Patents Issued in August 10, 2021
  • Patent number: 11087365
    Abstract: Systems, methods, and computer-readable media are disclosed for caching selected data for use in real-time content selection. In one embodiment, an example method may include determining a first set of user identifiers for users that are eligible to be presented with content associated with a first product identifier, the first set having a first number of user identifiers, determining a second set of user identifiers for users that are eligible to be presented with content associated with a second product identifier, the second set having a second number of user identifiers, and determining that the first number is greater than the second number. Example methods may include determining first content associated with the first product identifier, determining first product information associated with the first product identifier, and caching the first content and the first product information at a server instead of second content associated with the second product identifier.
    Type: Grant
    Filed: March 13, 2017
    Date of Patent: August 10, 2021
    Assignee: Amazon Technologies, Inc.
    Inventors: Andrew J. Bradley, Andrew Douglas Birkett, Christopher de Beer, Shane Girish, Anthony Richard McBryan, Sebastiano Merlino
  • Patent number: 11087366
    Abstract: The present disclosure is directed toward systems, computer-readable media, and methods that automatically modify a pacing plan for a digital content distribution campaign, which provides digital content to client computing devices based on the pacing plan. For instance, the systems disclosed herein can automatically detect when a service error causes a digital content distribution campaign to deviate from the pacing plan. In response, the disclosed systems can generate a new pacing plan based on the actual allocated budget at the conclusion of the service error. In particular, the disclosed systems can generate a new pacing plan that enables the digital content distribution campaign to efficiently maximize the remaining resources allocated to the digital content distribution campaign.
    Type: Grant
    Filed: October 2, 2017
    Date of Patent: August 10, 2021
    Assignee: FACEBOOK, INC.
    Inventor: Tung Nhat Pham
  • Patent number: 11087367
    Abstract: Described herein is a method and system for generating product descriptions of vehicles. A request for a customized vehicle publication is received, which includes at least a vehicle type, a set of standard features, and a set of optional features. One or more story templates associated with the vehicle type input are automatically received, where each of the story templates have populatable fields corresponding to the vehicle type, the set of standard features, and the set of optional features. The story templates have a theme correlated to usage of a vehicle having the vehicle type. A selection of a story template is received, and the vehicle characteristics are automatically populated. The completed vehicle product description is then provided.
    Type: Grant
    Filed: July 2, 2019
    Date of Patent: August 10, 2021
    Inventor: Miles Poehler
  • Patent number: 11087368
    Abstract: A sales gateway controls transactions between advertising buyers and advertising platforms. A server coupled to the first and second interfaces implements a sales gateway to control transactions between the at least one advertising buyer and the at least one advertising platform responsive to a stored set of instructions. A memory coupled to the server stores the set of instructions for implementing the sales gateway. The stored set of instructions configuring the server to generate a link to provide a particular service responsive to a user request. The server validates information relating to a proposal and submits the proposal via the first interface using a pre-buy/proposal service of the sales gateway. The server transfers media content from the at least one advertising buyer to the at least one advertising platform using a media service of the sales gateway.
    Type: Grant
    Filed: September 18, 2020
    Date of Patent: August 10, 2021
    Assignee: INNOVAR MEDIA LLC
    Inventors: Webster Shawn Coffman, Steve Laughlin
  • Patent number: 11087369
    Abstract: An online system provides content based on context of host content. The online system allows content providers to define specific context for providing their content for display to users, including specifying categories, format, popularity, and visual appearance of host content eligible for hosting their content. To determine which content a specific content item is eligible for hosting, the online system categories host content items according to specific criteria defined by different content providers for hosting various content. Each content is indexed by classification groups into which the host content items are classified. If a particular content item includes an opportunity for presenting content, the online system identifies content which the particular content item is eligible for hosting. The online system selects one or more identified content for presentation via the opportunity.
    Type: Grant
    Filed: March 16, 2018
    Date of Patent: August 10, 2021
    Assignee: Facebook, Inc.
    Inventors: Abhishek Bapna, Yi Tang, Russell Aaron Phillips, Merlyn Deng, Na Chen, Kathryn Anne Orseth
  • Patent number: 11087370
    Abstract: A system and method for administering charitable auctions which generates a donation screen in electronic form that includes a donation button that indicates the guest would like to donate a surcharge donation to a philanthropic cause, and a refusal button that indicates that the guest would not like to donate. Once the guest determines whether to donate, a bid authorization is generated for the guest so that he or she may bid in the charitable auction. Following the auction, the guest is charged for any purchases during the auction, plus a surcharge donation if authorized.
    Type: Grant
    Filed: June 2, 2017
    Date of Patent: August 10, 2021
    Inventor: Larry Zucker
  • Patent number: 11087371
    Abstract: Computer-implemented methods, non-transitory, computer-readable media, and computer-implemented systems for creating blockchain-based invoices are provided. In a computer-implemented method, an invoice creation transaction for a target payment order is received by a node device in a tax blockchain. The invoice creation transaction includes an identifier of a first collection confirmation transaction whose certificate has been stored in the tax blockchain. The first collection confirmation transaction includes an identifier of a second collection confirmation transaction whose certificate has been stored in a payment blockchain. The first and second collection confirmation transaction are identified based on the identifiers of the first and second collection confirmation transaction, respectively.
    Type: Grant
    Filed: March 5, 2020
    Date of Patent: August 10, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventors: Zhaolin Feng, Xu Wang
  • Patent number: 11087372
    Abstract: A computer-implemented method includes receiving a participation request from a participant requesting a blockchain resource; invoking a first smart contract that generates a random character sequence for the participant, the generated random character sequence satisfying a predetermined rule; publishing the random character sequence and identity information of the corresponding participant on a blockchain in a manner that identifies the correspondence; and invoking a second smart contract for allocating a benefit certificate corresponding to the blockchain resource to the participant, wherein the second smart contract is used to: obtain a target character sequence satisfying the predetermined rule that is generated later than the generation of the random character sequence and published on the blockchain; and allocate a first benefit certificate to the participant when the random character sequence matches the target character sequence; and publishing a matching result between the random character sequence a
    Type: Grant
    Filed: October 27, 2020
    Date of Patent: August 10, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Xuming Lu
  • Patent number: 11087373
    Abstract: A system and associated method. The system includes a server computer and an integration and dis-integration engine coupled to the server computer. The server computer provides a structure in which the components are integrated via dynamic application programming interface (API) integration. Multiple components are sequenced in a predefined sequential order. A function to be performed is respectively associated with each component. The server computer and the integration and dis-integration engine provide a technology environment that dynamically integrates technology enabled business processes that dynamically, electronically and automatically enter and leave the components integrated in the structure provided by the server computer.
    Type: Grant
    Filed: June 13, 2019
    Date of Patent: August 10, 2021
    Assignee: International Business Machines Corporation
    Inventor: Robyn R. Schwartz
  • Patent number: 11087374
    Abstract: Systems and methods of the present invention provide for one or more server computers communicatively coupled to a network and configured to: receive a request for a modification to domain name management; analyze metadata and registrant accounts associated with the request; determine whether related domain name activities indicate high or low risk of malicious behavior; if high risk, the request may be queued for manual review; on manual review, if the request is deemed high risk, an attempt to contact the registrant may be made; if unsuccessful, or if the registrant verifies an invalid request, the request may be cancelled. if the behavior or request is low risk, and/or if the registrant confirms the request is valid, the request may be approved and fulfilled.
    Type: Grant
    Filed: August 21, 2019
    Date of Patent: August 10, 2021
    Assignee: Go Daddy Operating Company, LLC
    Inventors: Richard Merdinger, Jody Kolker, Christine Turner
  • Patent number: 11087375
    Abstract: Certain example embodiments relate to techniques generating a database of virtual families for real-time generation of part numbers for configurable products. For instance, certain example embodiments may include receiving a search request for part numbers and determining virtual families including entities matching the search request. The number of matching products matching the search request and the part numbers may be determined based on the virtual families and the independent groups stored in the virtual families that match the search request. The part numbers may be determined based on allowed characters, number and/or symbols for the part number positions defined in the independent groups of the virtual families including the entities matching the one or more configurable properties of the user input search request. Facet counts for the configurable product may also be determined based on the results of the user input search request.
    Type: Grant
    Filed: October 5, 2018
    Date of Patent: August 10, 2021
    Assignee: Partfiniti Inc.
    Inventors: Lukasz Marcin Reszczynski, Geoffrey Peter Laycock
  • Patent number: 11087376
    Abstract: A system and method may present, by a first application being executed by an electronic device, a first user interface that enables a user to select a food item and/or non-food item for purchase at a retail establishment. In response to receiving, by the first application, a request from the user using the first user interface to purchase a beverage at the retail establishment, a second application may be linked with the first application. A data repository inclusive of selectable beverage options available for dispensing by a beverage dispenser at the retail establishment may be accessed. The second application may present a second user interface for selection of a selectable beverage option. A selected beverage instruction code representative of a selected beverage may be generated and communicated to the beverage dispenser at the retail establishment to cause the beverage dispenser to be configured for dispensing the selected beverage.
    Type: Grant
    Filed: October 12, 2017
    Date of Patent: August 10, 2021
    Assignee: The Coca-Cola Company
    Inventors: Scott Cuppari, Steven Hilton
  • Patent number: 11087377
    Abstract: Systems and methods for providing intelligent assistance using voice services for agent coaching. In some embodiments, an Information Handling System (IHS) may include: a processor; and a memory coupled to the processor, the memory having program instructions stored thereon that, upon execution, cause the IHS to: receive an instruction from a voice service provider in response to audio captured during a communication between a customer and an agent, where the instruction includes a sentiment indication; identify a resource used by the agent during the communication; determine a result of the communication; and store the sentiment indication, the resource identification, and the result of the communication, in a coaching database.
    Type: Grant
    Filed: May 15, 2018
    Date of Patent: August 10, 2021
    Assignee: Dell Products, L.P.
    Inventors: Todd Erick Swierk, Tyler Ryan Cox, Marc Randall Hammons, Abbey Barretto
  • Patent number: 11087378
    Abstract: Systems and methods for reserving products, events, or services that have limited availability are provided. A product reservation system may be used to announce the availability of limited availability products. The announcements may be at times unknown to consumers. Consumers may participate in a product drawing session to submit one or more reservation requests for limited availability products being offered during the session.
    Type: Grant
    Filed: March 9, 2020
    Date of Patent: August 10, 2021
    Assignee: NIKE, Inc.
    Inventors: Christopher Andon, Hien Tommy Pham, Chase Louis Taylor
  • Patent number: 11087379
    Abstract: A user registers for an account with an account management system, configures account settings to permit the account management system to receive user computing device data from a user computing device associated with the user, and logs into the account via the user computing device. The account management system receives a user voice purchase command and determines a purchase command context based on the received user computing device data. The account management system identifies a product that the user desires to purchase based on the purchase command context and directs the user computing device web browser to a merchant website to set up a transaction for the identified product.
    Type: Grant
    Filed: February 12, 2015
    Date of Patent: August 10, 2021
    Assignee: GOOGLE LLC
    Inventors: Filip Verley, IV, Stuart Ross Hobbie
  • Patent number: 11087380
    Abstract: The system instantly provisions high demand items to a consumer. The system may be capable of identifying an item for a consumer based on information about the consumer and a demand associated with the item. The system may also be capable of reserving a reservation for the item. The system may further be capable of provisioning the item to the consumer based on a demand associated with the item. In this regard, the item may be instantly available to the consumer. The system may also be capable of adjusting an item inventory in the item inventory database. The system may further provide available appointments to consumers for selection in real-time.
    Type: Grant
    Filed: October 26, 2016
    Date of Patent: August 10, 2021
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Lisa M. Knight, Scott Seese
  • Patent number: 11087381
    Abstract: A method for Simultaneously in one-step filling a Virtual Shopping Cart with many items from one or multiple resources at one time; all items of any type from all potential resources are embodied into a Customized List of All Items, which has been Simultaneously generated and sourced from all potential resources in one-step and then presented visually to the User in a unique format from which the User selects specific designated, approved and desired items, with distinction to the source, type or characteristics of those items; resulting in a Simultaneous one-step of moving all of the selected items into a single Virtual or Online Shopping Cart for purchase or acquisition; ordered and/or ordered and paid for then allocated for acquisition and fulfillment of all items Simultaneously from as many sources as necessary.
    Type: Grant
    Filed: September 14, 2017
    Date of Patent: August 10, 2021
    Inventor: Dvorah Hirsch
  • Patent number: 11087382
    Abstract: Methods, computer program products, and systems are presented. The methods include, for instance: obtaining a digital order via a mobile device from a user and determining the digital order is placed within a venue boundary for an immediate pickup. Certain exceptions are checked, and the digital order is merged with a physical queue of patrons waiting to be serviced at a device virtual position, provided the digital order is no exception based on digital order rules. The order is scheduled for later service according to the device virtual position and the user is informed as such.
    Type: Grant
    Filed: November 21, 2017
    Date of Patent: August 10, 2021
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Jeremy A. Greenberger, Jeffrey A. Kusnitz
  • Patent number: 11087383
    Abstract: Methods and apparatus are disclosed for providing a centralized customer order processing system. A customer order entry may be received by a central server. The customer order entry may be routed to a local store server at an identified store location. Upon arrival at the identified store location, a mobile device of the customer may detect a proximity signal located at the identified store location, and a mobile application may be invoked on the mobile device. An order activation signal may be transmitted to a server, the order activation signal indicating customer arrival at the identified store location. The customer order entry may be activated at the local store server. The customer may arrive at the identified store location and pick up their order. Methods and apparatus are also disclosed for implementing the centralized customer order processing system on a mobile device.
    Type: Grant
    Filed: August 9, 2018
    Date of Patent: August 10, 2021
    Assignee: DD IP HOLDER LLC
    Inventors: John L. Clare, Santhosh Kumar Gopinath, Praneeth Reddy Veerepalli
  • Patent number: 11087384
    Abstract: An information processing system including an information processing device that is used by a first user and a server configured that can communicate with the information processing device is provided. The server is configured to store a first list of commodities which are sold by the first user who uses a vehicle, a second list of commodities which a second user wants to purchase, and position information of a receiving place of the commodities. The information processing device is configured to notify the first user of transaction information when a predetermined condition based on position information or travel route information of the vehicle which is moving and the position information of the receiving place is satisfied. The transaction information is information including identification information of commodities which are common to the first list and the second list and the position information of the receiving place.
    Type: Grant
    Filed: April 19, 2019
    Date of Patent: August 10, 2021
    Assignee: TOYOTA JIDOSHA KABUSHIKI KAISHA
    Inventor: Kazuya Nishimura
  • Patent number: 11087385
    Abstract: In certain implementations, a system for facilitating voice commerce is provided. A user input comprising a natural language utterance related to a product or service to be purchased may be received. A first product or service that is to be purchased may be determined based on the utterance. First payment information that is to be used to purchase the first product or service may be obtained. First shipping information that is to be used to deliver the first product or service may be obtained. A purchase transaction for the first product or service may completed based on the first payment information and the first shipping information without further user input, after the receipt of utterance, that identifies a product or service type or a product or service, seller information, payment information, shipping information, or other information related to purchasing the first product or service.
    Type: Grant
    Filed: August 28, 2019
    Date of Patent: August 10, 2021
    Assignee: VB Assets, LLC
    Inventor: Michael R. Kennewick, Sr.
  • Patent number: 11087386
    Abstract: A computer-implemented method for scheduling processing of an order for goods at a provider location obtains an arrival estimate for when a user associated with the order is expected to arrive at the provider location and uses the arrival estimate to schedule processing of the order. Processing may be scheduled so that completion of order processing is expected to substantially coincide with arrival of the user at the provider location. The method may also obtain an order completion estimate for when processing of the order is expected to be completed and use both the arrival estimate and the order completion estimate to schedule processing of the order. The method may update one or both of the arrival estimate and the order completion estimate. The method may be executed by a networked mobile wireless telecommunication computing device of the user, or by a data processing system associated with the provider.
    Type: Grant
    Filed: September 17, 2020
    Date of Patent: August 10, 2021
    Assignee: Expose Retail Strategies, Inc.
    Inventor: David Napper
  • Patent number: 11087387
    Abstract: In various example embodiments, a system and method for dynamically generating virtual marketplace platforms are presented. The system receives a set of facility data, a set of selections for a set of user interaction objects, and a set of object placement selections. The set of user interaction objects includes a first subset and a second subset. The system generates a virtual facility comprising the facility data and the set of user interaction objects distributed based on the object placement selections. The system receives user data for a user interacting with the virtual facility and one or more objects of the first and second subset of user interaction objects, dynamically arranges the second subset of user interaction objects into a second arrangement, and causes presentation of the virtual facility and the set of user interaction objects to the user.
    Type: Grant
    Filed: May 13, 2019
    Date of Patent: August 10, 2021
    Assignee: eBay Inc.
    Inventors: David Beach, John Tapley
  • Patent number: 11087388
    Abstract: Provided are a method and computer system for facilitating selection of a paint by a user over a communication network. A server component of the computer system receives a type of the paint available on a website desired by the user over the communication network, and transmits content over the communication network to present the user with an arrangement of available colors for the paint. A desired color selected by the user from the arrangement of available colors is received. Without transmitting content over the communication network to cause the user computer to separately present all variants of the paint comprising both the type of the paint and the desired color selected by the user, content indicative of a collection of variants of the paint and a selectable menu of options for specifying an additional parameter that identifies a desired variant of the paint are transmitted.
    Type: Grant
    Filed: October 31, 2017
    Date of Patent: August 10, 2021
    Assignee: SWIMC LLC
    Inventors: Meghan L Vickers, Pamela A Gillikin
  • Patent number: 11087389
    Abstract: A messaging system for a website building system hosting a website. The system also includes at least one database storing website parameters, pre-defined rules concerning card definitions, pre-defined widget card parameters and a product classification taxonomy and at least one card product system to receive a trigger from the website, associated with an action related to a product. The system generates an actionable widget card associated with the product based on the action, the website parameters, the pre-defined rules, the pre-defined widget card parameters and the product classification taxonomy where the widget card implements e-commerce related operations for the product between a publisher of the website with an end user of the website.
    Type: Grant
    Filed: December 21, 2017
    Date of Patent: August 10, 2021
    Assignee: Wix.com Ltd.
    Inventors: Reuven J. Sherwin, Tal Shalom Kol, Adi Zellner, Yonatan Biri, Shachar Burg, Ethan Sharabi, Liat Karpel Gurwicz, Roni Ben-Aharon
  • Patent number: 11087390
    Abstract: A user interface that facilitates the selection and purchase of an item may be presented on a display. The user interface includes a presentation section and one or more other sections, such as a title section, buy section, alternate image section, package art section, review section, rating section, or other section. The presentation section may extend a full-width of a display or window available for display, while maintaining a desired aspect ratio. Video, slideshows, or other visual information may be played within the presentation section. One or more sections may overlay the presentation section. For example, at least a portion of the buy section may overlay at least a portion of the presentation section.
    Type: Grant
    Filed: July 19, 2019
    Date of Patent: August 10, 2021
    Assignee: AMAZON TECHNOLOGIES, INC.
    Inventors: Jennifer Anne Hiatt, Alison Louise Cramer, Kevin Frank Hadder
  • Patent number: 11087391
    Abstract: A system to manage a wardrobe and compile outfits includes a server computing device that includes a memory having stored thereon demographic data and a plurality of electronic fashion item models. Each electronic fashion item model is indicative of a fashion item. The electronic fashion item model includes a fashion item type and a fashion item color scheme. The electronic fashion item model is associated with one or more style genres. The system includes an application configured to, when executed by at least one processor, compile at least one virtual outfit. Each virtual outfit includes at least one electronic fashion item model. Each virtual outfit is compiled based on A) a selected event, B) the particular user's demographic data, and C) style genres.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: August 10, 2021
    Assignee: Lutzy Inc.
    Inventor: Brittany Fletcher Beckham
  • Patent number: 11087392
    Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for dynamically managing data associated with transactions of wearable items. For example, a method may include receiving wearable item data from one or more electronic tenant interfaces, hosting an electronic warehouse operations portal and/or an electronic administrative portal, receiving one or more electronic user transactions initiated at one or more user platforms, updating one or more transaction databases and one or more analytics databases, based on the one or more electronic user transactions, receiving one or more wearable item operations requests, initiating one or more microservices to fulfill the one or more wearable item operations requests, and updating at least one of the one or more transaction databases and one or more analytics databases based on completion of the one or more wearable item operations requests.
    Type: Grant
    Filed: December 22, 2020
    Date of Patent: August 10, 2021
    Assignee: CaaStle Inc.
    Inventors: Jaswinder Pal Singh, Amy Kang, Christine M. Hunsicker, Georgiy Goldenberg, Dongming Jiang, Chirag Jain, Prashant Rao, Prashant T R Rao
  • Patent number: 11087393
    Abstract: The systems and methods provided herein are directed to a system for managing a jointly owned autonomous vehicle. The system schedules usage of the vehicle by different owners, makes the vehicle available for rental by third parties when not in use by the owners, and distributes expenses and rental revenue to owners proportional to each owner's ownership interest or in accordance with user behavior and vehicle usage, as appropriate.
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: August 10, 2021
    Assignee: Honda Motor Co., Ltd.
    Inventors: Michael T. Sailer, Katie C. Wallace, Annika E Nordlund-Swenson, Alen Simon, James Keen, Spencer L. Mackay, Kimberlee C. Muenzer, Takuya Idehara, David K. B. Lee
  • Patent number: 11087394
    Abstract: A method for anticipating and preventing financial account overdrafts includes receiving financial data for a financial account associated with a user. A likelihood that the financial account will experience an overdraft event is determined using a funds transaction model, where the funds transaction model is configured to predict overdraft events based on financial data. When the likelihood that the financial account will experience an overdraft even exceeds a threshold, the method further includes transferring an amount of funds into the financial account associated with the user. The amount of funds transferred to the financial account is sufficient to prevent the overdraft event. Finally, a notification is transmitted to a user system associated with the user. The notification indicates the transfer of an amount of funds into the financial account.
    Type: Grant
    Filed: September 19, 2018
    Date of Patent: August 10, 2021
    Assignee: Rapid Financial Services, LLC
    Inventors: William Joseph Tumulty, II, Bogdan Aurel Nastea
  • Patent number: 11087395
    Abstract: A mobile banking reconciliation application allows a user to reconcile a business's records with banking records associated with one or more accounts of the business. The mobile banking reconciliation application can access an accounting system to obtain business records and banking records associated with the business. The banking records and business records may be displayed as a set of cards that a user can scroll and/or flip through (e.g., using the touch screen of a mobile device). The related business records displayed may be a suggestion that is based on a determination that the banking record likely matches the business record. The user may identify the appropriate business record for the particular bank record being reconciled from existing business records, or the user may create a new business record.
    Type: Grant
    Filed: February 21, 2019
    Date of Patent: August 10, 2021
    Assignee: Xero Limited
    Inventor: Brock Stephen Abernethy
  • Patent number: 11087396
    Abstract: Systems and techniques for context aware predictive activity evaluation are described herein. A set of transaction variables may be identified for a predicted transaction. A set of inputs may be obtained corresponding to each transaction variable of the set of transaction variables. A value may be determined for each transaction variable using the set of inputs corresponding to each transaction variable of the set of transaction variables. The value for each transaction variable may be compared to a set of transaction models to select a transaction model for the predicted transaction. A probability may be calculated that the predicted transaction will be approved using the transaction model for the predicted transaction. The probability that the predicted transaction will be approved may be displayed on a display device.
    Type: Grant
    Filed: August 5, 2019
    Date of Patent: August 10, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mary P. Casey, Kelly Francis Loven, Christopher J. Blunt, Lee Ryan Haseman, Richard Mulvey
  • Patent number: 11087397
    Abstract: Controlling communications between arrangements of computing systems improves letter of credit (“LC”) administration, speed, flexibility, and reach. The computing systems can be operated by an Applicant, Issuer, Custody Bank, and Beneficiary. LC improvements are achieved by the Applicant computing system making a LC request to the Issuer computing system, which obtains a hold on non-cash collateral and provides the hold to the Custody Bank computing system, designating the Custody Bank as both nominated person and paying agent. The Custody Bank computing system obtains a hold on the collateral, using it to immediately act on Beneficiary payment requests in kind of the collateral. Under these arrangements, the LC is capable of immediate payment and automated amendments to Stated Amounts to rebalance capacity amongst Beneficiaries of the Applicant, the LC Stated Amount and collateral values are always equal, and the LC is less susceptible to payment interference, automatic stays, and double payment.
    Type: Grant
    Filed: April 6, 2020
    Date of Patent: August 10, 2021
    Assignee: GCSA Capital LLC
    Inventor: Christopher Cononico
  • Patent number: 11087398
    Abstract: A query request is forwarded to a plurality of service provider servers by a proxy server that determines a serial number based on the query request. An encrypted query result corresponding to the query request is received from each service provider server, and a copy of the encrypted query result is stored as a result to be audited in a blockchain that associated with each service provider server. An audit request is sent to at least one service provider server. The result to be audited is obtained from the blockchain corresponding to the service provider server. As a standard result, an encrypted query result is received from the service provider server. As an audit, the standard result received from the service provider server is compared with the result to be audited that obtained from the blockchain that associated with the service provider server.
    Type: Grant
    Filed: September 28, 2020
    Date of Patent: August 10, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Pengfei Ying
  • Patent number: 11087399
    Abstract: A derived order gives a participant simultaneous access to liquidity across multiple books, destinations, or marketplaces. The derived order can be placed and anchored in one trading venue and simultaneously replicated in another trading venue. A participant can place the derived order in the lit book as an anchor book and replicate the order in the hybrid book and/or the dark book, or alternatively, the participant can place the derived order in the hybrid book as an anchor book and replicate the order in the dark book. A trading engine can be configured to replicate an order in different books and guarantee that each order is only executed once. When an order is replicated, the trading engine can check the stored record to see where the order was placed, and then adjust or cancel an order in one book when it is being fulfilled in a different book.
    Type: Grant
    Filed: April 16, 2019
    Date of Patent: August 10, 2021
    Assignee: AEQUITAS INNOVATIONS INC.
    Inventors: Joseph Schmitt, Stephen Bain
  • Patent number: 11087400
    Abstract: Systems and methods for generating a graphical representation for and displaying order performance metrics for one or more user orders of one or more market instruments. A graphical representation of the order performance metrics can be aligned with a graphical representation of market data relating to prices and volume of user orders, market orders, user order executions, and market trades. The order performance metrics can be displayed as one or more performance bars or ribbons divided into segments, which can be assigned a color based on a user order's performance with respect to a market benchmark. The graphical representations can be displayed using a display device.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: August 10, 2021
    Assignee: FIDESSA TRADING UK LIMITED
    Inventors: Robert Davies, Will Winzor-Saile
  • Patent number: 11087401
    Abstract: A method, a system, and a computer program product provide crowd bootstrapping between a first user and a second user. The method includes securing authentication information, including user authentication information and payment authentication information for the first user and the second user. The securing of the authentication information includes using a public key in the process to encrypt the authentication information and then decomposing the authentication information into subcomponents that are distributed randomly across a plurality of member computers. The method further includes recovering the authentication information by recombining the authentication information from its subcomponents then using a private key in the process to decrypt the authentication information.
    Type: Grant
    Filed: September 18, 2016
    Date of Patent: August 10, 2021
    Inventor: Mark Lawrence
  • Patent number: 11087402
    Abstract: Implementations of the present specification provide fund-related service information. In an implementation, historical information of a fund item of a user is retrieved. A projected change of the fund item within a time period based on the historical information is determined. Fund-related service information based on the projected change of the fund item within the time period is determined. The fund-related service information to the user to compensate for the projected change is transmitted.
    Type: Grant
    Filed: March 6, 2020
    Date of Patent: August 10, 2021
    Assignee: Advanced New Technologies Co., Ltd.
    Inventor: Tianqi Gong
  • Patent number: 11087403
    Abstract: A system for insurance process management employing an advanced decision platform has been developed. A high speed data retrieval and storage module retrieves insurance related data from a plurality of sources. A predictive analytics module performs predictive analytics functions on normalized insurance related data. A predictive simulation module performs predictive simulation functions on normalized insurance related data. An interactive display module displays results of activity of the predictive analytics module and the predictive simulation module as pre-programmed by analysts of an investigation, and re-display results in ways differing by additional representation programming instructions over the course of a viewing session.
    Type: Grant
    Filed: November 4, 2016
    Date of Patent: August 10, 2021
    Assignee: QOMPLX, INC.
    Inventors: Jason Crabtree, Andrew Sellers
  • Patent number: 11087404
    Abstract: A computer device and method for managing multiple electronic sensors is provided where a server received building condition data from a first sensor and analyzes the received data; upon the received data satisfying a threshold, the server activates a second sensor and receives a second set of building condition data and analyzes the received second set of data; upon the second set of data satisfying a second threshold, the server may determine a possible problem with the building and notify the homeowner; the server may further take corrective actions such as terminate the water or the electric supply for the building.
    Type: Grant
    Filed: February 2, 2018
    Date of Patent: August 10, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, Michael J. Allen, Spencer Read, Traci K. Uribe, Ina L. Jackson
  • Patent number: 11087405
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: May 9, 2018
    Date of Patent: August 10, 2021
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 11087406
    Abstract: The risk analysis system according to the present invention includes: a storage apparatus which stores subject data including information related to health of a subject; an analyzer which analyzes a risk related to the health of the subject based on the subject data acquired from the storage apparatus; and an output apparatus which outputs an analysis result by the analyzer. The analyzer has: a risk estimating unit which estimates an event onset risk of the subject based on the subject data; and a medical expense predicting unit which predicts future medical expenses, which are medical expenses to be incurred in the future by the subject, based on the event onset risk estimated by the risk estimating unit and the subject data.
    Type: Grant
    Filed: January 2, 2019
    Date of Patent: August 10, 2021
    Assignees: OMRON HEALTHCARE CO., LTD., OMRON CORPORATION
    Inventors: Hironori Sato, Mitsuharu Konishi, Seisuke Fujiwara
  • Patent number: 11087407
    Abstract: In several embodiments, methods, systems, and computer program products for processing digital images captured by a mobile device are disclosed. The techniques include capturing image data depicting a document; defining a plurality of candidate edge points within the image data; and defining four sides of a tetragon based on at least some of the plurality of candidate edge points; wherein each side of the tetragon corresponds to a different side of the document; wherein an area of the tetragon comprises at least a threshold percentage of a total area of the digital image; and wherein the tetragon bounds the digital representation of the document.
    Type: Grant
    Filed: March 19, 2020
    Date of Patent: August 10, 2021
    Assignee: KOFAX, INC.
    Inventors: Anthony Macciola, Jan Willers Amtrup, Alexander Shustorovich, Christopher W. Thrasher
  • Patent number: 11087408
    Abstract: A method of organising financial data is described in which financial data is obtained from one or more data source and imported into a computer program. The data may, for example, be bank account data obtained from a bank via a wireless connection. The computer program modifies the data so obtained into a format suitable for presentation to a user. At least some of said electronic data is obtained without being manually entered by an operator.
    Type: Grant
    Filed: October 22, 2013
    Date of Patent: August 10, 2021
    Assignee: BANKCLARITY JERSEY GROUP LIMITED
    Inventor: Paul Edward Bater
  • Patent number: 11087409
    Abstract: In a system and method for auditing transactions where a set of image based transactions are received over a communications network, and stored in a central data store, the set of image based transactions are associated with a unique identifier associated with a user. A transaction format is identified from the set of image based transactions, utilizing a processor to apply a preprocessing to the set of image based transaction based on the identifying. The preprocessed image based transactions are processed into a series of text based transactions, wherein each image based transaction has a related text based transactions and each text based transaction has a plurality of data representing the transaction. The plurality of data for each text based transaction is stored and a quality identifier is associated with each text based transaction. An identifier is applied to a text based transaction based on the quality identifier.
    Type: Grant
    Filed: January 30, 2017
    Date of Patent: August 10, 2021
    Assignee: Ocrolus, LLC
    Inventors: Sam Bobley, Michael Yang
  • Patent number: 11087410
    Abstract: A system for facilitating user interaction with a tax return preparation program includes a completion graph parser configured to identify a portion of a tax return completion graph corresponding to a tax topic. The system also includes a query object creator configured to analyze and assign a node in the portion as a query object property. The system further includes a natural language synthesis engine configured to map the property to a first natural language question. Moreover, the system includes a natural language analysis engine configured to analyze user input and to identify a characteristic that maps to the property based on the user input. In addition, the system includes a runner interface configured to modify the query object based on the characteristic, update the tax return completion graph based on the modified query object, and analyze the updated tax return completion graph to determine whether it is complete.
    Type: Grant
    Filed: April 30, 2016
    Date of Patent: August 10, 2021
    Assignee: INTUIT INC.
    Inventors: Paul F. Hubbard, Tyler Thomas Krupicka, Andrew Scott Jeddeloh, Nankun Huang, Amir R. Eftekhari
  • Patent number: 11087411
    Abstract: A modular, computerized tax return preparation application engine including modular tax logic engine and interface controller components loosely coupled to each other and a modular completion monitor. Modular tax logic engine receives runtime data of the tax return and generates a first non-binding suggestion involving a tax topic that is incomplete based on first runtime data and a decision table. Modular interface controller generates a first interface including a first interview screen including content based on the first non-binding suggestion. For iterations or changes of runtime data, completion monitor determines when a previously complete tax topic is now incomplete and notifies modular interface controller regarding the completion status modification. In response modular interface controller generates a second interface comprising an encoded link to an interview screen or screens to address previously complete but currently incomplete tax topics.
    Type: Grant
    Filed: July 27, 2016
    Date of Patent: August 10, 2021
    Assignee: INTUIT INC.
    Inventors: Gang Wang, Sasha Mikhael Perez, Kevin M. McCluskey, Alex G. Balazs, Ronald Jason Char
  • Patent number: 11087412
    Abstract: A service provider may receive job requisition compensation information and/or point of sale (POS) transaction information from a plurality of merchant devices associated with a plurality of merchants. The service provider may categorize the plurality of merchants according to the types of employees employed by the respective merchants, and may further categorize the merchants according to the locations at which they conduct business. The service provider may subsequently determine a compensation recommendation or other compensation information for a particular job requisition offered by a particular merchant. The service provider may further provide instructions to cause a merchant device of the particular merchant to present compensation information within a user interface so as to enable the merchant to view and intelligently adjust compensation for a particular employee.
    Type: Grant
    Filed: March 31, 2017
    Date of Patent: August 10, 2021
    Assignee: Square, Inc.
    Inventors: Veronica Ho, Saqi Mehta, Matthew Haehl, Stephanie Snyder
  • Patent number: 11087413
    Abstract: In one aspect, a computer system for evaluating the accuracy of an identity mapping method is disclosed. The system can comprise a system memory, one or more processors, and/or a computer readable medium containing compute-executable instructions representing a probability accuracy module. The probability accuracy module can be configured to query an identity map database for an identity map created using the identity mapping method, compare the identity map with additional social media data, calculate a correlation based on similarities between the social media data and the additional social media data, and/or verify the identity map based on the correlation. The identity map can be based on commerce data from a retailer and/or social media data from a first social media site.
    Type: Grant
    Filed: January 24, 2018
    Date of Patent: August 10, 2021
    Assignee: WALMART APOLLO, LLC
    Inventors: Wei Shen, Chris Undernehr, Ioannis Pavlidis, Zoheb Vacheri, Ronald Benson
  • Patent number: 11087414
    Abstract: Correspondences in a social networking system are analyzed to determine at least one topic. An activity stream with the at least one topic is analyzed. A target audience for the activity steam is identified. The activity stream is analyzed according to a uniqueness and a relationship criteria to form an assessment. The assessment is analyzed to a predetermined action criteria. Performing an action responsive to determining the assessment satisfies the predetermined action criteria.
    Type: Grant
    Filed: June 12, 2019
    Date of Patent: August 10, 2021
    Assignee: Airbnb, Inc.
    Inventors: Paul R. Bastide, Matthew E. Broomhall, Robert E. Loredo