semiconductor element and a radio frequency identification (RFID) tag. The RFID tag is configured to provide information about at least one of a property of the device and a property of a manufacturing of the device.Type: GrantFiled: October 29, 2015Date of Patent: November 1, 2016Assignee: Infineon TechnologyInventors: Jose Javier Padilla Alcaide, Carlos Castro Serrato
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Patent number: 9483726Abstract: A three-dimensional electronic patch includes a flat flexible circuit substrate that includes an elastic layer including a first portion and a second portion. The second portion includes at least side connected to the elastic layer and one or more sides defined by one or more cuts in the elastic layer. The three-dimensional electronic patch further includes a first sensor on the first portion of the elastic layer, a first conductive sensing pad under the first portion of the elastic layer and in electrical connection with the first sensor, and a conductive layer under the second portion of the elastic layer and in electrical connection with the first sensor. The second portion is folded to position the conductive layer away from the first portion.Type: GrantFiled: July 30, 2015Date of Patent: November 1, 2016Assignee: VivaLnk Inc.Inventors: Junfeng Mei, Zhigang Wang
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Patent number: 9483727Abstract: As part of neural network sensitivity analysis, base outputs of hidden layer nodes of a neural network model for non-perturbed variables can be reused when perturbing the variables. Such an arrangement greatly reduces complexity of the calculations required to generate outputs of the model. Related apparatus, systems, techniques and articles are also described.Type: GrantFiled: September 18, 2013Date of Patent: November 1, 2016Assignee: FAIR ISAAC CORPORATIONInventors: Xing Zhao, Peter Hamilton, Andrew K. Story
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Patent number: 9483728Abstract: A method for training a deep neural network (DNN), comprises receiving and formatting speech data for the training, performing Hessian-free sequence training (HFST) on a first subset of a plurality of subsets of the speech data, and iteratively performing the HFST on successive subsets of the plurality of subsets of the speech data, wherein iteratively performing the HFST comprises reusing information from at least one previous iteration.Type: GrantFiled: October 30, 2014Date of Patent: November 1, 2016Assignee: International Business Machines CorporationInventors: Pierre Dognin, Vaibhava Goel
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Patent number: 9483729Abstract: Described is a system for detecting group behaviors in dynamic relational data by monitoring individual events of interest. Data is collected from a domain of interest at predetermined time intervals. Examples of domains of interest include internet data, video behavior analysis, social networks, and diagnosis and prognosis. The data is then monitored for at least one local event of interest defined by a user. The system is configured to analyze a relationship between at least two monitored local events of interest. Finally, a visual representation of the relationship between the monitored local events of interest is generated and presented to the user for further analysis. Also described is a method and computer program product for detecting group behaviors in data.Type: GrantFiled: August 30, 2012Date of Patent: November 1, 2016Assignee: HRL Laboratories, LLCInventors: David L. Allen, Tsai-Ching Lu
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Patent number: 9483730Abstract: A method of generating a summary review of an entity from a set of reviews includes generating a distribution and determining a polarity of the distribution associated with a plurality of aspect ratings based on the set of reviews. The set of reviews are associated with the entity, and the plurality of aspect ratings are associated with an aspect, or feature, of the entity. The method includes selecting an opinion correlated with the polarity from the set of reviews, and generating the summary review, the summary review comprising: a summary statement based on the distribution and the polarity; and the opinion. An apparatus and computer-readable device are also disclosed.Type: GrantFiled: December 7, 2012Date of Patent: November 1, 2016Assignee: AT&T INTELLECTUAL PROPERTY I, L.P.Inventors: Giuseppe Di Fabbrizio, Amanda Joy Stent
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Patent number: 9483731Abstract: In a method of answering questions and scoring answers, a title and at least one topical field are identified for a document. A field name and field content associated with the topical field is identified, and a title-oriented document is created by combining the title, the field name, and the field content associated with the topical field. For each title-oriented document, a term in the title is matched to previously established categories to produce a title concept identifier. The topical field is synthesized to produce a field concept identifier and a field content concept identifier. A question is received. The question topic term and the question content identifier are used to identify at least one question-matching relation instance. The title concept identifier of each question-matching relation instance is identified as a candidate answer to the question. Each candidate answer and a corresponding answer score is output.Type: GrantFiled: December 11, 2012Date of Patent: November 1, 2016Assignee: International Business Machines CorporationInventors: Sugato Bagchi, David A. Ferrucci, Anthony T. Levas, Erik T. Mueller
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Patent number: 9483732Abstract: High value information Alert and Reporting System (HARS) and method to integrate the public into the law enforcement process by providing information on specific wanted persons/persons-of-interest to a diverse range of information display devices specifically selected to display the information to the public. Wanted persons/persons-of-interest are profiled by behavior and acquaintances and predictive behavior algorithms are used to predict locations and venues where there is a higher likelihood the person can be found and then information on that person is provided to the public in that specific area. When the public observes the wanted person, it is reported to HARS, which in turn notifies the proper Law Enforcement Agency (LEA) for investigation and apprehension. Invention can be used for providing public service information to the public in the precise area the information is needed and can also provide commercial advertising information to selected target areas.Type: GrantFiled: February 5, 2014Date of Patent: November 1, 2016Inventor: Marko Milakovich
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Patent number: 9483733Abstract: A system and a method are provided for querying a knowledge resource. The querying system is configured for executing queries in a query language that accepts global backreferences that are not limited to a being located in the condition including a regular expression (regex) to which the global backreference refers. In the method, an input query is received, a query based thereon containing one or more global backreferences is executed, and results are retrieved. One condition of the query includes a regex that identifies strings that match the regex. The regex includes one or more capturing groups for capturing substrings of an identified matching string. The global backreference retrieves the captured substring(s). Each global backreference in the query can be a remote backreference, which is outside the regex condition to which it refers, or a local backreference, which is in the same condition as the regex.Type: GrantFiled: September 9, 2013Date of Patent: November 1, 2016Assignee: XEROX CORPORATIONInventor: Salah Ait-Mohktar
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Patent number: 9483734Abstract: A system for translating a boosting algorithm includes an interface communicatively coupled to a processor. The interface is operable to receive a trained boosting model. The processor is operable to identify a plurality of split-node variables associated with the trained boosting model. Each of the plurality of split-node variables comprises a variable name, a cutoff point, and a weight. The processor may aggregate the split-node variables by variable name and cutoff point and then combine the weights of each of the plurality of split-node variables having the same variable name and cutoff point. The processor may then create a linear model based on the combined variables. The processor may further create a performance scorecard based on the combined weight, and create a model evaluation based on the error rate of the trained boosting model.Type: GrantFiled: January 5, 2016Date of Patent: November 1, 2016Assignee: Bank of America CorporationInventors: Kasilingam Basker Laxmanan, Yudong Chen, Peng Song
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Patent number: 9483735Abstract: A method for generating an operational rule associated with a building management system includes identifying, with a processing device, a first pattern associated with a series of operational observations corresponding to a property of the building management system, correlating a first contextual attribute with the first pattern, and deriving the operational rule at least in part based on the first pattern and the first contextual attribute.Type: GrantFiled: November 13, 2013Date of Patent: November 1, 2016Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Bei Chen, Joern Ploennigs, Anika Schumann, Mathieu Sinn
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Patent number: 9483736Abstract: Technologies are provided for filtering user's actions based on user's mood. User's actions may include online actions. To prevent “in the heat of the moment” actions, which a user may regret later, a mood based filter may identify a user action such as posting a message to a social network, a professional network, an email network, a blog, or an instant message network. An automatic system action may then be taken based on the detected user's mood. In some examples, the user's mood may be assigned to a numeric or alphanumeric category. Various system actions such as blocking or delaying the user action may be tied or associated to the user's mood category through one or more predefined, customizable rules. In other examples, a user confirmation of the user action may also be included in addition to the automatic system action.Type: GrantFiled: October 23, 2012Date of Patent: November 1, 2016Assignee: EMPIRE TECHNOLOGY DEVELOPMENT LLCInventors: Feng Wan, Raghuram Madabushi, Yiyang Wang
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Patent number: 9483737Abstract: A method of identifying an event associated with consumption of a utility comprising the steps of generating a utility consumption profile from utility consumption data, the utility consumption data comprising a plurality of utility consumption values measured at a corresponding plurality of measurement points, detecting a plurality of events within the utility consumption profile, grouping the plurality of events using a clustering process to produce a probability density map, comparing the probability density map to a stored profile of events of a particular type, and identifying the group of events as events of the particular type when the probability density map corresponds to the stored profile of events of the particular type, wherein the probability density map is compared to a stored profile of an event which is a probability density map.Type: GrantFiled: May 18, 2012Date of Patent: November 1, 2016Assignee: Onzo LimitedInventor: Jose Manuel Sanchez Loureda
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Patent number: 9483738Abstract: In one embodiment, a method defines information for a set of genomes where the set of genomes describe characteristics of media programs. The method also defines which genomes in the set of genomes correspond to which topics in a set of topics. Textual information for a plurality of media programs and the information are input into a model and the model is trained to determine a probability distribution of terms for the set of topics based on analyzing the textual information and the genome information. The method then outputs the trained model. The probability distribution of terms is usable to determine genomes for each of the plurality of media programs where a genome corresponds to a topic and is associated with a media program based on terms found in the textual information for the media program and the probability distribution of terms for the topic correspond to the genome.Type: GrantFiled: January 17, 2014Date of Patent: November 1, 2016Assignee: HULU, LLCInventors: Tao Xiong, Wei Wang, Guoxin Zhang, Zhibing Wang
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Patent number: 9483739Abstract: Various embodiments select features from a feature space. In one embodiment, a set of training samples and a set of test samples are received. The set of training samples includes a set of features and a class value. The set of test samples includes the set of features absent the class value. A relevancy with respect to the class value is determined for each of a plurality of unselected features based on the set of training samples. A redundancy with respect to one or more of the set of features is determined for each of the plurality of unselected features in the first set of features based on the set of training samples and the set of test samples. A set of features is selected from the plurality of unselected features based on the relevancy and the redundancy determined for each of the plurality of unselected features.Type: GrantFiled: September 18, 2013Date of Patent: November 1, 2016Assignee: International Business Machines CorporationInventors: David Haws, Dan He, Laxmi P. Parida, Irina Rish
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Patent number: 9483740Abstract: A system and method for data classification are presented. A plurality of training tokens are identified by at least one server communicatively coupled to a network. Each training token includes a token retrieved from a content source and a classification of the token. For each training token in the plurality of training tokens, a plurality of n-gram sequences are identified, a plurality of features for the plurality of n-gram sequences are generated, and first training data is generated using the token retrieved from the content source, the plurality of features, and the classification of the token. A first classifier is trained with the first training data, and the first classifier is stored into a storage system in communication with the at least one server.Type: GrantFiled: December 16, 2013Date of Patent: November 1, 2016Assignee: Go Daddy Operating Company, LLCInventors: Jason Ansel, Adam Marcus, Marek Olszewski, Keir Mierle
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Patent number: 9483741Abstract: Systems and methods are disclosed herein for rule-based item classification. The methods include receiving, by a computing device, an item record for analysis. The computing device may determine ranked lists of item types using rule-based classifiers and machine learning-based classifiers. Then, the computing device may aggregate the ranked lists of item types to generate a combined ranked list of item types.Type: GrantFiled: August 29, 2014Date of Patent: November 1, 2016Assignee: Wal-Mart Stores, Inc.Inventors: Chong Sun, Fan Yang, Narasimhan Rampalli, Digvijay Singh Lamba, Jun Xie, Thomas E. Chivers, Gokul Kavaturi, Tracy ThuTrang Phung
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Patent number: 9483742Abstract: Techniques comprise identifying and/or classifying malicious activity in a web services platform using machine learning techniques. Systems, methods, and computer readable mediums may cause one or more computing nodes to monitor first network traffic, generate network information based on the monitored first network traffic, train a machine learning algorithm based on at least a first portion of the generated network information, test the machine learning algorithm based on at least a second portion of the generated network information, generate a predictor using the trained and tested machine learning algorithm, and identify second network traffic as one or more of malicious activity and benign activity using the predictor.Type: GrantFiled: October 27, 2014Date of Patent: November 1, 2016Assignee: Amazon Technologies, Inc.Inventor: Khaja Ehteshamuddin Ahmed
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Patent number: 9483743Abstract: A system provides repeatable requirements for projects designed for criticality. A user interface outputs a list of business requirements for a project to assist in functional requirement selection, outputs a set of general functional requirements associated with an application that is associated with the project for selection, and receives selection of the set of general functional requirements. A server determines a design class for an application based on the selection, wherein the design class is based at least in part on at least one of an upstream application and a downstream application, wherein the application depends on the upstream application, and wherein the downstream application depends on the application.Type: GrantFiled: June 30, 2008Date of Patent: November 1, 2016Assignee: Sprint Communications Company L.P.Inventors: Margaret McCormick, Christopher S. Saunderson, Retta Whinnery
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Patent number: 9483744Abstract: Computationally implemented methods and systems that are designed for transmitting a request for one or more identities of a transportation vehicle unit for transporting a first end user; receiving the one or more identities of the transportation vehicle unit for transporting the first end user, the transportation vehicle unit currently en route to or is currently transporting a second end user and having been identified based, at least in part, on a determination that the transportation vehicle unit is able to accommodate transport of the first end user while transporting the second end user; and directing the identified transportation vehicle unit to rendezvous with the first end user in order to transport the first end user. In addition to the foregoing, other aspects are described in the claims, drawings, and text.Type: GrantFiled: January 14, 2015Date of Patent: November 1, 2016Assignee: Elwha LLCInventors: Richard T. Lord, Robert W. Lord, Nathan P. Myhrvold, Clarence T. Tegreene
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Patent number: 9483745Abstract: A computer program product tangibly embodied in a computer-readable storage device includes instructions that, when executed, generate in a display device a graphical user interface comprising: a business view area with first objects representing business entities participating in a business network and second objects representing business connections between the business entities; and a connect view area with third objects representing applications participating in the business network and fourth objects representing logical interactions between the applications; wherein the graphical user interface dynamically updates the first, second, third and fourth objects with metadata that is at least in part automatically gathered in the business network.Type: GrantFiled: November 3, 2010Date of Patent: November 1, 2016Assignee: SAP SEInventors: Joerg Ackermann, Ankur Bhatt, Juergen Denner, Christian Illenberger, Christoph Liebig, Gunther Rothermel, Sandra Voges
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Patent number: 9483746Abstract: An invention for comparing utility and warranty of services in an information (IT) stack is provided. The invention determines, at each layer of the IT stack, a required utility and warranty (RUW) value for each of a set of services, wherein the RUW value represents a desired solution for implementing a business process; determines, at each layer of the IT stack, an available utility and warranty (AUW) value for each of the set of services, wherein the AUW value is a measure of an ability of each of the set of services to satisfy the RUW at each layer of the IT stack; and compares the RUW value against the AUW value at each layer of the IT stack to determine whether each of the set of services satisfies the desired solution for implementing the business process.Type: GrantFiled: November 2, 2009Date of Patent: November 1, 2016Assignee: International Business Machines CorporationInventors: Robert L. Angell, Timothy Durniak, Robert R. Friedlander, James R. Kraemer
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Patent number: 9483747Abstract: Systems and methods are disclosed that facilitate the selection of virtual machine instances to implement each action associated with a specified workflow. Workflows are configured and defined as a series of actions or processes that have various requirements. For each action in a specified workflow, a workflow management component can select virtual machine resources that are best suited to implement the specific action in accordance with the requirements of the action.Type: GrantFiled: July 31, 2015Date of Patent: November 1, 2016Assignee: AMAZON TECHNOLOGIES, INC.Inventors: Joel Shepherd, Richard Scott Brinkerhoff
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Patent number: 9483748Abstract: Electronic Product Codes (EPCs) can be read from RFID labels and tags to verify shipments. The EPCs are decoded to Global Trade Item Numbers (GTINs), which are then matched to GTINs of products on a shipping list. If all of the decoded GTINs match and there are no GTINs in the shipment list that are left unmatched, then shipment verification is successful. If some of the decoded GTINs fail to match, the verification process fails with extra, unexpected products. If some of the GTINs in the shipping list are left unmatched, the verification process fails with the missing products.Type: GrantFiled: October 8, 2008Date of Patent: November 1, 2016Inventors: Qiming Huang, Christopher Rusnak
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Patent number: 9483749Abstract: Aspects of the present invention are directed to a system for next day reconciliation of transportation records. The system having a transportation record storage provider (TRSP) that receives and stores storage medium transportation requests; an outside service provider (OSP) inventory manager that receives and maintains records of transported storage mediums scanned at the OSP; and a reconciliation provider that receives a first list from the TRSP and a second list from the OSP inventory manger, for reconciliation. The reconciliation provider includes receivers for receiving the first and second list; a processing engine that reconciles the first list and the second list; and a reporting unit that reports the results of the reconciliation. The processing engine matches inbound and outbound records of the first list and second list, and processes invalid records; and analyzes and accounts for un-matched records.Type: GrantFiled: January 27, 2016Date of Patent: November 1, 2016Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Jennifer M. Lansden, Gerald J Foy, Tim Beadle, Richard G. Thomas, Bryan W Groth
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Patent number: 9483750Abstract: Embodiments of the present invention address deficiencies of the art in respect to virtual worlds and provide a method, system and computer program product for deploying and managing an avatar silhouette in a location in a virtual world. In one embodiment of the invention, a method for deploying and managing an avatar silhouette in a location in a virtual world can include creating and inserting a silhouette avatar into one location of a virtual world in correspondence with a primary avatar in a different location in the virtual world, rendering the silhouette avatar recognizable by an avatar in the one location and prohibiting independent movements by the silhouette avatar, and passing a communication directed from the avatar in the one location to the silhouette avatar in the one location along to the primary avatar in the different location.Type: GrantFiled: December 31, 2007Date of Patent: November 1, 2016Assignee: International Business Machines CorporationInventors: Frank L. Jania, Ruthie D. Lyle
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Patent number: 9483751Abstract: Methods, systems, and apparatus for managing labeling privileges. In one aspect, a method includes receiving label data defining a label to be associated with an image of a first user in a photograph, the first user identified by a first user identifier and the label data associated with a submitting user identifier; accessing data defining labeling privileges for the first user identifier, the labeling privileges being for second users identified by respective second user identifiers, and the labeling privileges defining, for each second user, a labeling privilege for the second user to label an image of the first user in a photograph; determining whether the submitting user identifier is included in the second user identifiers; in response to determining that the submitting user identifier is included in the second user identifiers: determining the labeling privileges for the user identified by the submitting user identifier, and processing the label accordingly.Type: GrantFiled: June 28, 2011Date of Patent: November 1, 2016Assignee: Google Inc.Inventors: Matthew S. Steiner, Henry T. Benjamin
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Patent number: 9483752Abstract: System and method enabling multiple users to simultaneously share a client computing device are disclosed. Method includes retrieving a plurality of I/O device groups, wherein a first I/O device group in the plurality of I/O device groups is associated with a first group of input or output (IO) devices locally connected to a client computing device, and wherein a second I/O device group in the plurality of I/O device groups is associated with a second group of I/O devices locally connected to the client computing device. Method includes launching first and second instances of an application. Method includes associating the first instance of the application with the first I/O device group on the client computing device. Method includes associating the second instance of the application associated with the second I/O device group on the client computing device.Type: GrantFiled: June 8, 2012Date of Patent: November 1, 2016Assignee: Wyse Technology L.L.C.Inventors: SriramKumar Raju, Jyothi Bandakka
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Patent number: 9483753Abstract: Provided is a method of integrating a document related communication with a document. A communication interface is provided for a user to establish a document related communication with another user. The document related communication with another user is recorded and a link to the recorded document related communication with another user is provided with the document.Type: GrantFiled: March 8, 2013Date of Patent: November 1, 2016Assignee: Hewlett-Packard Development Company, L.P.Inventors: Eniyan Thiruvidam, Anjaneyulu Seetha Rama Kuchibhotla, Ninoj Antony, Siddharth Kalita
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Patent number: 9483754Abstract: A method for generating an interactive stacking plan of a building is disclosed. A building data file with one or more external tenant records in a first format is received on a server computer system. Data values of one or more of the external tenant record fields are imported into master tenant records, each of which is defined by a plurality of master tenant record attributes. Stacking plan graphical elements are generated for each of the master tenant records with a size proportional to a leased space. A user-activatable link that generates an independent display of at least one of the master tenant record attributes is included in the stacking plan graphical element. The stacking plan graphical elements are arranged in the interactive stacking plan according to the floor identifier attributes of the corresponding master tenant records. The interactive stacking plan is then transmitted to the client computer system.Type: GrantFiled: March 15, 2013Date of Patent: November 1, 2016Assignee: Stevenson Systems, Inc.Inventors: Peter L. Stevenson, Nathaniel S. Olson, Jim Nista
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Patent number: 9483755Abstract: A computer-implemented method is disclosed for use with a portable electronic device having a display. The method enables switching between electronic inboxes that can be accessed from the electronic device. In some configurations, the method includes, while the device is displaying emails in a first inbox, detecting user selection of a first icon. The method further includes, in response to user selection of the first icon, displaying a set of inbox selection icons; and, in response to user selection of one of the inbox selection icons, displaying emails in a second inbox corresponding to the inbox selection icon selected by the user.Type: GrantFiled: September 30, 2008Date of Patent: November 1, 2016Assignee: APPLE INC.Inventor: Stephen O. Lemay
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Patent number: 9483756Abstract: A method is presented for use in correctional facilities to manage resources. Particularly, the method includes using a scheduling engine capable of receiving scheduling requests from other systems or direct entry of scheduling data and which is equipped to provide reports that inform the facility of the schedules of all inmates, transportation requirements, and space accommodations. The method may be employed for evaluating the needs for transportation and space and may also be used to generate reports that show relationships between inmates based on activities, locations, and time.Type: GrantFiled: March 30, 2012Date of Patent: November 1, 2016Assignee: Advanced Technologies Group, Inc.Inventors: Atul Gupta, Rahul Kapoor
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Patent number: 9483757Abstract: In a monetary information processing method, an amount remitted by a remitter to a financial account in a banking system and monetary terminal identification information identifying a monetary terminal that stores a monetary value are acquired from the banking system. The acquired amount is divided into unit amounts when the acquired amount exceeds a preselected amount. Amount update information is transmitted to the monetary terminal to increase the monetary value by the acquired amount when the acquired amount does not exceed the preselected amount or by any selected one of the unit amounts provided that the acquired amount or the selected unit amount does not exceed an allowable limit previously set for the monetary terminal. The amount acquired from the banking system is decreased by the amount by which the monetary value is increased in accordance with the amount update information.Type: GrantFiled: February 16, 2007Date of Patent: November 1, 2016Assignee: SONY CORPORATIONInventors: Norihiko Fujita, Kazuki Yamada, Hiroyuki Yamada
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Patent number: 9483758Abstract: A mobile device is provided. The mobile device includes a display unit, a sensor configured to sense user's touch done on a surface of the display unit in a disabled state of the display unit, a storage unit configured to store preset gesture information, a controller configured to enable the display unit when a user's touch operation matched with the gesture information is sensed, execute a wallet application, and display an execution screen, and a communication unit configured to transmit information for a selected payment option to an external apparatus when the payment option is selected on the execution screen and perform a payment. The payment is simply done.Type: GrantFiled: June 11, 2013Date of Patent: November 1, 2016Assignee: SAMSUNG ELECTRONICS CO., LTD.Inventors: Young-ho Rhee, Jae-hwan Kim
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Patent number: 9483759Abstract: A method of completing a transaction at a point-of-sale terminal using payment information contained on a wireless unit of a customer. The method comprises providing a point-of-sale terminal capable of wirelessly connecting with a wireless unit of a customer desiring to complete a transaction. The point-of-sale terminal is used to perform at least one of reading a barcode displayed on the wireless unit containing short range network pairing information, or displaying a barcode containing short range network pairing information for reading by the wireless unit, to thereby establish a short range wireless network between the point-of-sale terminal and the wireless unit of the customer. Via the short range wireless network, transaction data is received from the wireless unit of the customer containing payment information. The transaction data is then used to effect payment for the transaction and thereby complete the transaction.Type: GrantFiled: May 15, 2015Date of Patent: November 1, 2016Assignee: Gilbarco Inc.Inventors: Rodger K. Williams, Edward A. Payne
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Patent number: 9483760Abstract: Financial transaction card data can be entered by providing a picture of the card to a server programmed with a text recognition algorithm. The server can perform text recognition on the image at the same time that a consumer enters additional required data, such as a zip code. The server can perform as much text recognition processing as possible in the time the consumer is entering the additional data. Once the additional data is received, a signal can be provided to the server indicating that the user is now waiting for results of the text recognition process, meaning the server should provide them as quickly as possible. Once text recognition results are received, a consumer can make a selection to identify a character which the text recognition algorithm did not sufficiently identify. Based on known account number constraints, the user selection can cause multiple characters to be identified.Type: GrantFiled: January 27, 2016Date of Patent: November 1, 2016Assignee: Square, Inc.Inventors: Joachim Bekmann, Fei Guo
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Patent number: 9483761Abstract: A coordination server of a contactless payment system may receive a total bill of purchases for a customer from a merchant point-of-sale terminal, associate the total bill of purchases with a unique identifier of an RFID tag of a check presenter, and receive notification that payment of the total bill of purchases is authorized. The coordination server may receive the unique identifier and payment information from a contactless-enabled device, and transmit the payment information and the total bill to the merchant point-of-sale terminal for transmittal to a merchant acquirer for completion of the transaction under business as usual standards. In one embodiment, the coordination server transmits the payment information and the total bill to a merchant acquirer, which then routes the payment request to an appropriate payment network. In another embodiment, the coordination server transmits the payment information and the total bill directly to the appropriate payment network.Type: GrantFiled: March 17, 2014Date of Patent: November 1, 2016Assignee: III Holdings 1, LLCInventors: Brian Brendell, I-Hsin Chuang, Carlos Korten, Nicole Lewis
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Patent number: 9483762Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.Type: GrantFiled: May 13, 2016Date of Patent: November 1, 2016Assignee: ISLAND INTELLECTUAL PROPERTY, LLCInventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
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Patent number: 9483763Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: September 30, 2014Date of Patent: November 1, 2016Assignee: APPLE INC.Inventors: Marcel Van Os, Lawrence Y. Yang, Pablo F. Caro, George R. Dicker, Donald W. Pitschel, Glen W. Steele
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Patent number: 9483764Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: January 8, 2014Date of Patent: November 1, 2016Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 9483765Abstract: A computer-implemented method for detecting fraudulent payment transactions performed over a payment network is provided. The method includes receiving, by a fraud monitoring device, a request to determine whether a payment transaction initiated using a payment card of a cardholder is fraudulent, wherein the request includes at least one of a merchant identifier, a merchant location, a cardholder identifier, and a transaction timestamp, associating the cardholder with a social media account based on the cardholder identifier, and receiving the social media location data from a social media computing device. The social media location data indicates a location of the cardholder at a particular time. The method also includes calculating a distance between the merchant location and the location of the cardholder indicated by the social media location data, and a time between the transaction timestamp and the particular time associated with the social media location data.Type: GrantFiled: December 9, 2013Date of Patent: November 1, 2016Assignee: MasterCard International IncorporatedInventors: Sharath Sahadevan, Kristofer D. Perez, Pedro J. Chavarria
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Patent number: 9483766Abstract: Embodiments are directed to systems, methods and computer program products for providing user authentication based on transaction data.Type: GrantFiled: February 18, 2016Date of Patent: November 1, 2016Assignee: BANK OF AMERICA CORPORATIONInventors: David M. Grigg, Peter John Bertanzetti, Michael E. Toth, Carrie Anne Hanson, Elizabeth S. Votaw
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Patent number: 9483767Abstract: Methods of preparing retail establishments are disclosed. An area for a retail location may be chosen and an individual may be selected to manage the retail location. The selection of the area may include an evaluation of geographical factors. From the area, a retail location may be selected based on an aggregate score of a set of characteristics of the retail location. The individual may remotely select the layout and furnishing of the retail location and may remotely monitor the progress of the preparation of the retail location. In an embodiment, the individual may be prepared to manage the retail location at a centralized location that is distinct from the area where the retail location is located.Type: GrantFiled: July 15, 2011Date of Patent: November 1, 2016Assignee: Allstate Insurance CompanyInventors: Sharon Rossmark, Kevin Littlejohn
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Patent number: 9483768Abstract: A computer-implemented method and an apparatus for modeling customer interaction experiences receives interaction data corresponding to one or more interactions between a customer and a customer support representative. At least one language associated with the interaction data is detected. Textual content in a plurality of languages is generated corresponding to the interaction data based at least in part on translating the interaction data using two or more languages different than the at least one language. At least one emotion score is determined for text corresponding to each language from among the plurality of languages. An aggregate emotion score is determined using the at least one emotion score for the text corresponding to the each language. An interaction experience of the customer is modeled based at least in part on the aggregate emotion score.Type: GrantFiled: August 10, 2015Date of Patent: November 1, 2016Assignee: 24/7 CUSTOMER, INC.Inventor: Bhupinder Singh
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Patent number: 9483769Abstract: Dynamic mobile coupons (DMCs) having a variable commercial value and/or other variable coupon characteristic are provided herein. By way of example, a DMC can be distributed to a mobile device based on criteria established by a sponsor of the DMC. A redemption value of the DMC can be variable and dynamically established based at least in part on data associated with a recipient mobile device. Upon redemption of the DMC at a retail entity, the value is fixed and applied to a transaction. Details of the transaction are provided to a remote clearinghouse that performs mediation and indemnification functions to finalize the transaction. As described, the subject disclosure provides a DMC that facilitates a rich and flexible mechanism to generate purchasing incentive for consumers in a mobile environment.Type: GrantFiled: June 19, 2008Date of Patent: November 1, 2016Assignee: QUALCOMM IncorporatedInventors: Rajeev D. Rajan, Kamran Moallemi, Michal James Koenig, Oliver Michaelis, Paul E. Jacobs, Jose Ricardo Dos Santos, Dang Minh Vo
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Patent number: 9483770Abstract: The present invention provides techniques for utilizing opportunities presented by events and social gatherings, such as online advertisement targeting and communications-related opportunities. Techniques are provided in which information is obtained that provides an indication that a set of users, including mobile electronic device users, are in a specified area, and indicating that at least some of the set of users are at a particular event or gathering. A virtual user grouping may be formed, and communications between users of the grouping is facilitated, based at least in part on the particular event or gathering.Type: GrantFiled: August 27, 2010Date of Patent: November 1, 2016Assignee: Yahoo! Inc.Inventors: Allie K. Watfa, Dale Nussel, Jonathan Kilroy
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Patent number: 9483771Abstract: Methods, systems, and products personalize haptic emulations of merchandise. An association is defined between merchandise item numbers and anatomical identifiers. A query is received for an anatomical identifier associated with a merchandise item number. The anatomical identifier is sent in response to the query to identify an anatomical part associated with the merchandise item number.Type: GrantFiled: March 15, 2012Date of Patent: November 1, 2016Assignee: AT&T Intellectual Property I, L.P.Inventor: Srilal Weerasinghe