Patents Issued in December 21, 2017
  • Publication number: 20170364840
    Abstract: Examples of techniques for ticket event modification for a ticket for a problem tracking system are disclosed. In one example implementation according to aspects of the present disclosure, a computer-implemented method may include: generating the ticket, the ticket comprising a ticket event; presenting the ticket comprising the ticket event to a user on a display; responsive to receiving a request from the user to modify the ticket event, modifying the ticket event while preserving an unmodified ticket event; and presenting the ticket comprising the modified ticket event to the user.
    Type: Application
    Filed: June 16, 2016
    Publication date: December 21, 2017
    Inventor: Louis P. Gomes
  • Publication number: 20170364841
    Abstract: A method and apparatus model multiple relationship dimensions among a set of entities is presented. A computer system identifies a configuration for the structure. The configuration comprises metadata about supported relationship aspects for the set of entities within a structure context. The computer system identifies aspects for an entity according to the structure context. The entity aspects comprise metadata about relationships for the entity within the structure context. The computer system compares the entity aspects to the configuration for the structure to determine a relationship of the entity to the set of entities. The computer system dynamically attaches the entity to the set of entities according to the determined relationship to form the structure.
    Type: Application
    Filed: June 16, 2016
    Publication date: December 21, 2017
    Inventors: Agatha Kurjanowicz, Ashish Bidadi, Karishma Velingkar, Ayeshaseerin Shahulhameed, Andrew Adams Kuntz, Dimple Bhailal Mange, Neena Gupta
  • Publication number: 20170364842
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for appropriate resource allocation via generated communication channel within and for the utilization of a shared use service. The system may be associated with or affixed to a shared use service object, generating a communication field within or directly around the shared use service object. The system may recognize when an individual is utilizing the shared use service via signal recognition of a mobile device transmission being received by the system associated with the shared use service. The system may identify an end destination of the user using the shared use service and calculate a resource requirement based on the same. The resource requirement may be presented to the user via the mobile device through the generated communication linkage.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventor: Manu Jacob Kurian
  • Publication number: 20170364843
    Abstract: This disclosure describes methods, apparatuses, and systems for providing visualizations of workflows. Data associated with successes and failures of individual components of workflows can be collected and aggregated to provide an overview of the operation of workflows, as well as allowing a software developer to troubleshoot operations of the workflow. Status indications of steps can be visualized in a graphical user interface (GUI), for example, and faults can be identified and presented in the GUI. By aggregating workflow data across hundreds, thousands, or even millions of workflows, a user can quickly determine the overall operations of the workflow, as well as areas of the workflow that may need improvement.
    Type: Application
    Filed: June 21, 2016
    Publication date: December 21, 2017
    Inventors: Mateusz Haligowski, Pablo Alberto De Stefani Casanova, Ramakanthachary S. Gottumukkala, Nalledath Vinodkrishnan, Aravindhan Rathakrishnan, Phillip Scott Segel, Nader Ali Syed Shirazie, Saravana Prasad Stalin, Branden Nicholas Vandermoon
  • Publication number: 20170364844
    Abstract: The current document is directed to automated-application-release-management facilities that support aspect-oriented-programming-like insertion of plug-in-implemented advice into release pipelines. In a described implementation, advice is represented by entries in an advice set or aggregation. These entries encode rules, advice types, and references to advice-implementing plug-ins. During release-pipeline execution, calls to the advice-implementing plug-ins are inserted prior to and after tasks in workflows corresponding to the tasks that are then executed by a workflow-execution engine. Rules may include release-pipeline parameters and advice definitions may use wildcard characters and other elements of regular expression in pipeline, stage, and task names.
    Type: Application
    Filed: February 21, 2017
    Publication date: December 21, 2017
    Inventor: RISHI SARAF
  • Publication number: 20170364845
    Abstract: The present disclosure is directed towards systems and methods for workflow and practice management that are particularly useful to professional service industries. The inventive systems and methods provide tools for planning a matter or project, executing a matter or project and analyzing the success or failure of a matter or project. Templates are developed to provide organizational and task execution assistance while at the same time providing detailed information for performance analytics tools.
    Type: Application
    Filed: May 23, 2017
    Publication date: December 21, 2017
    Inventors: Mike Dahn, Shelly Albaum, Brian C. Quinn, David Rawson, Chris Hendry, Damien Riehl, Emily Colbert, Scott Francis, Colleen Scimeca
  • Publication number: 20170364846
    Abstract: Disclosed is a system for facilitating execution of a Human Resource (HR) workflow at a facility. The system may include at least one presentation device, at least one input device, at least one camera, at least one facility sensor and at least one actuator configured to provide physical access to at least one region. Further, the system may include at least one dispenser configured to dispense at least one item to the individual. Further, the system may include at least one processing device in communication with the at least one facility sensor, the at least one actuator and the at least one dispenser. Further, the at least one processing device may be configured to control operation of the at least one actuator and the at least one dispenser. Further, the system may include at least one communication device configured to perform communication with a remote station.
    Type: Application
    Filed: June 19, 2017
    Publication date: December 21, 2017
    Inventor: Robert Jeffrey McConnell
  • Publication number: 20170364847
    Abstract: A system and method is disclosed for solving supply chain planning problems. The system includes a database that stores data representing a planning problem of a supply chain network and a computer that accesses the planning problem of the supply chain network stored in the database and models the planning problem as a network of nodes and edges. The computer further generates a hierarchical linear programming solution of the planning problem and applies advanced heuristics to the generated hierarchical linear programming solution. The computer still further formulates a mixed integer program to generate an optimized global hierarchical solution and stores the generated optimized global hierarchical solution in the database.
    Type: Application
    Filed: September 1, 2017
    Publication date: December 21, 2017
    Inventors: Narasimha B. Kamath, Tushar Shekhar
  • Publication number: 20170364848
    Abstract: Disclosed is a method for dynamic risk management for shipments using an application, characterized in having a client component embedded in a user communication device, a server component hosted by a server. The method includes actuating, the client component for assessing the risks by a user using an actuation module, receiving the actuation by the server component for initiating assessment of risks associated with the shipment of products based on a plurality of information stored in one or more databases, one or more data sources, and a real time information obtained from shipments, analyzing and determining, one or more control measures to mitigate said assessed risks, and responding back to the client component by the server component using a response module the risks associated with the shipment of products and forecasts on the control measures that the user may adopt to mitigate the assessed risks.
    Type: Application
    Filed: June 15, 2017
    Publication date: December 21, 2017
    Inventor: Yaron Kaufmann
  • Publication number: 20170364849
    Abstract: A software tool may analyze the constantly evolving and increasing velocity of enterprise risk, aggregates organizational risk, creates risk profiles at each level of the organization, and provides a central risk management hub that uses novel risk management algorithms to aggregate and provide risk management information to users. In order to quantitatively determine risk, calculations may be performed in a hierarchical manner. A risk category may include an inherent risk component and a quality of risk management component. Ratings for a given risk category may be derived from a sum of weighted rankings of each risk component thereof. Ratings for each risk component may be derived from its risk attributes.
    Type: Application
    Filed: June 15, 2017
    Publication date: December 21, 2017
    Applicant: Strategic Risk Associates
    Inventors: Michael Glotz, Albert Knotts, Rob Mitchell, Stephen Lane
  • Publication number: 20170364850
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for workforce planning.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventors: Simon Peter Johnston, Brianne Mulvihill, Rebecca Kearney, Freddy Lecue
  • Publication number: 20170364851
    Abstract: Techniques are described herein for seasonal pattern determination and validation. In one or more embodiments, a set of time-series data is received to analyze for seasonal behavior. In response a plurality of patterns may be generated, including a first pattern and a second pattern, such that each of the first pattern and the second pattern approximate data points that represent a same sub-period of multiple instances of a season within the set of time-series data. One or more other instances of the season may then be analyzed to determine whether at least part of the first pattern or the second pattern is detected. Based at least in part on determining that the at least part of the first pattern is detected in the at least part of the same sub-period, a responsive action that is associated with the first pattern may be performed.
    Type: Application
    Filed: June 20, 2016
    Publication date: December 21, 2017
    Applicant: Oracle International Corporation
    Inventors: Arvind Kumar Maheshwari, Raghav Ravichandran, Vladimir Volchegursky, Tse-Han Huang
  • Publication number: 20170364852
    Abstract: Aspects described herein relate to a flexible order fulfillment management system that utilizes predefined fulfillment workflows including common business processes. By utilizing predefined workflows including common business processes, the order fulfillment management system is able to drive store-based fulfillment programs efficiently as multiple fulfillment workflows may utilize the same common business processes and a single fulfillment management system may operate workflows in parallel. In addition, such an order fulfillment management system may also be more easily adapted for different retail store environments as the system allows a designer to easily create or modify a fulfillment workflow by selecting predefined common business processes or creating any additional custom business processes.
    Type: Application
    Filed: September 5, 2017
    Publication date: December 21, 2017
    Inventors: Vadim Grabovski, Larry Christopher Venable, John Kevin Collier
  • Publication number: 20170364853
    Abstract: A method includes training multiline insurance agents on having a conversation with the insured for discovering the insured's financial situation and risks by creating a visual diagram of the insured's financial situation and risks. The diagram includes the insured's name at the center of the visual diagram including an income box of the insured's household income. A family box is drawn from the income box with a family tree of the insured's family thereunder. An assets box is drawn from the income box with an asset listing of the insured's listing thereunder. A listing of risks is drawn at the bottom of the visual diagram. A box is drawn around the insured's name, the income box, the family box with the family tree, and the assets box with the asset listing, where the bottom of the box provides a boundary between the listing of risks and the family box and assets box.
    Type: Application
    Filed: June 20, 2016
    Publication date: December 21, 2017
    Applicant: Risk Advisor Institute, LLC
    Inventor: William Cannon Whitley
  • Publication number: 20170364854
    Abstract: The purpose of the present invention is to provide a technology which is capable of appropriately evaluating a person's conduct with respect to another person. Provided is an information processing device, comprising a recognition unit 11, a detection unit 12, and an evaluation unit 13. The recognition unit 11 recognizes an evaluation subject's conduct. The detection unit 12 detects a trigger which is a state of a person other than the evaluation subject which triggers the evaluation subject's conduct. Using the detected trigger and the result of recognition by the recognition unit 13 relating to the evaluation subject's conduct, the evaluation unit 13 evaluates the evaluation subject's conduct.
    Type: Application
    Filed: December 2, 2015
    Publication date: December 21, 2017
    Inventors: Terumi UMEMATSU, Ryosuke ISOTANI, Yoshifumi OMISHI, Masanori TSUJIKAWA, Makoto TERAO, Tasuku KITADE, Shuji KOMEIJI
  • Publication number: 20170364855
    Abstract: A method, computer program product, and computing system for rendering a plurality of objects for use within an alertness test being administered to a user. A disrupter configured to distract the user is rendered. A response is solicited from the user concerning the plurality of objects. The response is received from the user. A result is determined for the user based, at least in part, upon the response received from the user.
    Type: Application
    Filed: June 16, 2017
    Publication date: December 21, 2017
    Inventor: HENRY M. BOWLES
  • Publication number: 20170364856
    Abstract: A computer-implemented method, computerized apparatus and computer program product for decomposing multisite heterogeneous workforce scheduling problems. An instance of a multisite heterogeneous workforce scheduling problem comprising a set of work items and a set of technicians is obtained. A measure of likelihood that a pair of work items belong to the same sub-problem in a decomposition of the problem instance into a plurality of sub-problems, such that a union of solutions to the plurality of sub-problems is a solution to the problem, is calculated. The measure calculation comprises calculating one or more components indicating a relation between the pair of work items and technicians potentially scheduled to execute either of them. A solution to the problem is generated by solving the plurality of sub-problems in the decomposition obtained based on a partitioning of the set of work items induced by the measure and aggregating solutions to the plurality of sub-problems.
    Type: Application
    Filed: June 15, 2016
    Publication date: December 21, 2017
    Inventors: Michael Katz, Vladimir Lipets, Michael Masin, Dany Moshkovich, Segev E. Wasserkrug
  • Publication number: 20170364857
    Abstract: A computer-implemented user profiling system includes a human communication retrieval component which, for an entity employing a business process management system, captures communication data in response to a given business process being implemented by the business process management system. A human task monitoring and contextual analysis component captures user behavior information associated with the business process. A profile analysis engine is also included, which receives the user behavior information and communication data and updates a user profile corresponding to at least one of the users, based on the user behavior information and communication data.
    Type: Application
    Filed: June 16, 2016
    Publication date: December 21, 2017
    Applicant: Conduent Business Services, LLC
    Inventors: Kunal Suri, Scott Peter Nowson, Adrian Corneliu Mos
  • Publication number: 20170364858
    Abstract: A personal protection article (PPA) includes at least one sensor configured to sense one or more variables, wherein the PPA is configured with a smart tag to carry smart tag data. The smart tag is configured to be read by at least one smart tag scanner, wherein the computing device: configures at least one predetermined criterion with respect to the at least one PPA that is based at least in part on the one or more variables; receives the smart tag data of the smart tag for the one or more variables; determines whether the smart tag data satisfies the at least one predetermined criterion based at least in part on the smart tag data of the smart tag for the one or more variables; and processes a result relating to the determination of whether the smart tag data satisfies the at least one predetermined criterion.
    Type: Application
    Filed: August 31, 2017
    Publication date: December 21, 2017
    Inventors: Robert E. HOLLER, Susan E. PETERS, Lawrence J. PTASIENSKI, Neal A. RAKOW, Cristina U. THOMAS
  • Publication number: 20170364859
    Abstract: Methods, systems, and apparatus, including computer programs encoded on computer storage media, for implicitly linking access policies using group names. One of the methods includes receiving first information corresponding to a directory service of network users, the directory service configured to organize the network users into a plurality of user roles, receiving second information corresponding to a resource available to the network users, the resource having a plurality of policy groups, identifying at least one first user role name that matches at least one first policy group name, and linking the user role corresponding to the matched first user role name with the policy group corresponding to the matched first policy group name such that the one or more network users in the linked user role are subject to the usage policies associated with the linked policy group.
    Type: Application
    Filed: August 11, 2017
    Publication date: December 21, 2017
    Inventor: Paul Michael Martini
  • Publication number: 20170364860
    Abstract: Systems, apparatuses, and methods are provided herein for processing returns. A system for processing returns, comprises a customer profile database, a communication device, and a control circuit. The control circuit being configured to: receive, via the communication device, information on a return item being returned by a first customer associated with a delivery agent, retrieve customer partiality vectors of a plurality of customers associated with the delivery agent from the customer profile database, select a second customer from the plurality of customers based on the partiality vectors of the second customer, and instruct the delivery agent to reroute the return item from the first customer to the second customer.
    Type: Application
    Filed: June 16, 2017
    Publication date: December 21, 2017
    Inventors: Bruce W. Wilkinson, Todd D. Mattingly, Sai Phaneendra Sri Harsha Viswanath Putcha
  • Publication number: 20170364861
    Abstract: The present application provides a method for processing logistics information, so as to process original logistics information uploaded by a logistics system into logistics information of a standardized format. Firstly, according to a logistics state indicated by logistics information, an information presentation template containing multiple information items is determined and logistics presentation information corresponding to each information item is determined, and the logistics presentation information is filled into the information presentation template to obtain standardized logistics information to be presented to a user, where the standardized logistics information better meets the requirement of the degree of attention from the user on the logistics information, and is easier for the user to read, so the user experience is good. Besides, the present application also provides an apparatus for processing logistics information, to ensure the application and implementation of the method in practice.
    Type: Application
    Filed: June 12, 2017
    Publication date: December 21, 2017
    Inventor: LUJUAN XIAO
  • Publication number: 20170364862
    Abstract: An object item distribution method is performed at a computer server that hosts a social networking application with which an enterprise user has an official account and an enterprise account, the method including: receiving a distribution request sent by an object item requesting user to the official account, the distribution request being generated after the object item requesting user purchases an object item by using the object item requesting user's account; determining, according to the distribution request, the object item purchased by the object item requesting user and a location of the object item requesting user; determining, according to the location of the object item requesting user, a distribution user that meets a preset condition from distribution users of the enterprise account; and sending a distribution instruction to the distribution user that meets the preset condition, the distribution instruction being used for instructing a courier of the distribution user that meets the preset condit
    Type: Application
    Filed: August 31, 2017
    Publication date: December 21, 2017
    Inventors: Long LI, Li HUANG
  • Publication number: 20170364863
    Abstract: Aspects of the present disclosure relate to the sharing of synchronization information corresponding to content among devices in a communication network. An originating device collects synchronization information related to the presentation of content to a user via the originating device. The synchronization information is defined according to reference points related to the presentation of the content to the user via the originating device, including a current state of the presentation of the content and/or additional information obtained during the presentation of the content. Based on detection of a synchronization event, the originating device transmits the collected synchronization information, resulting in the receipt of the synchronization information by one or more receiving devices. Thereafter, the presentation of the content to the user on one of the receiving devices can incorporate the synchronization information collected and transmitted by the originating device.
    Type: Application
    Filed: June 30, 2017
    Publication date: December 21, 2017
    Inventors: Steven Kessel, Ian W. Freed, Guy A. Story, JR., Howard Wolfish, Amit D. Agarwal, Nanyan Nicholls, John Lattyak, James C. Slezak, Beryl Tomay, Jeffrey P. Bezos
  • Publication number: 20170364864
    Abstract: Aspects of the present invention are directed to a method and system for distributing information from an information distributor in a banking environment. The method may include composing an electronic notification instrument by providing a notification component and providing a payload component, the payload component including a selectable link. The method may additionally include pushing the electronic notification instrument to an information client and allowing a pull from the information distributor through the electronic notification instrument such that the payload component including the selectable link is activated by an authorized information recipient, the authorized information recipient determined by the information client. The method may additionally include determining through a tracer whether the electronic notification instrument has an acceptable disposition and rendering the electronic notification instrument inaccessible if the disposition is not acceptable.
    Type: Application
    Filed: August 11, 2017
    Publication date: December 21, 2017
    Inventors: Sih Lee, Adrian Kunzle
  • Publication number: 20170364865
    Abstract: Disclosed are systems, methods, and computer readable media for providing a collaborative communication environment. The method embodiment comprises receiving user profiles, establishing a collaborative communication environment where a plurality of users simultaneously interact over a network, converting data to be sent to each user in a collaborative environment based on the respective user's profile, and presenting a localized experience to each user using the converted data.
    Type: Application
    Filed: August 30, 2017
    Publication date: December 21, 2017
    Inventors: Kaveh HUSHYAR, Mostafa TOFIGHBAKHSH
  • Publication number: 20170364866
    Abstract: Systems and methods for creating a collaborative object are provided. A collaborative object may be associated with a user interface that enables one or more users to interact regarding various tasks during the planning and execution of a project. In aspects, the collaborative object may include a task list, an associated document, compiled information and/or communications related to a project. In further aspects, the collaborative object, along with associated information, may be shared with other users as a resource for future projects. Permissions may be set on a collaborative object such that recipients may be allowed varying access to the task list, document, compiled materials and/or communications associated with the collaborative object.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Applicant: Microsoft Technology Licensing, LLC
    Inventors: Hayley Lynn Steplyk, Kathleen Rae Thompson, Kenneth Fern, David Paul Limont, Joseph Patrick Masterson, Darren Alexander Apfel, Rebecca Jean Lawler
  • Publication number: 20170364867
    Abstract: Disclosed is a method of matching job seekers with job providers. The method may include receiving a plurality of job seeker values and a plurality of job provider values corresponding to at least one attribute. The method may further include receiving a job seeker priority associated with a job seeker value. Furthermore, the method may include receiving a job provider priority associated with a job provider value. Subsequently, matching between job seekers and job providers may be performed based on comparison between job seeker values and job provider values. Additionally, the matching may be based on a comparison of job provider priority and job seeker priority.
    Type: Application
    Filed: August 11, 2017
    Publication date: December 21, 2017
    Inventors: Mary Elizabeth Potratz, Edward Timothy Holzheimer, David Sheeks
  • Publication number: 20170364868
    Abstract: A system for biometric staff management for a physical jobsite is disclosed. It uses a centralized reporting server and a multi-purpose computing device having authentication software and in communication with at least one biometric sensor. The jobsite workers who are users of said software authenticate into the system by using the at least one biometric sensor.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventor: Srikanth Ramachandran
  • Publication number: 20170364869
    Abstract: A method includes steps of determining, by a computing system of a vehicle, a service center to which the vehicle is to be driven for servicing. The method may further include the steps of, by the computing system, autonomously driving the vehicle from a start location to the service center, and from the service center to a designated end location after servicing.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventors: Christopher T. Tarte, Danil V. Prokhorov
  • Publication number: 20170364870
    Abstract: Methods and apparatus are provided that are related to generating repair orders, including vehicular repair orders. A computing device can receive repair-related information associated with a repair order. The repair-related information can include information about a first repair attribute of one or more repair attributes. The computing device can determine a first ontology related to the first repair attribute. The first ontology can be further related to a first template. The computing device can determine modified repair-related information by at least utilizing the first template to modify at least a first portion of the repair-related information that includes the information about the first repair attribute. The computing device can generate an output related to the repair order that includes the modified repair-related information.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventors: Patrick S. Merg, Jacob G. Foreman, Bradley R. Lewis, Brett Kelley
  • Publication number: 20170364871
    Abstract: Systems, computer program products, and methods are described herein for resource manager entity device security and maintenance. The present invention is configured to identify an issue with a resource and notify all other resources across the entity and customers of the entity that the resource is experiencing an issue; determine that an account is involved in a counterfeit activity and notify all other resources across the entity to deny further activity associated with the account; determine that the first resource is experiencing an issue and send fixes to the first resource and all other resources located within a predetermined distance from the first resource.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventor: Manu Jacob Kurian
  • Publication number: 20170364872
    Abstract: A management system is disclosed for use with a vehicle configured to receive waste from a residential receptacle. The management system may have a source of customer consumption data, a communication device, and a controller in communication with the source and the communication device. The controller may be configured to utilize a correlation stored in memory to anticipate a service need of the residential receptacle based on the customer consumption data and information known about the residential receptacle. The controller may also be configured to selectively dispatch the vehicle via the communication device and based on the service need.
    Type: Application
    Filed: June 16, 2017
    Publication date: December 21, 2017
    Applicant: Rubicon Global Holdings, LLC
    Inventor: Philip RODONI
  • Publication number: 20170364873
    Abstract: Systems and methods for business-to-business commerce automation are disclosed. In one embodiment, a method may include (1) a payment facilitator receiving, from a supplier, a request for a unique identifier for an invoice for a buyer; (2) at least one payment facilitator computer processor assigning the unique identifier to the invoice; (3) the payment facilitator providing the unique identifier to the supplier; (4) the payment facilitator receiving the unique identifier from the buyer; (5) the at least one payment facilitator computer processor retrieving the associated invoice for the unique identifier; (6) the payment facilitator receiving a payment status for the associated invoice from the buyer; (7) the payment facilitator assigning a unique remittance number to the associated invoice and payment status; and (8) the payment facilitator sending the unique remittance number to a buyer bank.
    Type: Application
    Filed: December 3, 2015
    Publication date: December 21, 2017
    Inventors: Stephen P. Turk, Michael V. Ehrenberg
  • Publication number: 20170364874
    Abstract: A hand-held ordering device and system which allows a user to order a meal at a restaurant or place an order at any business using a wireless transmission means.
    Type: Application
    Filed: May 30, 2017
    Publication date: December 21, 2017
    Applicant: Fifon, Inc.
    Inventor: Alfred M. Guzzetta
  • Publication number: 20170364875
    Abstract: Highly secured transactions for mobile or Internet-of-Things (IoT) devices can be conducted using a one-time seed technology (OTST). For example, registration of a user and authentication of a user device is based on a one-time seed (OTS) which is generated by an authentication server and sent to the user device. The user device employs the OTS to generate a one-time password (OTP). After registration and authentication, the OTS is deleted. As such, the OTS and OTP is used only one time. No seed is stored on the user device. As for securing the transactions, it may be signed by a one-time hash (OTH) or a one-time signing key (OTSK). Like the OTS, the OTH or OTSK is deleted from the user device after the transaction. Since the user device does not contain a seed, OTH or OTSK, there is no risk of the user device being hacked by unwanted third parties.
    Type: Application
    Filed: June 20, 2017
    Publication date: December 21, 2017
    Inventors: Zvi EFRONI, Kelvin Yong Kuang TEO, Gary Fook Loong CHAN
  • Publication number: 20170364876
    Abstract: A method for managing payouts to parties to a transaction, including receiving a customer request for a service transaction, and transmitting the customer request to at least one service provider terminal. The method includes receiving a service completion message from the at least one service provider terminal. The method includes determining that at least one surge parameter applies to the service transaction. The method includes determining a surge payout split based on the determination that at least one surge parameter applies to the service transaction and generating a surge payout split request based on the surge payout split. The method includes transmitting the surge payout request to a payment network server, and receiving an account update from the payment network server, the account update reflecting the surge payout split.
    Type: Application
    Filed: June 17, 2016
    Publication date: December 21, 2017
    Inventors: Dong Soon Denis Kang, Augustine Samuel Victor, Krishna Nellutla, Samanth Yadav Krishnamurthy, Rama Rao Dutta
  • Publication number: 20170364877
    Abstract: The invention relates to a method and system that implements a payment initialization input that receives an electronic payment; the payment initialization input generates a payment context with an execution plan; a payments topology comprising a stage router, coupled to the payment initialization input and further in communication with a transform-to-external component and de-duplication component; and the stage router routes the payment context in accordance with the execution plan to a plurality of stages, the plurality of stages comprising a validation stage, an enrichment stage, a controls stage and a clearing stage where after each stage, the payment context is routed back to the stage router before being routed to a subsequent stage.
    Type: Application
    Filed: June 20, 2016
    Publication date: December 21, 2017
    Inventors: Ian STOREY, Ritesh R. SONAWALA, Michael John BARBER, Rob BARNES, Benedict William Hannibal DIXON, Kirti KHUSHALANI, Benjamin KNEEBONE, Satish KUMAR, Stuart PERKS, Mark A. JACKSON
  • Publication number: 20170364878
    Abstract: A method of operating a payment network bridging computer includes receiving a first transaction request message in the payment network bridging computer. The first transaction request message includes a first addressing indicator that represents a funding account. The first addressing indicator is of a type used in a payment card account system. The method also includes translating the first addressing indicator to a second addressing indicator. The second addressing indicator being of a type used in an EFT system. The method further includes transmitting a second transaction request message from the payment network bridging computer. The second transaction request message includes the second addressing indicator. The second addressing indicator represents the funding account.
    Type: Application
    Filed: June 13, 2017
    Publication date: December 21, 2017
    Inventors: Sandeep Malhotra, Shanthan Subramaniam, Dana J. Lorberg
  • Publication number: 20170364879
    Abstract: In operating a payment card account transaction acquirer computer, a transaction request message is received from a merchant. The message represents a purchase transaction accepted by the merchant. The transaction request message is in a format required by a payment card account system. The message includes an indication that funds corresponding to the purchase transaction are to be transferred to a bank account to benefit the merchant via an EFT system. The indication is detected by the payment card account transaction acquirer computer. That computer stores a record of the purchase transaction. In response to the detection of the indication, a flag is set in the record. The flag indicates that the record is not to be submitted for clearing in the payment card account system.
    Type: Application
    Filed: June 13, 2017
    Publication date: December 21, 2017
    Inventors: Sandeep Malhotra, Shanthan Subramaniam, Vitorino Jose Pereira Lopes, Dana Lorberg
  • Publication number: 20170364880
    Abstract: A method of routing a payment transaction includes receiving a transaction request message. The message includes a payment token that was previously issued to an account holder. The payment token is translated into a funding account indicator. The funding account indicator is in a format defined for payment card account numbers in a payment account system. The funding account indicator is translated into a bank account number. The bank account number identifies a bank deposit account owned by the account holder. An EFT message is transmitted to initiate an EFT transaction to be funded from the bank deposit account owned by the account holder. The EFT message includes the bank account number.
    Type: Application
    Filed: June 14, 2017
    Publication date: December 21, 2017
    Inventors: Sandeep Malhotra, Shanthan Subramaniam, Dana J Lorberg
  • Publication number: 20170364881
    Abstract: A computer system is connectable to receive data representing a send transaction identifier and the computer system presents a completion interface that includes fields for receiving send transaction information comprising sender identification information, recipient identification information and options related to the transfer. In response to receipt of sufficient information entered at the completion interface, a memory stores an active, funded send transaction record in the computer system including the options.
    Type: Application
    Filed: September 1, 2017
    Publication date: December 21, 2017
    Inventors: Richard T. Meszaros, Eric James Sander, Yassir Zouiten
  • Publication number: 20170364882
    Abstract: The invention provides a systems and method for transferring money from a sender to a receiver utilizing a computer network including a server. The method may comprise the steps of the sender identifying, to the server over the network, an amount of money to be transferred to the receiver and a withdraw account from which money is to be transferred. The method may further include transferring money from the withdraw account; the server sending an electronic message to the receiver over the network to inform the receiver that the sender is transferring money to the receiver and to request the receiver contact the server to receive money; the receiver contacting the server over the network in response to the electronic message and identifying a deposit account to which money is to be transferred. Further, the method may include transferring money to the deposit account.
    Type: Application
    Filed: April 28, 2004
    Publication date: December 21, 2017
    Inventors: Dean K. Lehman, Joseph R. McCullough, Nancy A. Orth
  • Publication number: 20170364883
    Abstract: A networking system for transmitting a data message from one or more remote client devices to a central processing hub is provided. The system includes a plurality of communications networks each connecting the central processing hub with the one or more remote client devices. The plurality of communications networks includes at least two separate communications networks. The system also includes at least one interface processor and a communication routing (CR) computing device connected to each of the communications networks. The CR computing device is configured to receive a data message from the one or more remote client devices, and direct the data message to one of the communications networks for transmission to the central processing hub. The data message is a payment transaction data message.
    Type: Application
    Filed: June 16, 2016
    Publication date: December 21, 2017
    Inventors: Alexander Gomez, Lender Sang, Armando Muniz, Joaquin Castillo
  • Publication number: 20170364884
    Abstract: Systems and methods are disclosed for selectively increasing and decreasing the balances of gaming accounts and stored value accounts. Each of the gaming account and the stored value account are associated with a player. Instructions for balance transfers can be provided by the player to a remote computing device.
    Type: Application
    Filed: September 5, 2017
    Publication date: December 21, 2017
    Inventors: Kirk E. Sanford, Thomas M. Sears, Omer Sattar
  • Publication number: 20170364885
    Abstract: A system for managing, storing and providing shared digital content to a group of users in a multi-platform environment, comprising a cloud storage component configured to store digital content items that are shared by members in a user relationship defined group, and a cloud service component configured to provide one of the digital content items to a first platform for a first member of the user relationship defined group in a format suitable for the first platform and to a second platform for a second member of the user relationship defined group in a format suitable for the second platform, wherein the first platform and the second platform are different platforms.
    Type: Application
    Filed: August 30, 2017
    Publication date: December 21, 2017
    Applicant: Futurewei Technologies, Inc.
    Inventors: Guangbin FAN, Jiafeng ZHU, Nino VIDOVIC, George VANECEK, JR.
  • Publication number: 20170364886
    Abstract: An embodiment includes a system comprising a first vending machine (VM), the first VM comprising: an exterior chassis having a top, bottom, backside, front side, and first and second sides that couple the front side to the backside; a wireless short range communications node included in the chassis; and an actuator coupled to a compartment included in the chassis; wherein (a) the actuator provides a vended good to an aperture in the front side upon actuation, and (b) each of the front side and first and second sides includes no physically manipulatable consumer interface with which the consumer can control the first VM via direct physical manipulation of the first VM. Other embodiments are described herein.
    Type: Application
    Filed: August 31, 2017
    Publication date: December 21, 2017
    Inventors: Alfonso Javier Barragán Treviño, Alfonso Javier Barragán Rodríguez, James J. Crow
  • Publication number: 20170364887
    Abstract: The invention relates to a cash register system (1), comprising a stationary unit (3), which is connected to at least one cash register peripheral unit (5.1, 5.2, 5.3) by means of at least one connection (4.1, 4.2, 4.3); a mobile unit (2), comprising a display device, and an input device, wherein the mobile unit is designed to execute cash register software, in the process of which the cash register peripheral unit (5.1, 5.2, 5.
    Type: Application
    Filed: August 24, 2015
    Publication date: December 21, 2017
    Inventors: Peter Dullings, Uwe Kirschke, Martin Sommer
  • Publication number: 20170364888
    Abstract: Techniques and arrangements of a point-of-sale (POS) system including a transaction interface control mechanism configured to prevent simultaneous input by a merchant and a customer during a transaction. The POS system can include a merchant user interface (UI) presented on a merchant-facing display and a customer UI presented on a customer-facing display. In some instances, the merchant UI can be on a display of a merchant device, while the customer UI can be on a display of a customer device. In such instances, the merchant device and the customer device can be operably connected via a wired or wireless connection.
    Type: Application
    Filed: June 21, 2016
    Publication date: December 21, 2017
    Inventors: Bruce Bell, Raymond Ryan, Alexey Kalinichenko, Logan Johnson, Nicholas Dower
  • Publication number: 20170364889
    Abstract: Provided are a retail checkout system and method. A customer record includes registered identification information related to a store customer. An input device receives unique customer identification information from a purchaser card of the store customer. A customer identification analyzer verifies that the received unique customer identification information is included in the registered identification information of the customer record. An order linking module associates purchase data with the unique customer identification information of the purchaser card. A customer record processor updates the customer record to include the purchase data.
    Type: Application
    Filed: December 28, 2015
    Publication date: December 21, 2017
    Inventors: Vibhor RASTOGI, Preetam PURBIA, Vivek KUMAR, Praveen DEVERACHETTY, Lalit GANDOTRA, Soumya Ranjan MOHANTY, Dinesh Amarnath RAO PISE