Patents Issued in February 14, 2019
  • Publication number: 20190050846
    Abstract: A system enables digital appliances to couple to third party application services directly. The system includes a device regulation/support site configured to generate a script program and a data template, and a digital appliance that selectively couples to the device regulation/support site and receives the script program and data template from the device regulation/support site, the digital appliance executes the script program with reference to the data template to couple directly to a third party application service and query the third party application service for data.
    Type: Application
    Filed: October 4, 2018
    Publication date: February 14, 2019
    Inventors: Rafael Heredia, Michael Wayne Crowe, Russell Herbert Fleming, Christopher Ross Squires
  • Publication number: 20190050847
    Abstract: A transaction device for securing a transaction includes an NFC controller, a communication interface, an application processor, a display and a user input device. The NFC controller is configured to receive, via a contactless NFC interface, data related to the transaction from an external device. The communication interface is configured to receive an application program for the transaction device. The application processor is coupled to the NFC controller and configured to process the application program. The display is coupled to the application processor and configured to display transaction information. The user input device is linked to the NFC controller and configured to receive a user acknowledgement of the transaction.
    Type: Application
    Filed: July 18, 2018
    Publication date: February 14, 2019
    Inventor: Jean-Bernard Blanchet
  • Publication number: 20190050848
    Abstract: In some embodiments, apparatuses and methods are provided to support the testing of card interface systems. Some embodiments provide apparatuses to support a card payment system during robotic testing, comprising: a frame configured to cooperate with the separate card payment system; a card chip guide extending from the frame and comprising a first and second card contact surfaces extending from the frame at a first position such that interior ends of the first and second card contact surfaces are configured to align with a card slot of the card payment system; and a card strip guide extending from the frame and comprises third and fourth card contact surfaces that taper with an alignment slot separating the third and fourth card contact surfaces, wherein the alignment slot is configured to align with a card slide of the card payment system when the card payment system is cooperated with the frame.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Inventors: Timothy M. Fenton, Christopher D. Johnson
  • Publication number: 20190050849
    Abstract: A system, a method, and a program for providing a financial transaction by a virtual card number, a virtual card number generating device, and a virtual card number verifying device are provided. The method includes receiving, by a virtual card number verifying means, a virtual card number provided from a virtual card number generating means, extracting, by the virtual card number verifying means, a plurality of detailed codes included in the virtual card number, searching, by the virtual card number verifying means, for a storage location of a real card number based on the plurality of detailed codes, and proceeding, by the virtual card number verifying means, with the financial transaction or requesting, by the virtual card number verifying means, to proceed with the financial transaction using the real card number extracted from the storage location.
    Type: Application
    Filed: January 18, 2018
    Publication date: February 14, 2019
    Applicant: SSenStone Inc.
    Inventor: Chang Hun YOO
  • Publication number: 20190050850
    Abstract: A greeting card stored-value card combinations and methods of forming said combinations are provided. In one embodiment, these combinations include a greeting card comprising means for affixing a stored-value card thereto. These combinations also include a stored-value card affixed to the greeting card. A single identifier, such as a Stock-Keeping Unit (SKU) or a Universal Product Code (UPC), is assigned to the bundle that uniquely identifies the bundled greeting card and stored-value card. The single identifier provides identification means allowing the stored-value card to be activated. A single capture of the single identifier enables the customer to both purchase the greeting card stored-value card combination product as well as to activate the store-value card.
    Type: Application
    Filed: October 16, 2018
    Publication date: February 14, 2019
    Inventor: Donald Kingsborough
  • Publication number: 20190050851
    Abstract: The description is related to information technologies and is intended to be used in the financial sector to execute non-cash payment transactions. The method of management of property rights to assets foresees executing a transaction and recording the completed transaction in the public distributed ledger. The transaction is executed by creating a public contract with the help of the user terminal, by sending the created public contract to the ledger object identifier generator, by creating a request by said ledger object identifier generator for publishing the record in the public distributed ledger, by validating the request for publishing the record in the validation module and publishing the record by means of the publication module in the public distributed ledger.
    Type: Application
    Filed: April 27, 2017
    Publication date: February 14, 2019
    Inventor: Alexsandr Kud
  • Publication number: 20190050852
    Abstract: Aspects and examples are disclosed for facilitating transactions with an interactive computing environment provided by a host system. In one example, a processing device receives a data network identifier or other identifier from an interactive computing environment. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the interactive computing environment. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a host server system executing the interactive computing environment.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Publication number: 20190050853
    Abstract: Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.
    Type: Application
    Filed: April 19, 2016
    Publication date: February 14, 2019
    Inventors: Satish Kumar, Debabrata SAMANTARAY, Bibin BALAKRISHNAN NAIR, Ajit Kumar SAHU, Kaushik GOPALAKRISHNAN
  • Publication number: 20190050854
    Abstract: Example blockchain-based digital data exchanges including example data publisher endpoint devices and example data subscriber endpoint systems are disclosed herein. Example data publisher endpoint devices disclosed herein include a datamart publisher client to transmit a message to a data exchange to publish availability of data to be accessed from data storage associated with the data publisher endpoint device, and in response to a request from a data subscriber endpoint system, initiate a transaction to provide the data subscriber endpoint system with access to the data. Disclosed example data publisher endpoint devices also include a blockchain client to publish a record of the transaction to a blockchain network when the transaction is validated by the datamart publisher client, the record to be included in a blockchain implemented by the blockchain network.
    Type: Application
    Filed: September 28, 2018
    Publication date: February 14, 2019
    Inventors: Xue Yang, Florence Pon, Naissa Conde, Wei Yee Koay, Maruti Gupta Hyde
  • Publication number: 20190050855
    Abstract: Systems, apparatus, methods, and articles of manufacture are described herein for allowing secured access as a service to information in a distributed ledger system (e.g., a blockchain).
    Type: Application
    Filed: July 24, 2018
    Publication date: February 14, 2019
    Inventors: William Martino, Stuart Popejoy
  • Publication number: 20190050856
    Abstract: Systems, methods, and computer-readable media are provided in relation to electronic document platforms. An example method may include receiving a new electronic letter of credit request, the request identifying letter of credit parameters, and at least one condition of the letter of credit associated with corresponding party profiles; obtaining a public key associated with each of the party profiles; generating a plurality of blocks on a distributed ledger on a node of a distributed plurality of nodes, each of the blocks associated with a corresponding condition of the at least one condition to be effected and encrypted with a public key corresponding to the party profile associated with the condition; and generating signals to initiate propagation of the plurality of blocks to the distributed plurality of nodes.
    Type: Application
    Filed: February 22, 2017
    Publication date: February 14, 2019
    Applicant: ROYAL BANK OF CANADA
    Inventor: Iustina-Miruna VINTILA
  • Publication number: 20190050857
    Abstract: Methods and systems are provided for enhanced data transmissions. A central communications device may be configured for encrypting data into encrypted data, using an encryption parameter associated with a particular user; transmitting the encrypted data to a communications terminal associated with the particular user; and receiving in response to the transmitting of the encrypted data, user related data from the communications terminal. The communications device may be further configured for comparing the user related data received from the communications terminal with pre-set user related data associated with the encryption parameter, with the pre-set user related data is stored in the central communications device; and when the user related data received from the communications terminal matches the pre-set user related data, transmitting the encryption parameter to the communications terminal.
    Type: Application
    Filed: October 8, 2018
    Publication date: February 14, 2019
    Inventors: Marc Danzeisen, Jan Linder, Simon Winiker, Florian Baumgartner
  • Publication number: 20190050858
    Abstract: An order processing method comprises: obtaining, by a third party payment institution, an order that is paid but not successfully delivered; and initiating, by the third party payment institution, a refund operation for the order.
    Type: Application
    Filed: October 17, 2018
    Publication date: February 14, 2019
    Inventor: FAN WANG
  • Publication number: 20190050859
    Abstract: Systems and methods for authentication code entry in touch-sensitive screen enabled devices are disclosed. In one embodiment, a method for entering data to a data entry device comprising at least one computer processor and a touch-sensitive screen may include (1) the touch-sensitive screen sensing a first input comprising at least one finger touch; (2) the touch-sensitive screen sensing a release of the first input; (3) the at least one computer processor determining a first number of finger touches in the first input; and (4) the at least one computer processor using the first number of finger touches to identify a first portion of an authentication code.
    Type: Application
    Filed: October 8, 2018
    Publication date: February 14, 2019
    Inventors: Imran A. Hajimusa, Glen Robson, Davey Faoro
  • Publication number: 20190050860
    Abstract: Back-up credentials data is stored for a user. A communication channel is established with a mobile device. A cryptogram is received from the mobile device, such that the cryptogram is relayed by the mobile device from an authentication device that interacted with the mobile device. The authentication device is associated with the user. The cryptogram is verified. In response to the verification of the cryptogram, the stored back-up credentials data is made accessible to the mobile device.
    Type: Application
    Filed: October 19, 2018
    Publication date: February 14, 2019
    Inventors: Simon Phillips, Mark Britten, Mehdi Collinge
  • Publication number: 20190050861
    Abstract: Provided is a computer-implemented method for detecting potential money laundering activities. The method may include determining an overall transaction product category risk score for each transaction product category of a plurality of transaction product categories, where the overall transaction product category risk score is based on transaction data, a transaction product category risk score associated with the at least one issuer institution for each transaction product category, an issuer institution risk score associated with the at least one issuer institution, and a geographic risk score associated with the at least one issuer institution, determining an overall issuer institution risk score associated with the at least one issuer institution, determining whether the overall issuer institution risk score satisfies a threshold value, generating a notification, and communicating the notification to a client device based on generating the notification.
    Type: Application
    Filed: August 10, 2017
    Publication date: February 14, 2019
    Inventors: Karthik Venkatesh, Morvarid Jamalian, Morhaf Mahrous
  • Publication number: 20190050862
    Abstract: This disclosure relates to systems and methods of risk detection in an electronic network. The method may include receiving a first portion of session context information for an interaction of an individual over a limited bandwidth network, the first portion including a session identifier for the interaction. The method may include retrieving a second portion of session context information for the interaction over a cloud data pipe using the session identifier, in response to receiving the first portion. The method may include accessing, a data structure representing connected knowledge of the individual. The method may include receiving, via a distributed system, security reputation data including aggregated information from a plurality of members. The method may include analyzing the session context information using the security reputation. The method may include generating a security risk score for the interaction based on the session context information, data structure, and the security reputation data.
    Type: Application
    Filed: December 15, 2017
    Publication date: February 14, 2019
    Inventors: Anand Ravindra OKA, Jayaram N.M. Nanduri, John Alan Beaver
  • Publication number: 20190050863
    Abstract: An electronic system and method is described for authorising a group payment from a group account. The system comprises a group database comprising information relating to a plurality of group accounts and wherein the information comprises a group profile; and a processor configured to: a) receive, from a first wearable device, a first heartbeat identifier for a first user; b) receive, from a second wearable device, a second heartbeat identifier for a second user; c) combine the first and second heartbeat identifiers into a group identifier; d) compare the group identifier with the group profiles stored in the group database; and e) if the group identifier is determined to match one of the group profiles for one of the group accounts, authorise a group payment from the one group account.
    Type: Application
    Filed: June 26, 2018
    Publication date: February 14, 2019
    Applicant: Mastercard International Incorporated
    Inventor: Rahul Agrawal
  • Publication number: 20190050864
    Abstract: Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.
    Type: Application
    Filed: October 5, 2018
    Publication date: February 14, 2019
    Inventors: John F. Sheets, Kim R. Wagner, Mark A. Nelsen
  • Publication number: 20190050865
    Abstract: Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.
    Type: Application
    Filed: October 5, 2018
    Publication date: February 14, 2019
    Inventors: John F. Sheets, Kim R. Wagner, Mark A. Nelsen
  • Publication number: 20190050866
    Abstract: A user can be authenticated to a mobile computing device using an authentication process that recognizes the user and verifies that an actual human being is attempting to be authenticated, in order to minimize the ability of another person to spoof the authentication process. A model of a user can be generated and stored in the cloud, enabling that model to be synchronized across various devices. A user accessing one of these devices can have infrared image information captured, which can be used with a facial recognition process, to recognize the user, and with a human verification process, to verify that the facial information corresponds to a human user. Various approaches such as visual analysis and thermal imaging can be used to verify that the human user being recognized is interactive with the device.
    Type: Application
    Filed: October 12, 2018
    Publication date: February 14, 2019
    Inventors: Yicong Wang, Haizhi Xu
  • Publication number: 20190050867
    Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.
    Type: Application
    Filed: October 18, 2018
    Publication date: February 14, 2019
    Inventors: Marcel VAN OS, Christopher D. ADAMS, Charles AHN, Pablo F. CARO, George R. DICKER, Craig M. FEDERIGHI, Woo-Ram LEE, Brian TUCKER, Giancarlo YERKES
  • Publication number: 20190050868
    Abstract: A method and system is provided for managing complaint and reputation in a multi-party data marketplace. The system is managed by an independent external entity to monitor the data transactions in an unbiased manner. The system considers the data as commodity or resource, which is perishable and whose worth might decay with time. The system defines new parameters for reputation and liability calculation (based on complaints), for example, consideration of peer and trust network, history of peering and transaction, automatic decay of reputation and liability in case of inactive participants. According to another embodiment, the disclosure also handles any kind of collusion between external or internal entities/parties/participants. Whereas in another embodiment the disclosure also identifies and restrict influencers in a multi-party data marketplace.
    Type: Application
    Filed: February 22, 2017
    Publication date: February 14, 2019
    Applicant: Tata Consultancy Services Limited
    Inventors: Manish SHUKLA, Sachin Premsukh LODHA, Kishore PADMANABHAN
  • Publication number: 20190050869
    Abstract: The invention provides a method of assessing suitability of a component for assembly in an electronic processing device. A first step of the method comprises obtaining a component of an electronic processing device. This may be obtained from a disassembled electronic processing device. The method includes subjecting said component to a plurality of tests where at least two of said tests are of a different technical character to each other and assessing test data derived from each of said plurality of tests to determine to a selected or calculated degree of confidence whether or not the tested component is to be considered as a suitable component for assembly in an electronic processing device of a type to which the tested component belongs. The test data may be automatically assessed by a data processing system.
    Type: Application
    Filed: August 8, 2017
    Publication date: February 14, 2019
    Inventors: Gary Q. Lau, Paul Anthony Smith
  • Publication number: 20190050870
    Abstract: A method for producing, ensuring, accessing and selling quality data on a communication network. A potential seller provides the requested quality data through a customized information system on a site, which generates a quality data package, linked to a number of predefined classification criteria. The potential seller sets a selling price and submits the quality data package for sale on the site. The customized information system attaches the price and the potential seller's screen name to the quality data package, and stores it in its database. To ensure quality of data being produced, existing quality control methods and the following measures can be used: a potential seller's commitment to provide quality data; special rules such as the restriction of only one quality data package available for sale at any time by a potential seller; a customized information system, and a potential buyer's preview of a limited version of randomly generated key parts of a quality data package prior to a purchase.
    Type: Application
    Filed: August 11, 2015
    Publication date: February 14, 2019
    Inventor: Vissie Chen
  • Publication number: 20190050871
    Abstract: Systems and methods for presenting CRM data. Users may configure what to display on a custom report and how to arrange and display the content (e.g., size, color, theme), so that they can visualize the CRM data the way they want. A data visualization interface may be used to generate the custom report, and may use HTML to specify the CRM data to be displayed and their location on the custom report according to user configuration. The data visualization interface may use JavaScript for specifying the objects and fields users want to query to obtain the CRM data to fill up the custom report. An API may communicate with the JavaScript in the data visualization interface and then query data and objects in the CRM to get a result set. The API may be a unified API which may work across multiple platforms and query various types of database, e.g., iOS, Windows, and the browser for Salesforce online.
    Type: Application
    Filed: August 8, 2017
    Publication date: February 14, 2019
    Applicant: Veeva Systems Inc.
    Inventors: Arno Sosna, Cindy Chiang, Edward Gee, Adam Bragg, Xuan Wang, Mark Fleischmann
  • Publication number: 20190050872
    Abstract: In one example in accordance with the present disclosure, a method for user interest and relationship determination may include distributing a first and a second set of pairs to a plurality of data nodes. The method may also include calculating, on a first data node, a probability of a user's interest in a product based on an observable factor and a latent factor and calculating, on second data node, a probability of a likelihood of a relationship between the user and a second user, based on an observable factor and a latent factor. The method may also include determining a most likely interest and a most likely relationship of the user and predicting a potential interest of the user based on the most likely interest and the most likely relationship.
    Type: Application
    Filed: February 5, 2016
    Publication date: February 14, 2019
    Inventors: Xiaofeng Yu, Jun Qing Xie, Meng Guo
  • Publication number: 20190050873
    Abstract: A mobile system by which pop-up commercial real estate and social commerce sales are generated worldwide to social media market surveys, hashtags, demographics, as well as other relevant search criteria. We are currently entering into what many would call a “retail apocalypse” which characterizes the sharp rise in brick & mortar retail business closing stores worldwide due to the booming e-commerce market. As a result, the job market has seen a plummet in retail positions; this system is not only designed to provide stability within the retail job market but is also designed to change the retail job description from just the typical sales agent to event planners and managers. This system is designed to be compatible with current social media platforms and media viewers via open source and API, in order to stimulate the marketing aspect of this system. There are five possible titles by which a user of this system can be defined as, a sponsor, retailer, event builder, pop up realtor, and the consumer.
    Type: Application
    Filed: August 13, 2018
    Publication date: February 14, 2019
    Inventor: Alexandra Henderson
  • Publication number: 20190050874
    Abstract: A content consumption monitor (CCM) receives events identifying how and when users access content. The CCM may identify internet protocol (IP) addresses associated with the events and determine types of establishments associated with the IP addresses based on how the users access the content at the IP addresses. The CCM may generate consumption scores for the IP addresses based on the identified types of establishments. For example, the CCM can generate consumption scores for IP addresses associated with private business locations. The CCM can generate more accurate intent and consumption data by filtering out events unrelated to company content consumption.
    Type: Application
    Filed: October 17, 2018
    Publication date: February 14, 2019
    Inventors: Erik Gregory MATLICK, Robert James ARMSTRONG, Benny LIN, Nicholaus Eugene HALECKY, Will KURT
  • Publication number: 20190050875
    Abstract: A system and method for customer interaction and experience enhancement which automatically gathers direct and indirect customer communications about products and services, converts them to text where necessary, and analyzes the communications for sentiment and emotional content, and scores and displays the information in a manner conducive to making business decisions based on the customer sentiment and emotion, such as making changes to products or services, troubleshooting customer service interactions, and better marketing.
    Type: Application
    Filed: October 17, 2018
    Publication date: February 14, 2019
    Inventor: Alan McCord
  • Publication number: 20190050876
    Abstract: A system and method for capturing user feedback of content in a networked environment, controlling the software using a single action is disclosed, and recommending content based on the user feedback. Feedback-software controls provide the user with a single interface that allows the user to simultaneously provide user review content while controlling the software displaying the content. The feedback-software controls eliminate the additional action(s) required to provide feedback and control software. By reducing the process of providing feedback and controlling software into a single action, the feedback-software controls increase the probability that a user will provide feedback. This increased feedback can result in improved recommendations given to users and insightful feedback for content providers or merchants.
    Type: Application
    Filed: July 3, 2018
    Publication date: February 14, 2019
    Inventor: Christopher Gichuhi
  • Publication number: 20190050877
    Abstract: A method and apparatus for facilitating access by users at remote locations to an online marketplace. In an embodiment, one or remote platforms are provided at remote locations. Data in a data warehouse at a central location in the marketplace may be analyzed for content expected to be of interest to the users at the remote locations. Such content may be stored at a remote platform for easier access by users who normally may access that remote platform. New content in the data warehouse may be analyzed periodically, so that new content may be stored at the remote platform.
    Type: Application
    Filed: October 19, 2018
    Publication date: February 14, 2019
    Inventor: Yoram Baruch Vardi
  • Publication number: 20190050878
    Abstract: A method and a computer system for performing the method of determining an initial value or lifetime value for a domain name is provided. The method for determining an initial value includes obtaining, over a communication network, a domain name from requestor; obtaining, over the communication network, one or more inputs from one or more domain name data sources; applying the one or more inputs and the domain name to an initial lifetime worth computer model, wherein the one or more inputs comprise data related to comparable historical domain names, data from a linguistic model analysis, data from a linguistic frequency list, and data related to a second-level domain to top-level domain relationship analysis; determining, by a hardware processor, an initial lifetime worth for the domain name based on the initial lifetime worth computer model; and providing the initial lifetime worth for the domain name to the requestor.
    Type: Application
    Filed: August 9, 2017
    Publication date: February 14, 2019
    Inventors: William Carroll, Galileo Mark Namata, Andrew Simpson, Scott Walker
  • Publication number: 20190050879
    Abstract: A system predicts a value estimate for a user who provides a service that involves moving among geographical regions (e.g., a transportation service). The system determines the value estimate by identifying a sequence of time periods, each time period having an associated set of geographical regions. Possible transitions between geographical regions in different time periods are analyzed, for example, using statistical or machine-learned models, to determine likelihoods that the user will move between the geographical regions from one time period to another, and to determine expected values for a transition. Such models may be trained or developed using historical service data and user profile data stored by the system. Transitions are analyzed over a sequence of time periods to determine accumulated values associated with estimated overall values for each geographical region. The system predicts an overall value estimate for the user based on the accumulated values.
    Type: Application
    Filed: August 14, 2017
    Publication date: February 14, 2019
    Inventors: Haowei Zhang, Monique Johanna Maria van den Boogaart, Hao Min
  • Publication number: 20190050880
    Abstract: Systems and methods for providing discounts for shared transportation are described. A transportation server receives, from a client device of a first user, a first request for a shared transportation service. The transportation server receives, from a client device of a second user, a second request to join the shared transportation service. The transportation server calculates a first price for the first user for the shared transportation service based on at least a portion of a shared transportation service trip. The transportation server calculates a second price for the second user for the shared transportation service trip based on at least the portion of a shared transportation service trip.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Inventors: Sunil Paul, Jahan Khanna, Robert Wong, Robert Moran, Thomas Gellatly
  • Publication number: 20190050881
    Abstract: Disclosed are a method and apparatus for rewarding a simulation participant for a reaction, in which the apparatus is arranged around a simulator and gives a reward for reactions of spectators and a participant who controls the simulator according to the reactions. To this end, a method of rewarding a simulation participant taking part in a simulation implemented by a simulator for a reaction includes: collecting at least one of video information and audio information of a participant while the participant takes part in a simulation from at least one of a camera and a microphone; detecting at least one reaction of the participant from the collected at least one of the video information and the audio information; determining a reaction level of the detected reaction; and giving a reward for the reaction to the participant when the determined reaction level is a certain value or more.
    Type: Application
    Filed: November 30, 2017
    Publication date: February 14, 2019
    Applicant: MOTION DEVICE INC.
    Inventor: Jong Chan LEE
  • Publication number: 20190050882
    Abstract: A game in which game players receive clues as to the identity of target items, and locate the target items, and take pictures of the target items. The pictures are provided to a central unit, which determines winners of the game. The winners of the game may be determined based on the game player who utilizes the least amount of time to locate, image, and submit pictures of all the target locations, or those who submit the most pictures of different target items in a predefined time period.
    Type: Application
    Filed: March 5, 2018
    Publication date: February 14, 2019
    Inventor: Robert Cohen
  • Publication number: 20190050883
    Abstract: Methods and systems for managing a retail network, the retail network including at least one manufacturer and/or merchant of a product or service; at least one retail or non-retail affiliate for promoting the product or service; and a retail network agent having a processor configured to execute computer readable instructions to manage retail transactions between the at least one manufacturer and/or merchant and the at least one affiliate.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Inventor: James Wedderburn
  • Publication number: 20190050884
    Abstract: The present disclosure describes examples of systems and methods for enabling a privately held company to establish and provide success-linked rewards to users, through a loyalty platform, based on tracked user loyalty purchases. Success-linked rewards may comprise crypto assets with a built-in deflation mechanism, where the deflation mechanism operates in proportion to one or more metrics associated with the privately held business, or class of privately held businesses, with which the crypto asset is associated.
    Type: Application
    Filed: August 10, 2018
    Publication date: February 14, 2019
    Inventor: David Nelsen
  • Publication number: 20190050885
    Abstract: An award collection system and method are disclosed. Firstly, a server device delivers various jigsaw pieces with associated authentication data to a a store device. A customer device is data-linked to the server device so as to locate surrounding general and franchised stores, and determine routes to the stores. After a customer has shopped in a franchised store, the customer device receives a number of jigsaw pieces from the store device. Two near-by customers may exchange their jigsaw pieces through their customer devices. A complete set of jigsaw pieces may be redeemed through the customer device for a reward from the server device. As such business is enhanced and customer patronage is attracted.
    Type: Application
    Filed: August 9, 2017
    Publication date: February 14, 2019
    Inventor: Sheng-Chun Lin
  • Publication number: 20190050886
    Abstract: In one implementation, a method is disclosed for location-aware apportioning of points in a loyalty program offered by a provider. Data indicative of a current geolocation of a mobile device is received at a mobile app executing on a mobile device. User input corresponding to a service location of a provider offering a loyalty program is received via an interface associated with the mobile app. A distance is determined between the current geolocation and a geolocation of the service location. The distance is converted into points offered by the provider for completing a transaction at the service location using an apportioning function associated with the loyalty program. The interface is updated to present a loyalty program offer that includes the points.
    Type: Application
    Filed: August 8, 2018
    Publication date: February 14, 2019
    Inventors: Nitin KASAN, Vinod KASAN, Anand PATEL
  • Publication number: 20190050887
    Abstract: Embodiments are disclosed which relate to a system and methods for receiving user loyalty selections for a business and providing equity rewards to a user when the user executes a purchase at the business to which the user has selected loyalty. One disclosed embodiment provides a system having a memory storing instructions executable by the processor to receiving a loyalty selection from a user, the loyalty selection comprising a selection of a business listed in a rewarding-business index of a loyalty platform to receive an equity reward associated with the business; matching a user purchase with the business by correlating purchase details with the rewarding-business index; determining an amount of the equity reward based on a monetary value of the user purchase, a user transaction history, and business reward policies; and displaying the amount of the equity reward to the user.
    Type: Application
    Filed: August 10, 2018
    Publication date: February 14, 2019
    Inventor: David Nelsen
  • Publication number: 20190050888
    Abstract: The system may be configured to perform operations including determining a point conversion rate between a first merchant point value associated with a first merchant point and a second merchant point value associated with a second merchant point; receiving a request from a consumer to sell an exchanged point amount comprising a first merchant point amount; receiving a first payment from the first merchant for the first merchant point amount; retrieving the first merchant point amount from a consumer profile; transmitting the first merchant point amount to the first merchant; calculating a second merchant point amount equal to the first merchant point amount, based the first conversion rate; transmitting a second payment to the second merchant to purchase the second merchant point amount from the second merchant; receiving the second merchant point amount from the second merchant; and transmitting the second merchant point amount to the consumer profile.
    Type: Application
    Filed: August 10, 2017
    Publication date: February 14, 2019
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: David J. Elder, David B. Kennedy, Mitchell Kurman, Jules Mahabir
  • Publication number: 20190050889
    Abstract: A computer program product to incentivize a user's selection of a credit card. Control logic for a mobile device causes the device to prompt a user to register a credit card. Credit card data for one or more credit cards is stored. The credit card issuer is made aware of a potential purchase and purchase amount from the user at the point-of-sale. In return, offers are sent and displayed to the consumer, from the credit card issuer, wherein the user can click and accept the offer, as a result use the credit card associated with the offer to the benefit of both the user and the credit card issuer.
    Type: Application
    Filed: September 29, 2017
    Publication date: February 14, 2019
    Inventors: Gregory Halligan, Nathan Marquiss
  • Publication number: 20190050890
    Abstract: A video dotting placement analysis method is disclosed, including: converting a content of the video into a plurality of descriptor lists, wherein each descriptor list is recorded with a time sequence and a plurality of raw descriptors; providing an advertisement category (ADC) model recorded with relationships among a plurality of advertisement categories and a plurality of descriptors; performing analysis on the ADC model and the plurality of descriptor lists to generate a plurality of ADC recommendation lists, wherein the plurality of ADC recommendation lists is recorded with category relevance confidences between each advertisement category and the video content corresponded to each time sequences; calculating predicted audience response (AR) values of each advertisement category; and analyzing one or multiple time sequences as a dotting placement of the video based on the plurality of ADC recommendation lists, the plurality of predicted AR values and a dotting model.
    Type: Application
    Filed: April 2, 2018
    Publication date: February 14, 2019
    Inventors: Yun-Fu LIU, Shao-Hang HSIEH, Chien-Yu LIN, Chun-Chieh HUANG
  • Publication number: 20190050891
    Abstract: An apparatus and a method of providing Internet advertising according to an exemplary embodiment is connected with a medium, an advertiser server, and a user terminal via a wired/wireless communication network, and includes: an access information collecting unit which collects access information about a user for the medium; a movement information collecting unit which collects movement information about the user for one or more advertising pages provided from the advertiser server; a user analyzing unit which analyses a tendency of the user based on the access information and the movement information; an advertising page transmission rate calculating unit which calculates an advertising page transmission rate based on a result of the analysis of the tendency of the user; and an advertising transmitting unit which transmits the one or more advertising pages to the user terminal based on the advertising page transmission rate.
    Type: Application
    Filed: August 20, 2015
    Publication date: February 14, 2019
    Inventor: Joon Ho CHUNG
  • Publication number: 20190050892
    Abstract: An online system determines how presenting an awareness campaign to a user will affect the user's likelihood of converting to a related direct response campaign. For the user, the online system creates a benchmark exposure profile representing the user's exposure history before the awareness campaign. Similarly, the online system determines the user's simulated exposure profile, which represents the user's brand exposure history after having been exposed to the awareness campaign. A response prediction for the direct response campaign is determined for the benchmark exposure profile and the simulated exposure profile. The online system estimates the difference between the response prediction and the simulated response prediction to determine a delivery control value of presenting the awareness campaign to a user. The delivery control value is used to determine an effective impression value for the awareness campaign and conversion value for the related direct response campaign.
    Type: Application
    Filed: August 14, 2017
    Publication date: February 14, 2019
    Inventors: Andrew Donald Yates, Kurt Dodge Runke
  • Publication number: 20190050893
    Abstract: The user enters a merchant location with a user device. An account management system logs an action of the user device at the merchant location. The account management system transmits a location-based offer to the user device. The user device receives the location-based offer and the user selects the location-based offer on the user device. The user desires to make a purchase from the merchant system and accesses the merchant website. The user initiates a transaction with the merchant via the merchant website. The account management system logs the user purchase activity and notes a conversion. For example, a conversion occurs when a user receives a location-based offer and then later purchases online a product or service from a merchant or manufacturer associated with the offer. The merchant system processes the transaction and the account management system logs the conversion of the offer.
    Type: Application
    Filed: February 14, 2014
    Publication date: February 14, 2019
    Applicant: Google Inc.
    Inventors: Matthew Nicholas Stuttle, Chandrasekhar Thota
  • Publication number: 20190050894
    Abstract: An application program interface (API) is operably associated with application programs executing on an electronic device and enables the application programs to retrieve, store, and display content. The API enables application programs to communicate with other application programs and to send/retrieve content to/from other application programs. In addition, the API is configured to perform various event accounting functions. A gateway communicates with an electronic device application program via the API and is configured to retrieve content from a content server in response to receiving requests from the application programs. The gateway is configured to serve content retrieved from the content server to the electronic device, as well as to other servers and/or devices. Methods, apparatus, and computer program products are provided for dynamically selecting advertisements for use within user-requested content wherein the advertisements are stored locally within a user client device.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Applicant: EBM/IP, LLC
    Inventors: Steve Cox, David Spitz, Matthew Squire, Jay Thrash, Tom Gordon
  • Publication number: 20190050895
    Abstract: The present disclosure relates to methods and apparatus where information relating to products and services offered by various providers may be offered for sale to customers via computing devices owned by those customers. Products and services offered to a particular customer may be related to a product previously purchased by that customer or be related to a product that a customer has access to. In certain instances, a product that a customer has access to may include a tag, such as a circuit, a chip, or printed matter that may provide information to an electronic device of a customer. After the customer's device received the information provided by the product tag, other products or services related to the tagged product may be received by the customer device.
    Type: Application
    Filed: August 8, 2017
    Publication date: February 14, 2019
    Inventor: Avery Levy