Abstract: A device maintenance server (20) includes a storage unit (29) that stores manual information on each component configuring a maintenance target device (90) as viewing information, a communication unit (28) that communicates with a mobile terminal, and a control unit (21) that controls transmission of the manual information to the mobile terminal. When a component (an identified component) imaged in a captured image received from the mobile terminal is a specific component (a component for which a plurality of pieces of manual information according to a period of use that is a period after mounting on the maintenance target device are stored), the control unit (21) controls transmission of one piece of manual information according to the period of use of the identified component to the mobile terminal.

Abstract: Methods and systems for proactively preventing hazardous or other situations in a robot-cloud interaction are provided. An example method includes receiving information associated with task logs for a plurality of robotic devices. The task logs may include information associated with tasks performed by the plurality of robotic devices. The method may also include a computing system determining information associated with hazardous situations based on the information associated with the task logs. For example, the hazardous situations may comprise situations associated with failures of one or more components of the plurality of robotic devices. According to the method, information associated with a contextual situation of a first robotic device may be determined, and when the information associated with the contextual situation is consistent with information associated with the one or more hazardous situations, an alert indicating a potential failure of the first robotic device may be provided.

Abstract: A method for collecting returned items or information about returned items and evaluating return policy criteria with respect to collected items, and a system for the same, are disclosed. The method includes providing a station, such as a kiosk terminal, preferably at a pharmacy location. The station includes a computer and a user interface including a touch screen interface. Items, for example, pharmaceutical items to be returned are brought to the station. The user enters information at the station, such as by scanning a bar code on a container of the item, weighing the item or its contents, and entering lot number and expiration date associated with the item. A system and method for facilitating recalls is also provided.

Abstract: Systems, methods and devices are provided for tracking and managing waste or recyclable materials, which may include one or more devices enabled to capture and record information about waste material at a point in a distribution chain, as well as information technology systems for collecting, processing, analyzing and otherwise managing information about a large number and variety of streams of waste material.

Abstract: Systems, methods and devices are provided for tracking and managing waste or recyclable materials, which may include one or more devices enabled to capture and record information about waste material at a point in a distribution chain, as well as information technology systems for collecting, processing, analyzing and otherwise managing information about a large number and variety of streams of waste material. A system includes an imaging device for capturing an image of a batch of waste or recyclable material or a bin for the material, wherein the imaging device is located at or on the originating site, a transport device for the material, or a material handling site that is remote from the originating site.

Abstract: Systems, methods, and devices are provided for tracking and managing waste or recyclable materials, which may include one or more devices enabled to capture and record information about waste material at a point in a distribution chain, and information technology systems for collecting, processing, and analyzing information about a large number and variety of streams of waste material. A forklift system may include a forklift, an RFID reader with an antenna positioned on or in proximity to the forklift, wherein the antenna is positioned to read RFID information from an RFID tag positioned on an item handled by the forklift. The system may also include a device for measuring a parameter indicative of the weight of the item handled by the forklift, and a processing facility with a server for associating the information read by the RFID reader and the parameter indicative of the weight of the item.

Abstract: A method performed by a computer implemented method performed by an issuer device for providing a promissory note as a means of payment to a user device and enabling a redemption payment transaction based on the promissory note to a last bearer device is provided. The issuer device issues a promissory note as a first digital information carrier. The issuer device then transmits the promissory note as the first digital information carrier to the user device. The issuer device also receives the promissory note as a second digital information carrier from the last bearer device. The issuer device then proceeds with the redemption payment transaction based on the promissory note to the last bearer device.

Abstract: Provided is a method of reinforcing security of settlement, the method being executable on a settlement processing system connectable to an information terminal via a communication network, the method including: receiving settlement pre-approval service request information from a connectable information terminal and registering a service request by each member; and when settlement pre-approval information is received from a member whose service request is registered, via the connectable information terminal, executing a settlement approval process only for a limited designated period of time.

Abstract: A method for providing web transaction feedback includes a client device receiving a response indicating a success or a failure of a user operation pertaining to a potential web transaction. The client device then provides a web transaction feedback to the user using a human interface element capable of causing the client device to perform a set of motions and/or emit a range of temperatures. The set of motions is comprised of at least a first sub-set of the set of motions indicating the success of the user operation and at least a second sub-set of the set of motions indicating the failure of the user operation. The range of temperatures is comprised of at least a first temperature of the range of temperatures indicating the success of the user operation and at least a second temperature of the range of temperatures indicating the failure of the user operation.

Abstract: A system and method for capturing an image during a financial transaction is provided for. The method can verify the identity of an individual by utilizing a memory that stores computer-executable instructions and a processor which is communicatively coupled to the memory that facilitates execution of these computer-executable instructions. The instructions help perform the method of initiating a financial transaction, then capturing an image of at least one user engaging in a financial transaction, subsequently relaying this image to an external server where this image is paired with a log of the financial transaction. This paired image is uploaded to an external server over the internet, and is then used to verify this user's identity. This method can be performed by a system made up of a point-of-sale terminal, an image capture device, an internet-enabled electronic device capable of transferring the captured image.

Abstract: A system including at least one processor and a memory operates in response to a transaction on an account that is a single transaction that includes revenue, comparing, via a one or more processors, transaction data for the transaction to an algorithmic representation of an agreement between a transaction recipient and one or more parties of the agreement that supports a revenue allocation based on a determination if a payment obligation is applicable to the transaction based on the revenue, based on a date of the transaction, and further based on historical data for the account.

Abstract: Methods and devices are provided for use in carrying out a transaction between a transaction device and a point of interaction. In connection therewith, a device for interacting with a point of interaction to carry out a transaction by a consumer includes a processor comprising a payment application and a system environment module, where the system environment module is configured to determine whether the payment application is eligible for a transaction. The device also includes an input in communication with the processor and configured to receive transaction data from a point of interaction in connection with the transaction, and an output in communication with the processor and configured to transmit transaction data to the point of interaction in connection with the transaction when the system environment module determines that the payment application is eligible for the transaction.

Abstract: A self-service terminal service contingency method and a site server are provided. The method includes: acquiring self-service services corresponding to a self-service terminal under a self-service site; detecting whether a service is lacked among the self-service services, and if yes, acquiring resources and/or components required by the lacked service, of the self-service terminal; detecting whether the self-service site has the resources and/or components required by the lacked service, of the self-service terminal, and if yes, integrating the resources and/or the components under the self-service network according to a preset combination rule; and driving the integrated resources and/or the components to cooperate with each other according to a preset optimization rule, so as to enable the self-service site to provide a self-service service corresponding to the lacked service.

Abstract: Systems and methods are disclosed for selectively increasing and decreasing the balances of gaming accounts and stored value accounts. Each of the gaming account and the stored value account are associated with a player. Instructions for balance transfers can be provided by the player to a remote computing device.

Abstract: Systems and methods for tracking physical bills and providing alerts related to the tracking include receiving first cash transfer information that includes at least one first identifier associated with at least one first physical bill from the first payer device. The first cash transfer information is associated with the first payer account information in a non-transitory memory. Second cash transfer information is then received from a second device that is different than the first payer device. The second cash transfer information is determined to be associated with the first cash transfer information and, in response, a cash transaction association message is sent to at least one of the first payer device and the second device.

Abstract: A poker-style nylon chip dispensing kiosk including a touch screen display, key pad input module, credit card scanner, bill validator, chip dispensing mechanism and chip vault for holding chips, a dispensing assembly for dispensing selected numbers of chips and security and input systems to allow an end user to access the kiosk and have the kiosk dispense selected numbers of chips. The kiosk is interactive with the owners accounting system so as to report the dispensing of chips.

Abstract: A POS terminal, a POS system, and a control method of a POS terminal enable adding or changing a payment function, including an electronic payment function, at low cost. A tablet terminal according to the invention has a first operating unit that is located at a first address and runs a first payment application to execute a payment process; a second operating unit that is located at a second address and runs a second payment application; a third operating unit that runs a POS application to execute a transaction process; a storage unit that stores the first address and the second address; and a communication unit that sends the transaction process result of the POS application run by the third operating unit to the first address or the second address.

Abstract: A method of staging a transaction includes receiving transaction information at an automated terminal. A staging record is generated for the transaction, responsive to the transaction information received. The staging record includes a retrieval key to identify the staging record, and a transaction type identifier. Instructions are provided for fulfillment of the transaction at an agent terminal, where the transaction is rejected if the retrieval key does not lead to the staging record and the transaction proceeds if the retrieval key leads to the staging record.

Abstract: Systems and methods for bifurcating sales proceeds and transmitting sales taxes to a taxing authority include a point of sale (POS) terminal configured to assemble payment transaction data into a batch processing request including a sales price component and a sales tax component. The system also includes a primary payment processor configured to transmit first proceeds from the reconciliation of the sales price component to a merchant account, and a fiduciary payment processor configured to transmit second proceeds from the reconciliation of the sales tax component to a fiduciary account.

Abstract: A POS terminal device capable of extracting a commodity image from an image taken by image pickup means in order to contribute to an improvement in the recognition rate of commodities is provided. A POS terminal device (1) includes at least one image pickup unit (2) and a 3D image generation unit (4), and a commodity image extraction unit (6). The image pickup unit (2) generates a plurality of 2D images by shooting a commodity from a plurality of viewpoints, each of the plurality of 2D images corresponding to a respective one of the plurality of viewpoints. The 3D image generation unit (4) generates a 3D image including an image of the commodity by using the plurality of 2D images generated by the image pickup unit (2). The commodity image extraction unit (6) extracts the image of the commodity by using the 3D image.

Abstract: Systems, methods, and apparatuses for configuring a web application for global money transfers include a customer mobile device, a processor, and a memory having processor-readable instructions that cause the processor to collect data from a web application, whereby the web application is provided on the customer mobile device in operative communication with the host computer, and determine at least one of an optional field and a required field based on the collected data. The at least one optional field and required field may receive input for conducting a money transfer. The processor-readable instructions may cause the processor to send instructions to a user interface (“UI”) for the web application, whereby the instructions are indicative of the at least one optional field and required field, and configure the UI to display the at least one optional field and required field at the web application of the customer mobile device.

Abstract: Computing systems and methods for facilitating mobile transactions are disclosed. An example method includes: detecting, via a hardware communication interface, a user check-in request based at least on a communication exchange between a user device and a signaling device at a location. The communication exchange corresponds to a proximity of the user device to the signaling device. The method further includes: determining a user identifier associated with the user device based at least on the user check-in request; and transmitting one or more promotional items to the user device based at least on the user identifier.

Abstract: The invention relates to a method for carrying out an electronic transaction between a main communication apparatus and a transaction terminal, wherein a smart portable accessory is provided, which has a different format from a standardized chip card format and is capable of relaying the transaction or of representing said main apparatus relative to a transaction terminal; and the transaction is carried out by only presenting said accessory, instead of the main apparatus, to the transaction terminal. The invention also relates to the corresponding system.

Abstract: The subject matter disclosed herein provides methods, apparatus, systems, techniques, and articles for determining the likelihood that a transaction is abnormal. Time-series data associated with active and passive operations of a mobile device and out of band data associated with the user of the mobile device can be collected. The collected data can be processed to generate a set of mobile attribute data that define a behavior of one or more of the user and the mobile device. A profile containing profile variables for selected attributes from the set of mobile attribute data can be generated. The profile can summarize past usage of the user or the mobile device. A set of one or more transactions associated with the mobile device can be monitored. A first score representing a degree to which the transaction is abnormal can be generated. Related apparatus, systems, techniques, and articles are also described.

Abstract: A method of adding a computerized agent to an instant messaging (IM) session managed by an IM service for identifying automatically textual instructions to perform a transaction related to participant(s) of the IM session, comprising: using a computerized agent subscribed to an IM service by a telephone number and participates in an IM session managed by an IM service to acquire text content in an IM session and analyzing at least the text content of the IM session to identify automatically textual instructions to perform a transaction from the user which uses the IM client module, automatically instructing an operation of the transaction and submitting by the computerized agent at least one IM message in the IM session. The at least one IM message is presented to the user using the IM module and is indicative of a performance or a denial of the transaction by the transaction performing entity.

Abstract: One variation of a method for controlling access to products from a vending machine includes: locking a door of the vending machine; recording an initial inventory of products arranged within the vending machine based on signals received by a radio antenna arranged within the vending machine and read by a radio frequency identification reader; initiating a transaction in response to receiving a cashless payment mechanism from a patron; unlocking the door in response to authentication of the cashless payment mechanism; in response to closure of the door, recording a final inventory of products within the vending machine based on signals received by the radio antenna and read by the radio frequency identification reader; and initiating a payment with the cashless payment mechanism for a difference between the initial inventory and the final inventory to complete the transaction.

Abstract: A peripheral device intended to be coupled in a mobile and removable manner to an electronic payment terminal having contactless communication. The peripheral device includes at least one first portion of a contactless communication of the electronic payment terminal and at least one connector that cooperates, when the peripheral device is coupled to the electronic payment terminal, with at least one complementary connector on the electronic payment terminal. The connectors form a wireline communication between the first portion of the contactless communication of the peripheral device and the electronic payment terminal.

Abstract: A device comprising a token creation module operable to create a token; and a payment communication device operable to communicate the token to an external device.

Abstract: The present disclosure is directed a gift card exchange server and associated systems and methods that are configured to receive information about a gift card that a user would like to sell. The gift card exchange server determines an offer for the gift card and transmits the offer to a computing device for presentation to the user. In one embodiment, if the offer is accepted, the user is queried to see if they would like the proceeds from the sale to be applied as a credit to an account, such as an on-line retailer account. If so, the server sends a message to the account indicating that a credit is to be given to the user along with an indication that the credit is conditioned upon completing a transaction and/or draining the purchased gift card of funds. The user can use the credit to purchase goods or services.

Abstract: A device comprising a battery, a display operable to display information, a display controller operable to control the display; and a toggle button operable to communicate with the display controller to change the information displayed on the display.

Abstract: A method of managing a compromised account stored within an electronic wallet is provided. The electronic wallet is stored on a user computing device and is in communication with a compromised account management (CAM) computing device. The method is implemented using the CAM computing device in connection with a memory. The method includes the step of receiving, from the user computing device via a compromised reporting function, a first notification message including a first account identifier, wherein the first notification message indicates that a first account associated with the first account identifier has been compromised. The method also includes determining an issuer associated with the first account identifier. The method further includes generating a second notification message including the first account identifier and an issuer identifier. The method also includes transmitting the second notification message to the issuer.

Abstract: Embodiments of the invention relate to systems and methods for facilitating digital wallet transfers. In particular, the embodiments of the invention relate to system configured to create an electronic wallet capable of receiving funds from an online transaction. The system may further cause a mobile device to install a banking application for managing the electronic wallet, wherein the banking application enables a user to create a financial account and transfer funds available to the electronic wallet to the financial account. Based on the user interacting with the banking application, the system creates a financial account capable of receiving funds from the electronic wallet. The system identifies that the electronic wallet has received funds, and based on such identification, the system transfers an amount of funds available to the electronic wallet to the financial account.

Abstract: Techniques for portable devices functioning as an electronic purchaser (e.g., e-purse) and/or an electronic mobile seller (e.g., mobile point-of-sales (POS)) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct e-commerce and m-commerce transactions over an open network with a payment server and/or a POS transaction server without compromising security. In one embodiment, a portable device is loaded with an e-purse as an electronic mobile purchaser. In another embodiment, the portable device is installed with a mobile POS as an electronic mobile seller.

Abstract: Disclosed herein are certain embodiments of systems and methods for standardizing a plurality of digital wallet credits, into one digital wallet system. Expenditures of merchant issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.

Abstract: Provided is a personal authentication system that performs an online personal authentication and, more particularly, to a personal identification and anti-theft system and method, which provide, to a user terminal unit, an authentication key (C) issued upon request for a personal authentication and generate an authentication association value corresponding to the authentication key (C) by a disposable random key in performing the personal authentication. Therefore, even if the authentication key (C) is lost or deprived, the present invention can prevent an appropriation of the key and achieve a safe personal authentication, thereby preventing illegal use of the personal authentication and the authentication key (C).

Abstract: A base key that is stored at a mobile device may be received. A first dynamic key that is based on the base key may be generated. First transaction data corresponding to a first transaction associated with the mobile device may be received. Furthermore, the first dynamic key may be updated to generate a second dynamic key based on a combination of the first dynamic key and the first transaction data corresponding to the first transaction. Authentication of a second transaction associated with the mobile device may be requested based on the second dynamic key.

Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data.

Abstract: Configuring a plurality of security isolated wallet containers on a single mobile device includes configuring at least one mobile transaction platform-specific application programming interface for facilitating access to secure mobile transaction platform resources by a wallet container executing on a mobile device; disposing a plurality of distinct wallet containers in a memory of the mobile device, wherein each wallet container interfaces with secure mobile transaction platform resources via the at least one application programming interface; disposing at least one service provider-specific wallet in each of the plurality of distinct wallet containers; and enforcing service-provider specific wallet security by a distinct wallet container accessing a portion of the secure mobile transaction platform resources via the at least one application programming interface.

Abstract: A method for processing transactions in user accounts includes: storing account profiles, each including data related to a user account of a non-financial institution (NFI) entity including a controlled payment number (CPN) and spending limit, the CPN being associated with a transaction account of the NFI entity and subject to the spending limit; receiving a transaction request including a payer CPN, payee CPN, and transaction amount; identifying a payer account profile that includes the payer CPN; identifying a payee account profile that includes the payee CPN; decreasing the spending limit included in the payer account profile based on the transaction amount; and increasing the spending limit included in the payee account profile based on the transaction amount.

Abstract: There are provided systems and methods for providing an interactive transaction dashboard. An exemplary system includes a first data store storing and a processing device in communication with the first data store. The processing device receives, over a network communication link, authentication information associated with a user device operated by the first user and transmits transaction data associated with a first transaction to be rendered in a graphical user interface provided by the user device, the graphical user interface visually depicting the first transaction as an icon positioned along a visual axis element representing a period of time. The processing device receives a command generated by an interaction of the first user with the icon and transmits secondary transaction data associated with the first transaction to be rendered in the graphical user interface, the secondary transaction data being responsive to the command.

Abstract: System, method, and interface for rule-based locking and unlocking of payment accounts. Embodiments of the invention allow a user to define rules for circumstances when their payment vehicle will not, or should not, be used. In such circumstances, the payment account may be locked and rendered unusable, thereby causing any fraudulent or otherwise undesirable transactions which may be attempted to be rejected. The payment vehicle may subsequently be automatically or manually unlocked for normal use. In order to accomplish this, the user may be provided with an interface to define rules for when and how their accounts should be locked and unlocked.

Abstract: A user can select one or more friendly funding sources to make a payment. The friendly funding sources are pre-approved by a “friend” of the user and have restrictions for use. When the user desires to make a payment, the user sees one or more friendly funding sources and can choose any combination of friendly funding sources and conventional funding sources for making the payment.

Abstract: System, method and media for selectively activating and deactivating payment vehicles based on the positions of an authorized user of the account, the payment vehicle, and/or the transactions. The security and budget-control abilities of a consumer are increased by allowing the user to specify geographic regions where payment vehicle will not, or should not, be used. In such circumstances, the payment vehicle can be temporarily deactivated, thereby causing any (presumably fraudulent or undesired) transactions that may be attempted to be rejected. Such rules can be combined for finer-grained controls. The smartphone or other personal telecommunications device of the user can be used to specify the rules, determine the user's position, and/or inform the user that a transaction has been rejected based on their rules and locations.

Abstract: After a user and a dealer agree on business transaction, a password is inputted to a user mobile terminal (3) to produce an authentication ID for authentication. After the authentication succeeds, the mobile terminal transmits credit information and a user number to a server (5) to store them in the server. On the other hand, the dealer transmits a dealer number and a user number obtained from the user to the server using a dealer terminal (6). The server compares the received user number and the received dealer number with that stored in the server, respectively and transmits the credit information to the dealer terminal only when a result of the comparison accords. The dealer terminal executes a credit card transaction processing on the basis of the credit information.

Abstract: A co-processing fraud risk scoring system for scoring electronic payment transactions for potential fraud is described. Additionally, a method and a computer-readable storage medium for scoring electronic payment transactions for potential fraud are described.

Abstract: A system and method for determining whether to accelerate the funding of a financial item presented by a holder of the item for payment. A first risk range value is calculated according to stored transaction history data associated with at least one attribute of the presented financial item and a second risk range value is calculated if the transaction does not meet the criteria of the calculated first risk range value.

Abstract: According to some embodiments, an authentication server may receive first and second biometric user data from a writing device. The writing device may, according to some embodiments, have a plurality of spatially alternating sensors, including a plurality of sensors of a first type to read the first biometric user data and a plurality of sensors of a second type to read the second biometric user data. The authentication server may also receive a user identifier input by the user via the writing device and verify that the first and second biometric user data are consistent with the user and that the user has a payment account associated with the user identifier input. The authentication server may then determine a payment identifier associated with payment account and transmit a payment authorization indication associated with the determined payment identifier.

Abstract: A method for executing a transaction. A first processing device senses a sound, an action, or a behavior from a source and receives identification information from the source, which may be related to or a portion of the sound, action or behavior. The first processing device processes one or more of the sound, the action, and the behavior and the identification information to identify the transaction and to identify the source. Executing the transaction if the source is an authorized source.

Abstract: The present invention provides a commodity carrying out device that can reliably carry out a vertically-long shaped commodity in an upright state from a commodity storage column to a bucket. More specifically, since a commodity positioned at the front end side of a commodity storage column is tilted forward to be moved into a bucket, when moving a vertically-long shaped commodity in an upright state into a bucket, it is possible to move the commodity without the commodity toppling backwards. Thus, the commodity can be reliably moved into the bucket.

Abstract: A system, method, and computer-readable medium are disclosed for providing a short message tool for identifying and correlating relationships between and among multiple short messages. The short message tool collates the short message data from all company related short messages and generates a report and create a map between the contents, customers and the revenue. Such a multiple short message tool defines a workflow to generate a report from multiple short messages. More specifically, in certain embodiments the customized report may be customized based on based on lines of business (LOBs), number of short messages and re-generation of short messages (referred to as re-tweets when the short messages are Twitter type short messages), favorites, and information about individual users.