Patents Issued in February 15, 2018
  • Publication number: 20180046964
    Abstract: Disclosed herein is a platform incorporating systems and methods for analyzing and optimizing supply chain logistics. The platform allows stakeholders in a supply chain to access a server through a client application to perform various logistics, optimization, and access control tasks. Logistics management involves centralizing profile information, tracking load deliveries and facilitating stakeholder communication. Optimization involves analyzing load delivery metrics to influence the creation of job status events through the application. Access control involves providing loading site access to a driver to enable off-hours loading or unloading.
    Type: Application
    Filed: August 14, 2017
    Publication date: February 15, 2018
    Inventors: Michael C Leoni, John Leoni, Constantine Korolov
  • Publication number: 20180046965
    Abstract: A method for executing a plurality of business rules on a plurality of incomplete data is provided. The method may include receiving the plurality of business rules, an object model, and a plurality of ruleset parameters. The method may also include generating a dependency tree based on the received plurality of business rules, the received object model, and the received plurality of ruleset parameters. The method may further include generating a plurality of ruleset source code based on a dependency tree that allows for disabling at least one of the received plurality of business rules. The method may also include determining a plurality of data corresponding to the presented set of data elements needed for evaluating the corresponding business rule is unavailable. The method may further include disabling the corresponding business rule based on determining the plurality of data is unavailable.
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventor: Pierre C. Berlandier
  • Publication number: 20180046966
    Abstract: System and method for analyzing and prioritizing issues for automation are disclosed. In an embodiment, a method for addressing issues associated with automation, and more particularly to, system and method for analyzing and prioritizing issues for automation is disclosed. The problem of analyzing and prioritizing issues for automation that result in benefits is disclosed. The present disclosure proposes to select only those issues for automation that are expected to last long enough to repay cost invested in their automation. Further, the proposed approach prioritizes the issues on the basis of benefits realized by automation of an issue with respect to cost of implementing automation and savings in the cost of resolution of the issue due to automation. Furthermore, the proposed approach compares and contrasts two case studies and demonstrates how the inherent differences about the domain get captured through this approach and are reflected in various steps of automation prioritization.
    Type: Application
    Filed: August 10, 2017
    Publication date: February 15, 2018
    Applicant: Tata Consultancy Services Limited
    Inventors: Avni Odhavjibhai Hirpara, Vikrant Vikas Shimpi, Maitreya Natu, Vaishali Paithankar Sadaphal
  • Publication number: 20180046967
    Abstract: Embodiments of a system and a method for evaluating fairness of an incentive scheme are disclosed. The method includes generating desired ranks for a set of employees based on multiple Key Performance Indicator (KPI) vectors associated with the set, where the generated desired ranks are refined based on a most promising vector in the plurality of KPI vectors; computing a distance between a pair of ranks including a pre-set rank based on a predefined incentive scheme and a desired rank from the generated desired ranks for each employee; comparing the computed distance for each employee in the set with a predefined value; evaluating the pre-set rank to be fair and indicative of the predefined incentive scheme being fair to a corresponding employee if the computed distance is relatively less than the predefined value based on the comparison; and displaying a visualization of the computed distance.
    Type: Application
    Filed: August 10, 2016
    Publication date: February 15, 2018
    Inventors: Rahul Ghosh, Soumi Chattopadhyay, Ansuman Banerjee, Koustuv Dasgupta, Ashish Garg, Vivek Setia
  • Publication number: 20180046968
    Abstract: A method, computer program product, and system for job profile generation, the method, computer program product, and system include receiving employee intranet usage data, storing the received employee intranet usage data in a database, identifying a portion of the stored employee intranet usage data associated with the former employee, transmitting the portion to a recommender system, where the recommender system identifies one or more required job skills of the former employee, based on the transmitted portion, and generating a job profile based on the one or more identified required job skills.
    Type: Application
    Filed: August 10, 2016
    Publication date: February 15, 2018
    Inventors: Brian T. Carter, Patrick J. Cronin, Paul C. J. Dunning, Shane Quigley
  • Publication number: 20180046969
    Abstract: A task execution support device stores information on a task processed in the past and information of a person in charge associated with the task; executes a process extracting, in response to a new task, a second task similar to the new task from the information on the task; executes a process identifying a person in charge who performed the second task from the information of a person in charge associated with the task and, calculating an evaluation value for the person in charge indicating contribution to the second task, the evaluation value being calculated based on how many times the person in charge has performed an operation of the second task and how many times the person in charge has requested the second task to another person in charge; and executes a process presenting a candidate for a person in charge, who is selected based on the evaluation value.
    Type: Application
    Filed: July 18, 2017
    Publication date: February 15, 2018
    Applicant: FUJITSU LIMITED
    Inventors: Motoshi Sumioka, Masahide NODA, Kei TAIRA, TAKUMI BABA, Takashi Ohno, Tatsuro Matsumoto
  • Publication number: 20180046970
    Abstract: Systems and methods which implement a rules based engine for processing items for shipping are shown. Embodiments implement a series of rules that are executed in a particular order to address decision points in processing individual items of a plurality of items for shipping. A user interface adapted to allow a user to create rules, weigh or order the rules, revise rules, enable/disable rules, etc is provided according to embodiments. By selecting and associating various rule parameters, such as conditions, operators, and/or outcomes, through the rules interface a user may create and revise rules as desired. The rules interface of embodiments provides a hierarchical rules environment in which the resulting rules are weighted or ordered for hierarchical implementation.
    Type: Application
    Filed: October 26, 2017
    Publication date: February 15, 2018
    Inventors: Michael J. Biswas, Geoffrey C. Begen
  • Publication number: 20180046971
    Abstract: A tool for determining a non-optimized inventory system is provided. The tool retrieves a plurality of data related to a supply chain. The tool determines an inventory history for the supply chain. The tool creates a set of linear difference equations based, at least in part, the plurality of data related to the supply chain. The tool determines a plurality of supply chain performance measurements of interest. The tool determines one or more non-optimal inventory management practices.
    Type: Application
    Filed: August 11, 2016
    Publication date: February 15, 2018
    Inventors: Mary E. Helander, Jared R. Hurst, Magesh A. Narayanan, Priya Raman, Harry J. Wells, IV, Britney N. Williams-Ward
  • Publication number: 20180046972
    Abstract: A method for automatically deconstructing, analyzing, and confirming information on a plurality of labels using information technology. The plurality of labels is for a plurality of consumer products. The method includes obtaining, using a computing device, a plurality of labels from the plurality of consumer products, each label of the plurality of labels identifying content of a respective consumer product of the plurality of consumer products. The method includes processing, using the computing device, a label of the plurality of labels to identify constituent information on the label including a first set of claims on the label. The method also includes generating a portion of a label view for display at a client device based on a query about at least the respective consumer product associated with the label, including automatically displaying a second set of claims having at least one claim based on the constituent information that is different than any claim in the first set of claims.
    Type: Application
    Filed: March 22, 2017
    Publication date: February 15, 2018
    Applicant: Label Insight
    Inventors: Ronak Sheth, Anton Xavier, Dagan Xavier, Dheeraj Patri, Tyler Trollinger, Harrison Nguyen, John Castaldo, Jeffrey Williams
  • Publication number: 20180046973
    Abstract: Described in detail herein are methods and systems for detecting missing or miss positioned labels. The system can include a portable scanning device to scan machine-readable elements included on labels at a first and second location. The portable scanning device can detect the acceleration and the cumulative change between the first and second location. The portable scanning device or a computing system can determine the distance between the first and second location based on the acceleration data. The computing system can place a data point on a map of an estimated location of the location of the first scan and the location of the second scan.
    Type: Application
    Filed: July 14, 2017
    Publication date: February 15, 2018
    Applicants: Wal-Mart Stores, Inc., Wal-Mart Stores, Inc.
    Inventors: Nicholaus Adam Jones, Matthew Allen Jones
  • Publication number: 20180046974
    Abstract: A tool for determining a non-optimized inventory system is provided. The tool retrieves a plurality of data related to a supply chain. The tool determines an inventory history for the supply chain. The tool creates a set of linear difference equations based, at least in part, the plurality of data related to the supply chain. The tool determines a plurality of supply chain performance measurements of interest. The tool determines one or more non-optimal inventory management practices.
    Type: Application
    Filed: July 31, 2017
    Publication date: February 15, 2018
    Inventors: Mary E. Helander, Jared R. Hurst, Magesh A. Narayanan, Priya Raman, Harry J. Wells, IV, Britney N. Williams-Ward
  • Publication number: 20180046975
    Abstract: Examples of the disclosure provide a system and method for determining item viability based upon profiles as items are moved in inventory environments. The system receives sensor data, identifies possible candidate items corresponding to the sensor data, determines if any of the candidate items is a match to the profile of the sensor data, and executes a protocol based upon the match.
    Type: Application
    Filed: August 3, 2017
    Publication date: February 15, 2018
    Inventors: Nicholaus Adam Jones, Steven Jackson Lewis, Matthew Dwain Biermann
  • Publication number: 20180046976
    Abstract: Mapping boxes in a storage bay is provided, which includes: ascertaining storage bay boundaries; wirelessly reading, using a mobile device, identifying information from tags associated with the boxes, each box having one or more associated tags, and the identifying information including size information for the associated box; determining position of the tags in the storage bay by triangulating tag locations relative to, in part, one or more locations of the mobile device; and creating, by a processor, a mapping of boxes in the storage bay using the tag positions and the identifying information wirelessly read from the tags. In one or more implementations, the tags are near-field communication (NFC) tags associated with the boxes, and the creating may include automatically reorienting a floating box in the mapping of boxes, as well as automatically repositioning a box when boxes overlap each other, or overlap an edge of the storage bay.
    Type: Application
    Filed: October 25, 2017
    Publication date: February 15, 2018
    Inventors: Budy D. NOTOHARDJONO, Arkadiy O. TSFASMAN, John S. WERNER
  • Publication number: 20180046977
    Abstract: A system is disclosed for providing retailer controllable access to consolidated inventory management services through a retail worker's personal smartphone. The system—operable largely within and through the retailer's private computing network—comprises data nodes, an enterprise service bus, and a device application. Inventory-related data is kept in the data nodes, with access thereto from suitably provisioned personal mobile devices moderated by the enterprise service bus pursuant to policies and parameters defined by the retailer. Provisioning the personal mobile device involves installation thereon of the device application. The device application launches a user interface for accessing the data nodes through the enterprise service bus, thus enabling the use on the worker's personal mobile device of retailer-specific, job-related inventory management tools.
    Type: Application
    Filed: October 30, 2017
    Publication date: February 15, 2018
    Inventors: Zulfiqar Ali Paracha, Aaron Santavicca, Josh Osmon, Doyle Reece, Kishore Kumar Konate, Vidanage Prabuddha Mangala Chandrasiri, Mahesh Sundar Thangaraj, Jie Ouyang, Kevin E. Hill, Michael Shawn McGuire
  • Publication number: 20180046978
    Abstract: A smart drop box, system, and method for providing item deposit verification. A smart drop box includes an item receptacle, a processor in communication with the item receptacle, and a user interface in communication with the processor. The item receptacle is configured to receive an item from a user, determine item information related to the item, and transfer the item to a collection container. The processor is configured to determine payment information based at least in part on the item information. The smart drop box is configured to provide deposit verification based at least in part on at least one of the item information and the payment information. In some embodiments, the deposit verification includes a printed receipt and/or an electronic notification.
    Type: Application
    Filed: August 9, 2017
    Publication date: February 15, 2018
    Inventors: William Albert Tartal, Gabriel Michael Yessin, Dominique Danielle Strothers, Joram Shenhar, Joel Locknauth Dewnandan, Terry Martin Gingell, James Edmund Matthews
  • Publication number: 20180046979
    Abstract: A self-addressed parcel tracking device comprises a housing; a wireless communication module located at least partially within the housing; a processing module located at least partially within the housing and communicatively coupled to the wireless communication module; a power source located at least partially within the housing and electrically coupled to the wireless communication module and the processing module; and a mailing address of an originator of a parcel. The mailing address is on an exterior surface of the housing, and configured to enable a recipient of the parcel to return the self-addressed tracking device to the originator of the parcel.
    Type: Application
    Filed: August 4, 2017
    Publication date: February 15, 2018
    Inventor: James Siminoff
  • Publication number: 20180046980
    Abstract: A method for protecting a parcel assembly from theft comprises assembling the parcel assembly by placing parcel contents within a container, and placing a self-addressed tracking device within the container. The self-addressed tracking device includes a housing; a wireless communication module located at least partially within the housing; a processing module located at least partially within the housing and communicatively coupled to the wireless communication module; a power source located at least partially within the housing and electrically coupled to the wireless communication module and the processing module; and a mailing address of an originator of the parcel assembly. The mailing address is on an exterior surface of the housing, and configured to enable a recipient of the parcel assembly to return the self-addressed tracking device to the originator of the parcel assembly.
    Type: Application
    Filed: August 4, 2017
    Publication date: February 15, 2018
    Inventor: James Siminoff
  • Publication number: 20180046981
    Abstract: A method and system for verifying job deliveries, the method comprising storing, by a server, at least one job item in a database of a server, receiving, by the server, delivery data associated with the job item, the delivery data received from a first client device and including a first location data from the first client device, generating, by the server, a token associated with the delivery data, transmitting, by the server, the token to the first client device, wherein the first client device generates a scanning code that represents the token, receiving, by the server, the token and a second location data from a second client device, the token decoded from the scanning code by the second client device.
    Type: Application
    Filed: August 7, 2017
    Publication date: February 15, 2018
    Inventors: Barry Scott Honig, Benjamin Martin Honig
  • Publication number: 20180046982
    Abstract: An approach is provided for marketing a product in real time. A presence of a social contact in a physical store is determined. The contact is connected to a shopper by a social networking service. Based on contextual information about a shopper, it is determined that the shopper intends to purchase the product. A promotion of the product is sent to the shopper. The promotion specifies an online purchase of the product and a selection of a delivery option by which the contact picks up the purchased product at the store. An indication of the online purchase and the selection of the delivery option are received. The contact is notified to pick up the purchased product at the store on behalf of the shopper. A verification that the contact picked up the product is received. The shopper avoids paying a shipping fee and avoids visiting the store.
    Type: Application
    Filed: August 11, 2016
    Publication date: February 15, 2018
    Inventors: Jialin Li, Pradeep K. Nanjundaswamy
  • Publication number: 20180046983
    Abstract: A method for parsing information from a plurality of product labels using information technology. The method includes obtaining constituent information with an ingredient data platform from text and graphics found on a portion of a label from a plurality of the product labels and assigning base attributes automatically with the ingredient data platform to each piece of the constituent information on at least one of the product labels. The method includes associating the base attributes assigned by the ingredient data platform with different base attributes in at least one pre-constructed taxonomy data structure handled by the ingredient data platform to establish relationships between the base attributes that were previously assigned with the ingredient data platform and the base attributes from the pre-constructed taxonomy data structure.
    Type: Application
    Filed: March 22, 2017
    Publication date: February 15, 2018
    Applicant: Label Insight
    Inventors: Ronak Sheth, Anton Xavier, Dagan Xavier, Dheeraj Patri, Tyler Trollinger, Harrison Nguyen, John Castaldo, Jeffrey Williams
  • Publication number: 20180046984
    Abstract: This disclosure relates to sending electronic messages, including SMS, voice and email messages. A processor generates a graphical user interface with multiple message types as options to a user, and with multiple functional features for each of the multiple message types. The user selects message types and functional features for the message types. The processor stores a template as one of multiple templates associated with a template identifier. The template comprises data indicative of the selected message types and the selected functional features. Received message generation request data comprises addresses associated with a template identifier. The processor selects a second template from the multiple templates such that the second template is associated with the template identifier and creates for each of the message addresses an electronic message and sends each electronic message to the associated message address.
    Type: Application
    Filed: February 18, 2016
    Publication date: February 15, 2018
    Inventors: Ben Brophy, Shane Berkinshaw
  • Publication number: 20180046985
    Abstract: Entity profile information is presented to a user of a computing device. In one embodiment, a method includes: receiving a communication associated with a first entity; in response to receiving the communication, creating or updating, by at least one processor, a first entity profile, wherein the first entity profile is for display to the user on the computing device; and storing a plurality of entity profiles for entities, the entity profiles including the first entity profile.
    Type: Application
    Filed: August 28, 2017
    Publication date: February 15, 2018
    Inventor: Peter MONACO
  • Publication number: 20180046986
    Abstract: A referral system is provided with an on-line social network system. The referral system selects a set of (connected profile, job posting) pairs for presentation to a member of the on-line social network system who is an employee of a particular target organization, based on each pair's respective presentation score. The presentation score for a (connected profile, job posting) pair reflects likelihood that the employee refers a candidate represented by the connected profile from the (connected profile, job posting) pair for the job represented by the job posting from the (connected profile, job posting) pair.
    Type: Application
    Filed: January 5, 2016
    Publication date: February 15, 2018
    Inventors: Jian Wang, Rahul Aggarwal, Parul Jain, Harpaul Singh Sambhi
  • Publication number: 20180046987
    Abstract: Disclosed are various embodiments for predicting a fit of a candidate for a job position based on past success of employees. Data can be received for employees at the company. The employees can answer survey questions to determine scales for the employees. A predictive model can be generated using the scales and the employee data. A candidate can be scored using the predictive model based on answers to survey questions provided by the candidate.
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventors: Gershon Goren, Steven Lehr
  • Publication number: 20180046988
    Abstract: This application relates to reporting and monitoring a location of a mobile device. Disclosed is an attendance recording service in which when an employee requests attendance recording using a mobile application installed in a smartphone, the smartphone communicates with a server and records clock-in and clock-out of the employee. When the employee selects an attendance recording request button from the mobile application, an analysis is made as to whether the employee is positioned in a workplace, and clock-in or clock-out of the employee is recorded only when it is determined that the employee is positioned in the workplace, thereby maintaining reliable attendance recording.
    Type: Application
    Filed: March 7, 2017
    Publication date: February 15, 2018
    Applicant: BLUE NIGHT CO., LTD.
    Inventor: Jinyong KIM
  • Publication number: 20180046989
    Abstract: Methods for operating a vehicle inspection or measurement system to facilitate selection of specification sets associated with a vehicle undergoing inspection or measurement based on an evaluation of vehicle identifying features and acquired vehicle measurement.
    Type: Application
    Filed: August 14, 2017
    Publication date: February 15, 2018
    Inventors: Nicholas J. Colarelli, III, Timothy A. Larson, Daniel G. Eberhart
  • Publication number: 20180046990
    Abstract: A trackable battery apparatus (100) is provided with a control module (10); a power supply module (20) including a battery (21) for supplying power to the battery apparatus (100); a battery identification module (30) for generating an identification code (N) for identifying the battery apparatus (100); a battery tracking module (40) including a voltage sampling circuit (41) and a transient current control circuit (42) electrically connected to the battery (21) for generating a transient current wherein the voltage sampling circuit (41) samples an available capacity (h0) of the battery (21) on date of production, and an aging index (AX) is obtained by comparing the available capacity (h0) of the battery (21) on date of production to an available capacity of the battery (21) at a time of use; and an input/output (I/O) module (50) which sends the aging index (AX) and the identification code (N) to a cloud database (70).
    Type: Application
    Filed: August 15, 2016
    Publication date: February 15, 2018
    Inventor: Yung-Sheng HUANG
  • Publication number: 20180046991
    Abstract: A system may perform steps such as receiving a bank card transaction authorization stream including a URL originating from the merchant computing system, the URL received in a discretionary field in the authorization stream for a bank card purchase. The system further perform the step of retrieving information at a location referenced by the URL, wherein the information includes at least a merchant identifier and line item data related to a purchase. The system may additionally attaching the retrieved data to the transaction to create a complete description of the transaction analyze the complete description of the transaction for creating at least one customer interface for the customer and at least one merchant interface for the merchant based on the analysis.
    Type: Application
    Filed: October 5, 2017
    Publication date: February 15, 2018
    Inventors: Satyan Ranganath, William F. Mann, Sean H. Murray, Allison A. Keevil
  • Publication number: 20180046992
    Abstract: Systems and methods for account reconciliation using a distributed ledger are disclosed. In one embodiment, a method for account reconciliation using a distributed ledger may include: (1) a payment sending financial institution receiving a transaction involving an account maintained by the payment sending financial institution for a payment receiving financial institution; (2) the payment sending financial institution communicating the transaction to the payment receiving financial institution using a transaction network; (3) the payment sending financial institution writing the transaction as a first ledger entry to the payment sending financial institution's copy of a distributed transaction ledger; (4) the payment sending financial institution receiving a second ledger entry from the payment receiving financial institution; and (5) the payment sending financial institution reconciling the account using the first ledger entry and the second ledger entry.
    Type: Application
    Filed: August 10, 2016
    Publication date: February 15, 2018
    Inventors: Kevin T. HANRAHAN, Daniel K. CHAU, Patrick CHIU, Lance CALAMITA, David John WALSH, Tommy Weihua ZHU
  • Publication number: 20180046993
    Abstract: A system and method are provided for transferring money from a sender to a receiver. According to the method, non-private identifying information is received. The non-private identifying information is used to determine the identity of the receiver, and an indication is received of an amount of money to be transferred from the sender to the receiver. An account of the sender is debited and an account of the receiver is credited based on the amount of money to be transferred.
    Type: Application
    Filed: June 13, 2016
    Publication date: February 15, 2018
    Inventors: Antony J.H. Diamond, Eric Alan Wilson
  • Publication number: 20180046994
    Abstract: A method for identification of pre-approved products in a limited use account includes: storing, in a memory of a computing device, at least an account identifier; receiving, by an input device of the computing device, one or more product identifiers; electronically transmitting, by a transmitting device of the computing device, at least the account identifier and one or more product identifiers to a first computing system; receiving, by a receiving device of the computing device, an indication of at least one of the one or more product identifiers as a pre-approved identifier from the first computing system; and electronically transmitting, by the transmitting device of the computing device, at least the at least one product identifier indicated as a pre-approved identifier to a second computing system.
    Type: Application
    Filed: August 9, 2016
    Publication date: February 15, 2018
    Applicant: MasterCard International Incorporated
    Inventors: Pia MAENPAA, Danielle Jean EININGER, Heather L. THOMAS, Matthew HARRIS
  • Publication number: 20180046995
    Abstract: Systems and methods for use in evaluating health associated with one or more applications are disclosed. One exemplary method includes exposing, by a computing device, an application programming interface (API) where the API defines a standard form associated with health indicator packets, and receiving, at the computing device, via the API, a health indicator packet for a health indicator from at least one application where the health indicator packet conforms to the standard form and including a value for the health indicator for the at least one application. The method also includes causing an interface to be displayed to a user where the interface includes a visual effect representative of the value, whereby the user is able to assess health of the application, at least in part based on the value, by viewing the interface.
    Type: Application
    Filed: August 12, 2016
    Publication date: February 15, 2018
    Inventors: Michael Proctor, William Watson
  • Publication number: 20180046996
    Abstract: A method of transferring money from a sender to a recipient using a third party money transfer service a point of sale device receiving transaction details for a requested money transfer; determining whether the requested transaction is an allowable transaction; and either aborting the transaction; attempting to identify the sender as an existing customer using the transaction details; using the sender's transaction history and the transaction details to determine whether to allow the requested transaction to proceed. If the requested transaction is allowed to proceed, the method includes creating a money transfer record for the requested transaction; associating a money transfer control number to the money transfer record; and using the transaction details to determine whether to monitor the requested transaction.
    Type: Application
    Filed: August 25, 2017
    Publication date: February 15, 2018
    Applicant: The Western Union Company
    Inventor: Kristine Diehl
  • Publication number: 20180046997
    Abstract: A system for facilitating peer-to-peer provision of food services includes a plurality of home chefs who are human beings, each having a home chef interface device, a plurality of consumers who are human beings, each having a consumer interface device, and at least two of the following four modules: (i) an order cooked food module through which a consumer orders cooked food from a home chef for immediate consumption, (ii) an order food for event module through which a consumer orders cooked food from a home chef for an event, (iii) an order ingredients module through which a consumer orders ingredients from a home chef, and (iv) an order packed food module through which a consumer orders packaged food items from a home chef.
    Type: Application
    Filed: August 10, 2016
    Publication date: February 15, 2018
    Applicant: IChef, Inc.
    Inventors: Yu ZHENG, Xiaodong ZHANG
  • Publication number: 20180046998
    Abstract: A networked system includes: a communication device configured to communicate with a computing device executing a browser extension application and a web browser application; a memory storing instructions; and a processor configured to execute the instructions to perform operations comprising: displaying, through the web browser application, a web page on the computing device, the web page being associated with a merchant and including a field requiring population; receiving, through the browser extension application, a secure token mapped to data corresponding to the field, the browser extension application being configured to: (i) detect the field, (ii) automatically populate the field with the secure token sufficient for a financial service provider system to authenticate, (iii) detect a submission script associated with the web page, and (iv) automatically execute the submission script to submit the secure token to the networked system; and transmitting the secure token to the financial service provider s
    Type: Application
    Filed: August 16, 2017
    Publication date: February 15, 2018
    Inventors: Matthew de Ganon, Thomas S. Poole, Paul Y. Moreton, Dwij Trivedi, Kunal Arora, Kate McHugh
  • Publication number: 20180046999
    Abstract: The disclosed embodiments include systems and methods for executing a point of sale deposit. In one embodiment, a system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive deposit information related to a point of sale deposit from a mobile device, and generate a deposit token retaining at least the deposit information and deposit authorization information. The one or more processors may also be configured to transmit the deposit token to the mobile device for displaying a readable code generated based on the deposit token, receive a point of sale deposit authorization notification from the merchant device indicating at least receipt by the merchant device of the deposit token from the mobile device, and transfer funds to a financial service account based on the received deposit information and authorization notification.
    Type: Application
    Filed: October 30, 2017
    Publication date: February 15, 2018
    Inventor: Dennis S. BRENNAN
  • Publication number: 20180047000
    Abstract: In an example embodiment, there is described in here a method for pre-staging transactions that permit a banking customer to either transfer money to a third party or to themselves. In particular embodiments, a token is generated that can be used multiple times by the recipient.
    Type: Application
    Filed: December 21, 2015
    Publication date: February 15, 2018
    Inventors: David William KUCHENSKI, Douglas Kurt HARTUNG
  • Publication number: 20180047001
    Abstract: A computer implemented method of assessing a potential location for an automated teller machine is disclosed.
    Type: Application
    Filed: July 20, 2017
    Publication date: February 15, 2018
    Inventor: Rakesh Tiwari
  • Publication number: 20180047002
    Abstract: Data stores that are to be configured as members of a storage group on behalf of a client are identified. The client indicates one or more types of cross-data-store operations to be performed. A transaction manager that makes acceptance decisions for write requests directed to the members based at least partly on contents of a log is instantiated, and respective write transformers are set up for at least some of the types of cross-data-store operations. During a particular time period, the workload at the storage group is monitored, and the number and types of cross-data-store operations is determined. The results of the monitoring are used to determine a billing amount for the client based on a selected pricing policy.
    Type: Application
    Filed: October 23, 2017
    Publication date: February 15, 2018
    Applicant: Amazon Technologies, Inc.
    Inventors: Allan Henry Vermeulen, Omer Ahmed Zaki
  • Publication number: 20180047003
    Abstract: The invention provides a checkout apparatus (1) including a product identification information reception unit (10) that receives an input of identification information of a product, a determination unit (20) that determines whether or not a customer satisfies an age requirement by analyzing an image obtained by photographing the customer when the identification information of an age restricted product is input, and a notification unit (30) that outputs a warning for prompting age verification in a case where the determination unit (20) determines that the customer does not satisfy the age requirement and does not output the warning in a case where the determination unit (20) determines that the customer satisfies the age requirement.
    Type: Application
    Filed: January 25, 2016
    Publication date: February 15, 2018
    Applicant: NEC CORPORATION
    Inventor: Takahiro MATSUI
  • Publication number: 20180047004
    Abstract: There is provided an apparatus and method for carrying out payments for networked service devices. Payments are able to be carried out after both the networked service devices are authenticated, and after a cost of consuming a goods/service is determined.
    Type: Application
    Filed: August 14, 2017
    Publication date: February 15, 2018
    Inventors: Rajat Maheshwari, Vijin Venugopalan, Saadia Anwar
  • Publication number: 20180047005
    Abstract: A data collection system includes a data transfer device which is attached between a data transmitter device and a data receiver device, takes a copy of the data instantaneously passing therebetween, sends the same to the cloud platform over the GPRS, and provides reporting of the data collected in the cloud platform. In particular, a data transfer device which is positioned to the retail points of sales, can collect sales information of the product instantaneously in the digital media, in the real time, is attached between the barcode reader and the computer/cash register/pos system, characterized by taking a copy of the data while the data read through the barcode reader is being transferred to the computer/cash register/pos system, sending the same to the cloud platform instantaneously and reporting the data collected in the cloud platform.
    Type: Application
    Filed: February 27, 2015
    Publication date: February 15, 2018
    Applicant: Trendbox Bulut Bilisim Hizmetleri A.S.
    Inventor: Ahmet BILGEN
  • Publication number: 20180047006
    Abstract: A system and method for returning goods to a retail establishment where the goods were acquired comprises initiating a request to return goods purchased from the retail establishment; positioning the returned goods on a conveyor belt for transport to a location where the goods can be validated; validating the goods by a combination of a validation device proximal the conveyor belt and a return processing system; and generating a refund for the returned goods in response to a positive validation result.
    Type: Application
    Filed: July 28, 2017
    Publication date: February 15, 2018
    Inventors: Christopher Soames Johnson, Subodh Kumar Pandey, Jimmie R. Clark
  • Publication number: 20180047007
    Abstract: Provided is a payment system for paying for goods at a door of a store. The system includes a purchase tunnel that has an entrance door or gate, an exit door or gate and a scanning device. The scanning device automatically scans and reads product identifying elements for all products within a cart. A biometric reader may be electronically coupled to the purchase tunnel, wherein the entrance door or gate opens in response to a customer inputting biometric data through the biometric reader. The system includes an entrance sensor coupled to the purchase tunnel to determine when a customer enters the purchase tunnel, wherein the entrance door or gate closes in response to the sensor determining that the customer entered the purchase tunnel. The system also includes a payment hub, wherein payment is automatically processed by the payment hub upon confirmation of scanning all of the products within the cart.
    Type: Application
    Filed: August 9, 2017
    Publication date: February 15, 2018
    Inventors: Donald R. High, Matthew Allen Jones, Chandrashekar Natarajan, Nicholaus Adam Jones
  • Publication number: 20180047008
    Abstract: An approach using one or more computer processors to send a request from a user for a mobile payment to a payment gateway and to determine that an event has occurred on a mobile computing device of a user, wherein the event is an interruption to processing of a request for the mobile payment selected from a group consisting of: a fluctuating wireless signal for an internet connection, a low wireless signal for the internet connection, an incoming phone call, an incoming message, or a low battery power. The approach includes sending a request for additional transaction time for the mobile payment and determining whether additional transaction time for the mobile payment is received, and if so, configuring an alert to the user to complete the mobile payment, and alerting the user to complete the mobile payment.
    Type: Application
    Filed: January 24, 2017
    Publication date: February 15, 2018
    Inventors: Phani Kumar V U Ayyagari, Manish A. Bhide, Purnachandra R. Jasti
  • Publication number: 20180047009
    Abstract: An approach using one or more computer processors to send a request from a user for a mobile payment to a payment gateway and to determine that an event has occurred on a mobile computing device of a user. The approach includes sending a request for additional transaction time for the mobile payment.
    Type: Application
    Filed: August 12, 2016
    Publication date: February 15, 2018
    Inventors: Phani Kumar V. U. Ayyagari, Manish A. Bhide, Purnachandra R. Jasti
  • Publication number: 20180047010
    Abstract: A transaction system for coordinating processing of a transaction payment request associated with a transaction between a consumer and a merchant, the transaction associated with the merchant providing a product to the consumer, the system comprising: a computer processor coupled to a memory, wherein the computer processor is programmed to coordinate processing of the transaction payment request by: receiving the transaction payment request including consumer code data and identification information pertaining to the merchant and the product, the consumer code data representative of a subaccount registered with a transaction interface, the subaccount associated with a main account also registered with the transaction interface, such that a financial account is common to both the subaccount and the main account; accessing the subaccount or main account using the consumer code data to obtain payment information related to the transaction payment request including the financial account, mobile device contact inf
    Type: Application
    Filed: June 26, 2017
    Publication date: February 15, 2018
    Inventor: Mark ITWARU
  • Publication number: 20180047011
    Abstract: A two way authentication method, including receiving by an authentication server first encrypted data from a merchant computing device, receiving by the authentication server second encrypted data from a customer computing device, determining by the authentication server if the first encrypted data matches the second encrypted data, if the first encrypted data matches the second encrypted data, authenticating the customer computing device, if the first encrypted data does not matches the second encrypted data, not authenticating the customer computing device.
    Type: Application
    Filed: July 31, 2017
    Publication date: February 15, 2018
    Inventor: Maher Pedersoli
  • Publication number: 20180047012
    Abstract: A mobile payment method using a smart multi card and a smart multi card application, enabling the automatic recommendation of a card to be used when making a mobile payment. The mobile payment method using a smart multi card, includes storing card information of a smart multi card; collecting order information on an ordered product through a user terminal; choosing a recommended card that is adequate considering the order information among a plurality of cards included in the smart multi card; and transmitting the card information of the recommended card to the smart multi card.
    Type: Application
    Filed: November 20, 2015
    Publication date: February 15, 2018
    Applicant: BRILLIANTTS CO., LTD.
    Inventor: Jae Hun BAE
  • Publication number: 20180047013
    Abstract: An assembly includes a main terminal equipped with a communication module using at least a first communications protocol capable of connecting the main terminal to a communication network, which enables the use of at least one function, the main terminal being arranged to use at least one configuration program, and the configuration program enables at least one preferred function to be selected and a code representing the selected preferred function to be generated, and a second communications protocol. The assembly additionally comprises at least one secondary terminal equipped with a passive communication module using the second communications protocol to communicate with the main terminal in order to protect the code representing the selected preferred function.
    Type: Application
    Filed: March 2, 2016
    Publication date: February 15, 2018
    Applicant: EM Microelectronic-Marin S.A.
    Inventors: Georges Nicolas HAYEK, Michel WILLEMIN, Jean-Claude MARTIN, Thomas GYGER